US Bank Directory
Banks in Santa Maria, CA
12 FDIC-insured banks operate 19 offices in Santa Maria, California, and 4 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Santa Maria
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 16 banks and credit unions operate 25 locations in Santa Maria, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Santa Maria
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and Mechanics Bank have the most locations in Santa Maria, with 3 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Coasthills Credit Union Credit union · 3
Coasthills Credit Union has 3 officees in Santa Maria, 11 across California. It is based in Santa Maria, CA and $1.77 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Santa Maria locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office1075 E Betteravia Rd, 93454
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 10 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Orcutt Branch1125 E Clark Ave, 93455
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Santa Maria Branch1203 S Broadway, 93454
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 10 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Mechanics Bank Bank · 3
Mechanics Bank has 3 branches in Santa Maria, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Maria location is the East Main Branch at 519 E Main St, dating to 1970; the newest, at 1554 S Broadway, to 1980. It does not publish hours in the sources this page uses; check its site before you go.
-
Orcutt-Oak Knolls Branch1110 E Clark Ave, 93455
-
Santa Maria-South Broadway Branch1554 S Broadway, 93454
-
East Main Branch519 E Main St, 93454
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Santa Maria, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Maria location is the Santa Maria Branch at 407 E Main St, dating to 1964; the newest, at 2445 S Broadway, to 2008. 2 of its 3 Santa Maria locations with published hours open on Saturday.
-
South Broadway Branch1450 S Broadway, 93454
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
Broadway & Mccoy Branch2445 S Broadway, 93454
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
-
Santa Maria Branch407 E Main St, 93454
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Santa Maria, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Maria location is the Santa Maria Branch at 300 Town Ctr E, dating to 1927; the newest, at 2060 S Broadway, to 1976. All 2 of its Santa Maria locations with published hours open on Saturday.
-
South Broadway Branch2060 S Broadway, 93454
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
-
Santa Maria Branch300 Town Ctr E, 93454
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Santa Maria, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Maria location is the Betteravia Branch at 2200 S Broadway, dating to 1889; the newest, at 401 S Broadway, to 1988. All 2 of its Santa Maria locations with published hours open on Saturday.
-
Betteravia Branch2200 S Broadway, 93454
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
-
Cook St Branch401 S Broadway, 93454
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Community Bank of Santa Maria Bank · 2
Community Bank of Santa Maria has 2 branches in Santa Maria, 2 across California and 2 nationwide. FDIC records list its main office in Santa Maria, CA and show it operating since 2001. With $396.5 million in total assets on June 30, 2026, it ranks No. 2,080 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Maria location is its main office at 2739 Santa Maria Way, dating to 2001; the newest, at 1421 S Broadway, to 2015. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office2739 Santa Maria Way, 93455
-
South Broadway Branch1421 S Broadway, 93454
American Riviera Bank Bank · 1
American Riviera Bank has 1 branch in Santa Maria, 9 across California and 9 nationwide. FDIC records list its main office in Santa Barbara, CA and show it operating since 2006. With $1.44 billion in total assets on June 30, 2026, it ranks No. 770 of 4,232 U.S. banks by total assets. The Santa Maria Branch at 2605 S Miller St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Santa Maria Branch2605 S Miller St, 93455
Banc of California Bank · 1
Banc of California has 1 branch in Santa Maria, 83 across California and 87 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1982. With $34.90 billion in total assets on June 30, 2026, it ranks No. 62 of 4,232 U.S. banks by total assets. The Santa Maria Branch at 2646 Santa Maria Way dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Santa Maria Branch2646 Santa Maria Way, 93455
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Santa Maria, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Santa Maria Branch at 1825 S Broadway dates to 2001 in FDIC branch records. Its published hours do not list Saturday.
