US Bank Directory
Banks in Atascadero, CA
5 FDIC-insured banks operate 5 offices in Atascadero, California, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Atascadero
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 9 locations in Atascadero, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Atascadero
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Atascadero, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American Riviera Bank Bank · 1
American Riviera Bank has 1 branch in Atascadero, 9 across California and 9 nationwide. FDIC records list its main office in Santa Barbara, CA and show it operating since 2006. With $1.44 billion in total assets on June 30, 2026, it ranks No. 770 of 4,232 U.S. banks by total assets. The Atascadero Branch at 7035 El Camino Real dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Atascadero Branch7035 El Camino Real, 93422
Chase Bank · 1
Chase has 1 branch in Atascadero, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Atascadero Branch at 8055 El Camino Real dates to 2005 in FDIC branch records. It opens on Saturday.
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Atascadero Branch8055 El Camino Real, 93422
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Coasthills Credit Union Credit union · 1
Coasthills Credit Union has 1 office in Atascadero, 11 across California. It is based in Santa Maria, CA and $1.77 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Atascadero Branch8900 Pueblo Ave, 93422
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Atascadero, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Atascadero Branch at 7480 El Camino Real dates to 1985 in FDIC branch records. Its published hours do not list Saturday.
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Atascadero Branch7480 El Camino Real, 93422
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in Atascadero, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Atascadero Branch at 6950 El Camino Real dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Atascadero Branch6950 El Camino Real, 93422
Sesloc Credit Union Credit union · 1
Sesloc Credit Union has 1 office in Atascadero, 7 across California. It is based in San Luis Obispo, CA and $1.25 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Atascadero Branch8380 El Camino Real, 93422
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Slo Credit Union Credit union · 1
Slo Credit Union has 1 office in Atascadero, 2 across California. It is based in San Luis Obispo, CA and $29.7 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Coasthills Fcu8900 Pueblo Ave, 93422
the Golden 1 Credit Union Credit union · 1
the Golden 1 Credit Union has 1 office in Atascadero, 63 across California. It is based in Sacramento, CA and $21.74 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Atascadero8727 El Camino Real, 93422
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Atascadero, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Atascadero Branch at 7199 El Camino Real dates to 1976 in FDIC branch records. Its published hours do not list Saturday.
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Atascadero Branch7199 El Camino Real, 93422
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Atascadero
4 credit unions have 4 offices here: the Golden 1 Credit Union, Coasthills Credit Union, Sesloc Credit Union and Slo Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Atascadero page has every office in the state's directory.
Banking in Atascadero: the local picture
Short answer: 5 banks run 5 branches in Atascadero according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Atascadero, 2 elsewhere in California and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Mechanics Bank's office at 6950 El Camino Real, dating to 1963; the newest is American Riviera Bank's at 7035 El Camino Real, from 2024.
4 credit unions have 4 offices in Atascadero, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Atascadero
Short answer: 2 of the 6 Atascadero locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (8055 El Camino Real: Saturday 9 am to 2 pm)
- the Golden 1 Credit Union: 1 of 1 office (8727 El Camino Real: Saturday 10 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Atascadero, and where the nearest one is if they do not.
Short answer: In Atascadero: Chase (1), U.S. Bank (1). No branches in Atascadero: Wells Fargo (nearest in Paso Robles, 10 mi), Bank of America (nearest in Paso Robles, 10 mi), PNC Bank (nearest in Fresno, 103 mi), Truist, Fifth Third Bank (nearest in Salinas, 99 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Corcoran, 75 mi).
| Bank | In Atascadero | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Wells Fargo | None | Paso Robles, 10 miles away |
| Bank of America | None | Paso Robles, 10 miles away |
| PNC Bank | None | Fresno, 103 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Salinas, 99 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Corcoran, 75 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Atascadero to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Atascadero residents like anyone else.
Banks near Atascadero
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Templeton (5 miles) and Paso Robles (10 miles). San Luis Obispo, 14 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Templeton, CA | 5 mi | 2 | 2 |
| Banks in Paso Robles, CA | 10 mi | 11 | 12 |
| Banks in Morro Bay, CA | 13 mi | 4 | 4 |
| Banks in San Luis Obispo, CA | 14 mi | 14 | 16 |
| Banks in Los Osos, CA | 15 mi | 2 | 2 |
| Banks in Pismo Beach, CA | 24 mi | 2 | 2 |
| Banks in Cambria, CA | 25 mi | 2 | 2 |
| Banks in Grover Beach, CA | 25 mi | 2 | 2 |
Bank branch openings and closings in Atascadero
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Atascadero between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Atascadero by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Atascadero offices.
Short answer: Chase is the largest bank with offices in Atascadero, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
| American Riviera Bank | $1.44 billion | No. 770 | 1 | Santa Barbara, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Atascadero: FAQ
How many banks are in Atascadero, CA?
Atascadero has 5 banks with 5 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Atascadero?
Chase, with 1. U.S. Bank has 1 and Columbia Bank has 1.
Is there a Chase in Atascadero, CA?
Yes. FDIC data lists 1 Chase branch in Atascadero as of September 5, 2026. The address and directions are under Chase above.
Is there a U.S. Bank in Atascadero, CA?
Yes. FDIC data lists 1 U.S. Bank branch in Atascadero as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Columbia Bank in Atascadero, CA?
Yes. FDIC data lists 1 Columbia Bank branch in Atascadero as of September 5, 2026. The address and directions are under Columbia Bank above.
Is there a Wells Fargo in Atascadero, CA?
No. FDIC data lists no Wells Fargo branch in Atascadero as of September 5, 2026. The nearest is in Paso Robles, about 10 miles away in a straight line.
Which banks in Atascadero are open on Saturday?
Chase and the Golden 1 Credit Union publish Saturday hours for one or more Atascadero locations. The Saturday section above lists each one with its hours. 3 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Atascadero?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Atascadero?
the Golden 1 Credit Union, Coasthills Credit Union, Sesloc Credit Union and Slo Credit Union have offices in Atascadero. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Atascadero in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Atascadero?
Nearby cities with more banks include Templeton, Paso Robles, Morro Bay. Templeton is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: Chase, Columbia Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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