Banks in Nipomo, CA

Bank branch map: Nipomo

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Nipomo, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Nipomo

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo and Mechanics Bank have the most locations in Nipomo, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Coasthills Credit Union 1 office · main office Santa Maria, CA Credit union · 1

Coasthills Credit Union has 1 office in Nipomo, 11 across California. It is based in Santa Maria, CA and $1.77 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Nipomo Branch

  671 W Tefft St Ste 6, 93444

  (805) 733-7600Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Coasthills Credit Union: profile, branches and contacts

Mechanics Bank 1 branch · main office Walnut Creek, CA Bank · 1

Mechanics Bank has 1 branch in Nipomo, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Nipomo Branch at 615 W Tefft St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Nipomo Branch

  615 W Tefft St, 93444

  Hours: see the bank's site
  DirectionsWebsite

Mechanics Bank: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Nipomo, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Nipomo Branch at 555 W Tefft St dates to 2008 in FDIC branch records. Its published hours do not list Saturday.

• Nipomo Branch

  555 W Tefft St, 93444

  (805) 474-2380Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Join a credit union in Nipomo

1 credit union has 1 office here: Coasthills Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Nipomo page has every office in the state's directory.

Banking in Nipomo: the local picture

Short answer: 2 banks run 2 branches in Nipomo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Nipomo, 1 elsewhere in California and 1 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Mechanics Bank's office at 615 W Tefft St, dating to 1974; the newest is Wells Fargo's at 555 W Tefft St, from 2008.

The only credit union with an office here is Coasthills Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Nipomo

Short answer: None of the 2 Nipomo locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Nipomo, and where the nearest one is if they do not.

Short answer: In Nipomo: Wells Fargo (1). No branches in Nipomo: Chase (nearest in Santa Maria, 7 mi), Bank of America (nearest in Santa Maria, 6 mi), PNC Bank (nearest in Fresno, 128 mi), U.S. Bank (nearest in Santa Maria, 9 mi), Truist, Fifth Third Bank (nearest in Westlake Village, 113 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Santa Barbara, 59 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Nipomo to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Nipomo residents like anyone else.

Banks near Nipomo

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Santa Maria (8 miles) and Arroyo Grande (9 miles). San Luis Obispo, 19 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Nipomo

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Nipomo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Nipomo by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Nipomo offices.

Short answer: Wells Fargo is the largest bank with offices in Nipomo, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Mechanics Bank is second with $21.25 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Nipomo: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.