US Bank Directory

Banks in Grover Beach, CA

2 FDIC-insured banks operate 2 offices in Grover Beach, California.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Grover Beach

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Grover Beach, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Grover Beach

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo and Mechanics Bank have the most locations in Grover Beach, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Mechanics Bank 1 branch · main office Walnut Creek, CA Bank · 1

Mechanics Bank has 1 branch in Grover Beach, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Grover Beach Branch at 899 W Grand Ave dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Grover Beach Branch
    899 W Grand Ave, 93433
    Hours: see the bank's site
Mechanics Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Grover Beach, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Grover Beach Branch at 1580 W Grand Ave dates to 2000 in FDIC branch records. It opens on Saturday.

  • Grover Beach Branch
    1580 W Grand Ave, 93433
    (805) 481-5459Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Grover Beach: the local picture

Short answer: 2 banks run 2 branches in Grover Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Grover Beach, 1 elsewhere in California and 1 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Mechanics Bank's office at 899 W Grand Ave, dating to 1964; the newest is Wells Fargo's at 1580 W Grand Ave, from 2000.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Grover Beach

Short answer: 1 of the 1 Grover Beach location with published hours opens on Saturday, run by 1 institution.

  • Wells Fargo: 1 of 1 branch (1580 W Grand Ave: Saturday 9 am to 2 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Grover Beach, and where the nearest one is if they do not.

Short answer: In Grover Beach: Wells Fargo (1). No branches in Grover Beach: Chase (nearest in Arroyo Grande, 1 mi), Bank of America (nearest in Arroyo Grande, 2 mi), PNC Bank (nearest in Fresno, 125 mi), U.S. Bank (nearest in Arroyo Grande, 1 mi), Truist, Fifth Third Bank (nearest in Salinas, 122 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Santa Barbara, 68 mi).

BankIn Grover BeachNearest branch if none here
Wells Fargo1 branchhere
ChaseNoneArroyo Grande, 1 mile away
Bank of AmericaNoneArroyo Grande, 2 miles away
PNC BankNoneFresno, 125 miles away
U.S. BankNoneArroyo Grande, 1 mile away
TruistNonenone in California
Fifth Third BankNoneSalinas, 122 miles away
HuntingtonNonenone in California
Regions BankNonenone in California
TD BankNonenone in California
BMONoneSanta Barbara, 68 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Grover Beach to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Grover Beach residents like anyone else.

Banks near Grover Beach

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Arroyo Grande (1 mile) and Pismo Beach (1 mile). San Luis Obispo, 11 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Grover Beach

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Grover Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Grover Beach by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Grover Beach offices.

Short answer: Wells Fargo is the largest bank with offices in Grover Beach, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Mechanics Bank is second with $21.25 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Mechanics Bank$21.25 billionNo. 1021Walnut Creek, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Grover Beach: FAQ

How many banks are in Grover Beach, CA?

Grover Beach has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Grover Beach?

Wells Fargo, with 1. Mechanics Bank has 1.

Is there a Wells Fargo in Grover Beach, CA?

Yes. FDIC data lists 1 Wells Fargo branch in Grover Beach as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Mechanics Bank in Grover Beach, CA?

Yes. FDIC data lists 1 Mechanics Bank branch in Grover Beach as of September 5, 2026. The address and directions are under Mechanics Bank above.

Is there a Chase in Grover Beach, CA?

No. FDIC data lists no Chase branch in Grover Beach as of September 5, 2026. The nearest is in Arroyo Grande, about 1 miles away in a straight line.

Which banks in Grover Beach are open on Saturday?

Wells Fargo publishes Saturday hours for one or more Grover Beach locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Grover Beach?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Did any bank branches open or close in Grover Beach in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Grover Beach?

Nearby cities with more banks include Arroyo Grande, Pismo Beach, Nipomo. Arroyo Grande is 1 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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