US Bank Directory
Banks in Arroyo Grande, CA
6 FDIC-insured banks operate 6 offices in Arroyo Grande, California, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Arroyo Grande
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Arroyo Grande, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Arroyo Grande
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Arroyo Grande, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banc of California Bank · 1
Banc of California has 1 branch in Arroyo Grande, 83 across California and 87 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1982. With $34.90 billion in total assets on June 30, 2026, it ranks No. 62 of 4,232 U.S. banks by total assets. The Arroyo Grande Branch at 1255 E Grand Ave dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Arroyo Grande Branch1255 E Grand Ave, 93420
Bank of America Bank · 1
Bank of America has 1 branch in Arroyo Grande, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Arroyo Grande Branch at 200 W Branch St dates to 1934 in FDIC branch records. Its published hours do not list Saturday.
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Arroyo Grande Branch200 W Branch St, 93420
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Arroyo Grande, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Arroyo Grande Branch at 1242 E Grand Ave dates to 1919 in FDIC branch records. It opens on Saturday.
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Arroyo Grande Branch1242 E Grand Ave, 93420
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Coasthills Credit Union Credit union · 1
Coasthills Credit Union has 1 office in Arroyo Grande, 11 across California. It is based in Santa Maria, CA and $1.77 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Grand Avenue Branch1360 E Grand Ave, 93420
All hours
Mon 9 am to 5 pm; Tue to Wed not published; Thu 9 am to 6 pm; Fri 10 am to 1 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Arroyo Grande, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Arroyo Grande Branch at 1530 E Grand Ave dates to 1988 in FDIC branch records. Its published hours do not list Saturday.
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Arroyo Grande Branch1530 E Grand Ave, 93420
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in Arroyo Grande, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Grand Avenue Branch at 1026 E Grand Ave dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grand Avenue Branch1026 E Grand Ave, 93420
Sesloc Credit Union Credit union · 1
Sesloc Credit Union has 1 office in Arroyo Grande, 7 across California. It is based in San Luis Obispo, CA and $1.25 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Arroyo Grande Branch1399 E Grand Ave, 93420
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Arroyo Grande, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Arroyo Grande Branch at 1230 E Grand Ave dates to 2004 in FDIC branch records. Its published hours do not list Saturday.
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Arroyo Grande Branch1230 E Grand Ave, 93420
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Arroyo Grande
2 credit unions have 2 offices here: Coasthills Credit Union and Sesloc Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Arroyo Grande page has every office in the state's directory.
Banking in Arroyo Grande: the local picture
Short answer: 6 banks run 6 branches in Arroyo Grande according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Arroyo Grande, 2 elsewhere in California and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 1242 E Grand Ave, dating to 1919; the newest is U.S. Bank's at 1230 E Grand Ave, from 2004.
2 credit unions have 2 offices in Arroyo Grande, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Arroyo Grande
Short answer: 1 of the 6 Arroyo Grande locations with published hours opens on Saturday, run by 1 institution.
- Chase: 1 of 1 branch (1242 E Grand Ave: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Arroyo Grande, and where the nearest one is if they do not.
Short answer: In Arroyo Grande: Chase (1), Bank of America (1), U.S. Bank (1). No branches in Arroyo Grande: Wells Fargo (nearest in Grover Beach, 1 mi), PNC Bank (nearest in Fresno, 125 mi), Truist, Fifth Third Bank (nearest in Westlake Village, 121 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Santa Barbara, 67 mi).
| Bank | In Arroyo Grande | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Wells Fargo | None | Grover Beach, 1 mile away |
| PNC Bank | None | Fresno, 125 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Westlake Village, 121 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Santa Barbara, 67 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Arroyo Grande to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Arroyo Grande residents like anyone else.
Banks near Arroyo Grande
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Grover Beach (1 mile) and Pismo Beach (2 miles). San Luis Obispo, 11 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Grover Beach, CA | 1 mi | 2 | 2 |
| Banks in Pismo Beach, CA | 2 mi | 2 | 2 |
| Banks in Nipomo, CA | 9 mi | 2 | 2 |
| Banks in San Luis Obispo, CA | 11 mi | 14 | 16 |
| Banks in Santa Maria, CA | 17 mi | 12 | 19 |
| Banks in Los Osos, CA | 19 mi | 2 | 2 |
| Banks in Morro Bay, CA | 22 mi | 4 | 4 |
| Banks in Atascadero, CA | 25 mi | 5 | 5 |
Bank branch openings and closings in Arroyo Grande
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Arroyo Grande between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Arroyo Grande by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Arroyo Grande offices.
Short answer: Chase is the largest bank with offices in Arroyo Grande, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| Banc of California | $34.90 billion | No. 62 | 1 | Los Angeles, CA |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Arroyo Grande: FAQ
How many banks are in Arroyo Grande, CA?
Arroyo Grande has 6 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Arroyo Grande?
Chase, with 1. Bank of America has 1 and U.S. Bank has 1.
Is there a Chase in Arroyo Grande, CA?
Yes. FDIC data lists 1 Chase branch in Arroyo Grande as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Arroyo Grande, CA?
Yes. FDIC data lists 1 Bank of America branch in Arroyo Grande as of September 5, 2026. The address and directions are under Bank of America above.
Is there a U.S. Bank in Arroyo Grande, CA?
Yes. FDIC data lists 1 U.S. Bank branch in Arroyo Grande as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Wells Fargo in Arroyo Grande, CA?
No. FDIC data lists no Wells Fargo branch in Arroyo Grande as of September 5, 2026. The nearest is in Grover Beach, about 1 miles away in a straight line.
Which banks in Arroyo Grande are open on Saturday?
Chase publishes Saturday hours for one or more Arroyo Grande locations. The Saturday section above lists each one with its hours. 2 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Arroyo Grande?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Arroyo Grande?
Coasthills Credit Union and Sesloc Credit Union have offices in Arroyo Grande. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Arroyo Grande in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Arroyo Grande?
Nearby cities with more banks include Grover Beach, Pismo Beach, Nipomo. Grover Beach is 1 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 6 branches: Bank of America, Chase, Columbia Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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