Banks in Polo, IL

Bank branch map: Polo

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Polo, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Polo

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank Shannon-Polo is the only bank with an office in Polo. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Blackhawk Area Credit Union 1 office · main office Savanna, IL Credit union · 1

Blackhawk Area Credit Union has 1 office in Polo, 3 across Illinois. It is based in Savanna, IL and $39.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Polo Branch

  201 E Dixon St, 61064

  (815) 946-3660Today 9 am to 4:30 pm

  All hours

  Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

Blackhawk Area Credit Union: profile, branches and contacts

First State Bank Shannon-Polo 1 branch · main office Shannon, IL Bank · 1

First State Bank Shannon-Polo has 1 branch in Polo, 3 across Illinois and 3 nationwide. FDIC records list its main office in Shannon, IL and show it operating since 1930. With $190.5 million in total assets on June 30, 2026, it ranks No. 3,059 of 4,232 U.S. banks by total assets. The Polo Branch at 211 S Division Ave dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Polo Branch

  211 S Division Ave, 61064

  Hours: see the bank's site
  DirectionsWebsite

First State Bank Shannon-Polo: profile, branches and contacts

Join a credit union in Polo

1 credit union has 1 office here: Blackhawk Area Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Polo page has every office in the state's directory.

Banking in Polo: the local picture

Short answer: 1 bank runs 1 branch in Polo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First State Bank Shannon-Polo has its main office in Shannon, IL, according to the FDIC.

The bank with the longest record here is First State Bank Shannon-Polo, operating since 1930 according to the FDIC.

The only credit union with an office here is Blackhawk Area Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Polo

Short answer: 1 of the 1 Polo location with published hours opens on Saturday, run by 1 institution.

• Blackhawk Area Credit Union: 1 of 1 office (201 E Dixon St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Polo, and where the nearest one is if they do not.

Short answer: No branches in Polo: Chase (nearest in Rockford, 34 mi), Wells Fargo (nearest in Geneseo, 47 mi), Bank of America (nearest in Aurora, 64 mi), PNC Bank (nearest in Rockford, 32 mi), U.S. Bank (nearest in Dixon, 12 mi), Truist, Fifth Third Bank (nearest in Sterling, 13 mi), Huntington (nearest in Huntley, 60 mi), Regions Bank (nearest in Peoria, 86 mi), TD Bank, BMO (nearest in Rockford, 32 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Polo to the nearest branch in Illinois.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Polo residents like anyone else.

Banks near Polo

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mount Morris (9 miles) and Dixon (11 miles). Sterling, 14 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Polo

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Polo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Polo by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Polo offices.

Short answer: First State Bank Shannon-Polo is the largest bank with offices in Polo, with $190.5 million in total assets on June 30, 2026, No. 3,059 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Polo: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.