-
Santa Maria Branch1825 S Broadway, 93454
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Community West Bank Bank · 1
Community West Bank has 1 branch in Santa Maria, 41 across California and 43 nationwide. FDIC records list its main office in Fresno, CA and show it operating since 1980. With $5.02 billion in total assets on June 30, 2026, it ranks No. 289 of 4,232 U.S. banks by total assets. The Santa Maria Branch at 122 E Betteravia Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Santa Maria Branch122 E Betteravia Rd, 93454
First Bank Bank · 1
First Bank has 1 branch in Santa Maria, 45 across California and 76 nationwide. FDIC records list its main office in St. Louis, MO and show it operating since 1906. With $6.65 billion in total assets on June 30, 2026, it ranks No. 234 of 4,232 U.S. banks by total assets. The Santa Maria Branch at 2027 A South Broadway dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Santa Maria Branch2027 A South Broadway, 93454
Montecito Bank & Trust Bank · 1
Montecito Bank & Trust has 1 branch in Santa Maria, 17 across California and 17 nationwide. FDIC records list its main office in Santa Barbara, CA and show it operating since 1975. With $2.02 billion in total assets on June 30, 2026, it ranks No. 602 of 4,232 U.S. banks by total assets. The Santa Maria Branch at 2125 South Broadway dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Santa Maria Branch2125 South Broadway, 93454
Santa Barbara Teachers Credit Union Credit union · 1
Santa Barbara Teachers Credit Union has 1 office in Santa Maria, 4 across California. It is based in Santa Barbara, CA and $309.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Santa Barbara Teachers Fcu2615 S Miller St Ste 110, 93455
All hours
Mon to Fri 9:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Santa Maria Associated Employees Credit Union Credit union · 1
Santa Maria Associated Employees Credit Union has 1 office in Santa Maria, 1 across California. It is based in Santa Maria, CA and $4.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office314 W Cook St Rm 1, 93458
All hours
Mon to Fri 10 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Sesloc Credit Union Credit union · 1
Sesloc Credit Union has 1 office in Santa Maria, 7 across California. It is based in San Luis Obispo, CA and $1.25 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Santa Maria Branch2506 S Broadway, 93454
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Santa Maria, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Santa Maria Branch at 2340 S Broadway dates to 1996 in FDIC branch records. It opens on Saturday.
-
Santa Maria Branch2340 S Broadway, 93454
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Santa Maria
4 credit unions have 6 offices here: Coasthills Credit Union, Sesloc Credit Union, Santa Barbara Teachers Credit Union and Santa Maria Associated Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Santa Maria page has every office in the state's directory.
Banking in Santa Maria: the local picture
Short answer: 12 banks run 19 branches in Santa Maria according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 1 has its main office in Santa Maria, 5 elsewhere in California and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 2200 S Broadway, dating to 1889; the newest is American Riviera Bank's at 2605 S Miller St, from 2023.
4 credit unions have 6 offices in Santa Maria, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 9 open on Saturday. 10 locations have no published hours in these sources.
Banks by ZIP code in Santa Maria
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 93454 has the most bank and credit union offices in Santa Maria (18), followed by 93455 (6) and 93458 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 93454 | 18 | 12 | Wells Fargo, Bank of America, Chase |
| 93455 | 6 | 6 | American Riviera Bank, Banc of California, Coasthills Credit Union |
| 93458 | 1 | 1 | Santa Maria Associated Employees Credit Union |
Banks and credit unions open on Saturday in Santa Maria
Short answer: 9 of the 15 Santa Maria locations with published hours open on Saturday, run by 5 institutions.
- Wells Fargo: 2 of 3 branches (1450 S Broadway: Saturday 9 am to 2 pm, and 1 more)
- Chase: 2 of 2 branches (2200 S Broadway: Saturday 9 am to 2 pm, and 1 more)
- Bank of America: 2 of 2 branches (2060 S Broadway: Saturday 9 am to 4 pm, and 1 more)
- U.S. Bank: 1 of 1 branch (2340 S Broadway: Saturday 9 am to 1 pm)
- Coasthills Credit Union: 2 of 3 offices (1075 E Betteravia Rd: Saturday 10 am to 1 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 25 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Santa Maria, and where the nearest one is if they do not.
