Banks in Pismo Beach, CA

Bank branch map: Pismo Beach

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Pismo Beach, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Pismo Beach

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Mechanics Bank and Bank of the Sierra have the most locations in Pismo Beach, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of the Sierra 1 branch · main office Porterville, CA Bank · 1

Bank of the Sierra has 1 branch in Pismo Beach, 35 across California and 35 nationwide. FDIC records list its main office in Porterville, CA and show it operating since 1978. With $3.72 billion in total assets on June 30, 2026, it ranks No. 352 of 4,232 U.S. banks by total assets. The Pismo Beach Branch at 1401 Dolliver St Ste B dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Pismo Beach Branch

  1401 Dolliver St Ste B, 93449

  Hours: see the bank's site
  DirectionsWebsite

Bank of the Sierra: profile, branches and contacts

Mechanics Bank 1 branch · main office Walnut Creek, CA Bank · 1

Mechanics Bank has 1 branch in Pismo Beach, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Oak Park Branch at 865 Oak Park Blvd dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Oak Park Branch

  865 Oak Park Blvd, 93449

  Hours: see the bank's site
  DirectionsWebsite

Mechanics Bank: profile, branches and contacts

Banking in Pismo Beach: the local picture

Short answer: 2 banks run 2 branches in Pismo Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Pismo Beach, 2 elsewhere in California, according to the FDIC.

The bank with the longest record here is Mechanics Bank, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is Mechanics Bank's office at 865 Oak Park Blvd, dating to 1988; the newest is Bank of the Sierra's at 1401 Dolliver St Ste B, from 2017.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Pismo Beach, and where the nearest one is if they do not.

Short answer: No branches in Pismo Beach: Chase (nearest in Arroyo Grande, 2 mi), Wells Fargo (nearest in Grover Beach, 2 mi), Bank of America (nearest in Arroyo Grande, 3 mi), PNC Bank (nearest in Fresno, 124 mi), U.S. Bank (nearest in Arroyo Grande, 2 mi), Truist, Fifth Third Bank (nearest in Salinas, 120 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Santa Barbara, 69 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pismo Beach to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pismo Beach residents like anyone else.

Banks near Pismo Beach

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Grover Beach (1 mile) and Arroyo Grande (2 miles). San Luis Obispo, 9 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Pismo Beach

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Pismo Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Pismo Beach by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pismo Beach offices.

Short answer: Mechanics Bank is the largest bank with offices in Pismo Beach, with $21.25 billion in total assets on June 30, 2026, No. 102 among U.S. banks by total assets. Bank of the Sierra is second with $3.72 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pismo Beach: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.