US Bank Directory
Banks in Potomac, IL
1 FDIC-insured bank operates 1 office in Potomac, Illinois.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Potomac
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Potomac, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Potomac
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Fountain Trust is the only bank with an office in Potomac. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Fountain Trust Bank · 1
The Fountain Trust has 1 branch in Potomac, 4 across Illinois and 20 nationwide. FDIC records list its main office in Covington, IN and show it operating since 1903. With $844.6 million in total assets on June 30, 2026, it ranks No. 1,202 of 4,232 U.S. banks by total assets. The Potomac Il Branch at 108 E State St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Potomac Il Branch108 E State St, 61865
Banking in Potomac: the local picture
Short answer: 1 bank runs 1 branch in Potomac according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Fountain Trust has its main office in Covington, IN, according to the FDIC.
The bank with the longest record here is The Fountain Trust, operating since 1903 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Potomac, and where the nearest one is if they do not.
Short answer: No branches in Potomac: Chase (nearest in Urbana, 25 mi), Wells Fargo (nearest in Naperville, 103 mi), Bank of America (nearest in Matteson, 83 mi), PNC Bank (nearest in Urbana, 25 mi), U.S. Bank (nearest in Charleston, 60 mi), Truist, Fifth Third Bank (nearest in South Chicago Heights, 82 mi), Huntington (nearest in Frankfort, 83 mi), Regions Bank (nearest in Bloomington, 63 mi), TD Bank, BMO (nearest in Manhattan, 78 mi).
| Bank | In Potomac | Nearest branch if none here |
|---|---|---|
| Chase | None | Urbana, 25 miles away |
| Wells Fargo | None | Naperville, 103 miles away |
| Bank of America | None | Matteson, 83 miles away |
| PNC Bank | None | Urbana, 25 miles away |
| U.S. Bank | None | Charleston, 60 miles away |
| Truist | None | none in Illinois |
| Fifth Third Bank | None | South Chicago Heights, 82 miles away |
| Huntington | None | Frankfort, 83 miles away |
| Regions Bank | None | Bloomington, 63 miles away |
| TD Bank | None | none in Illinois |
| BMO | None | Manhattan, 78 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Potomac to the nearest branch in Illinois.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Potomac residents like anyone else.
Banks near Potomac
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hoopeston (13 miles) and Danville (14 miles). Urbana, 25 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hoopeston, IL | 13 mi | 3 | 3 |
| Banks in Danville, IL | 14 mi | 7 | 11 |
| Banks in Saint Joseph, IL | 18 mi | 3 | 3 |
| Banks in Rantoul, IL | 19 mi | 4 | 4 |
| Banks in Paxton, IL | 19 mi | 2 | 3 |
| Banks in Milford, IL | 23 mi | 2 | 2 |
| Banks in Georgetown, IL | 24 mi | 2 | 2 |
| Banks in Urbana, IL | 25 mi | 9 | 10 |
Bank branch openings and closings in Potomac
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Potomac between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Potomac by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Potomac offices.
Short answer: The Fountain Trust is the largest bank with offices in Potomac, with $844.6 million in total assets on June 30, 2026, No. 1,202 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Fountain Trust | $844.6 million | No. 1,202 | 1 | Covington, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Potomac: FAQ
How many banks are in Potomac, IL?
Potomac has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a The Fountain Trust in Potomac, IL?
Yes. FDIC data lists 1 The Fountain Trust branch in Potomac as of September 5, 2026. The address and directions are under The Fountain Trust above.
Is there a Chase in Potomac, IL?
No. FDIC data lists no Chase branch in Potomac as of September 5, 2026. The nearest is in Urbana, about 25 miles away in a straight line.
What is the oldest bank in Potomac?
The Fountain Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in Potomac in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Potomac?
Nearby cities with more banks include Hoopeston, Danville, Saint Joseph. Hoopeston is 13 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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