Short answer: In Santa Maria: Chase (2), Wells Fargo (3), Bank of America (2), U.S. Bank (1). No branches in Santa Maria: PNC Bank (nearest in Fresno, 135 mi), Truist, Fifth Third Bank (nearest in Westlake Village, 106 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Santa Barbara, 51 mi).
| Bank | In Santa Maria | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 3 branches | here |
| Bank of America | 2 branches | here |
| U.S. Bank | 1 branch | here |
| PNC Bank | None | Fresno, 135 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Westlake Village, 106 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Santa Barbara, 51 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Santa Maria to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Santa Maria residents like anyone else.
Banks near Santa Maria
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Nipomo (8 miles) and Arroyo Grande (17 miles). San Luis Obispo, 27 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Nipomo, CA | 8 mi | 2 | 2 |
| Banks in Arroyo Grande, CA | 17 mi | 6 | 6 |
| Banks in Grover Beach, CA | 17 mi | 2 | 2 |
| Banks in Lompoc, CA | 19 mi | 6 | 6 |
| Banks in Pismo Beach, CA | 19 mi | 2 | 2 |
| Banks in San Luis Obispo, CA | 27 mi | 14 | 16 |
| Banks in Solvang, CA | 28 mi | 5 | 6 |
| Banks in Los Osos, CA | 35 mi | 2 | 2 |
Bank branch openings and closings in Santa Maria
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Santa Maria between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Santa Maria
Short answer: 3 institutions have their main office in Santa Maria: Coasthills Credit Union, Community Bank of Santa Maria and Santa Maria Associated Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Coasthills Credit Union | Credit union | $1.77 billion | 3 |
| Community Bank of Santa Maria | Bank | $396.5 million | 2 |
| Santa Maria Associated Employees Credit Union | Credit union | $4.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Santa Maria by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Santa Maria offices.
Short answer: Chase is the largest bank with offices in Santa Maria, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 12 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| Banc of California | $34.90 billion | No. 62 | 1 | Los Angeles, CA |
| Mechanics Bank | $21.25 billion | No. 102 | 3 | Walnut Creek, CA |
| First Bank | $6.65 billion | No. 234 | 1 | St. Louis, MO |
| Community West Bank | $5.02 billion | No. 289 | 1 | Fresno, CA |
| Montecito Bank & Trust | $2.02 billion | No. 602 | 1 | Santa Barbara, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Santa Maria: FAQ
How many banks are in Santa Maria, CA?
Santa Maria has 12 banks with 19 branches and 4 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Santa Maria?
Wells Fargo, with 3. Mechanics Bank has 3 and Chase has 2.
Is there a Wells Fargo in Santa Maria, CA?
Yes. FDIC data lists 3 Wells Fargo branches in Santa Maria as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Mechanics Bank in Santa Maria, CA?
Yes. FDIC data lists 3 Mechanics Bank branches in Santa Maria as of September 5, 2026. Its branches are listed under Mechanics Bank above, with the address and directions for each.
Is there a Chase in Santa Maria, CA?
Yes. FDIC data lists 2 Chase branches in Santa Maria as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a PNC Bank in Santa Maria, CA?
No. FDIC data lists no PNC Bank branch in Santa Maria as of September 5, 2026. The nearest is in Fresno, about 135 miles away in a straight line.
Which banks in Santa Maria are open on Saturday?
Wells Fargo, Chase, Bank of America and U.S. Bank and 1 more publish Saturday hours for one or more Santa Maria locations. The Saturday section above lists each one with its hours. 10 of the 25 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Santa Maria?
Coasthills Credit Union, Community Bank of Santa Maria and Santa Maria Associated Employees Credit Union have their main office in Santa Maria, according to the FDIC and the NCUA.
What is the oldest bank in Santa Maria?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Santa Maria?
Coasthills Credit Union, Sesloc Credit Union, Santa Barbara Teachers Credit Union and Santa Maria Associated Employees Credit Union have offices in Santa Maria. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Santa Maria in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Santa Maria?
Nearby cities with more banks include Nipomo, Arroyo Grande, Grover Beach. Nipomo is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 19 branches: Bank of America, Chase, Columbia Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds