US Bank Directory
Banks in Lompoc, CA
6 FDIC-insured banks operate 6 offices in Lompoc, California, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lompoc
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 9 locations in Lompoc, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lompoc
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Lompoc, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Coasthills Credit Union Credit union · 2
Coasthills Credit Union has 2 officees in Lompoc, 11 across California. It is based in Santa Maria, CA and $1.77 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Lompoc locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Lompoc Branch1320 N H St, 93436
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 10 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Vandenberg Village Branch3880 Constellation Rd, 93436
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Lompoc, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Lompac Branch at 1409 N H St dates to 2022 in FDIC branch records. Its published hours do not list Saturday.
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Lompac Branch1409 N H St, 93436
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of the Sierra Bank · 1
Bank of the Sierra has 1 branch in Lompoc, 35 across California and 35 nationwide. FDIC records list its main office in Porterville, CA and show it operating since 1978. With $3.72 billion in total assets on June 30, 2026, it ranks No. 352 of 4,232 U.S. banks by total assets. The Lompoc Branch at 705 W Central Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lompoc Branch705 W Central Ave, 93436
Chase Bank · 1
Chase has 1 branch in Lompoc, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lompoc Branch at 1508 N H St dates to 2008 in FDIC branch records. It opens on Saturday.
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Lompoc Branch1508 N H St, 93436
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in Lompoc, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Lompoc Branch at 828 N H St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lompoc Branch828 N H St, 93436
Santa Barbara Teachers Credit Union Credit union · 1
Santa Barbara Teachers Credit Union has 1 office in Lompoc, 4 across California. It is based in Santa Barbara, CA and $309.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Santa Barbara Teachers Fcu1307B N H St, 93436
All hours
Mon to Fri 9:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Lompoc, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Lompoc Branch at 805 N H St dates to 1974 in FDIC branch records. It opens on Saturday.
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Lompoc Branch805 N H St, 93436
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Lompoc, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lompoc Branch at 645 W Central Ave dates to 1991 in FDIC branch records. It opens on Saturday.
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Lompoc Branch645 W Central Ave, 93436
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lompoc
2 credit unions have 3 offices here: Coasthills Credit Union and Santa Barbara Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lompoc page has every office in the state's directory.
Banking in Lompoc: the local picture
Short answer: 6 banks run 6 branches in Lompoc according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Lompoc, 2 elsewhere in California and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 805 N H St, dating to 1974; the newest is Bank of America's at 1409 N H St, from 2022.
2 credit unions have 3 offices in Lompoc, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 4 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Lompoc
Short answer: 4 of the 7 Lompoc locations with published hours open on Saturday, run by 4 institutions.
- Chase: 1 of 1 branch (1508 N H St: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (645 W Central Ave: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (805 N H St: Saturday 9 am to 1 pm)
- Coasthills Credit Union: 1 of 2 offices (1320 N H St: Saturday 10 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lompoc, and where the nearest one is if they do not.
Short answer: In Lompoc: Chase (1), Wells Fargo (1), Bank of America (1), U.S. Bank (1). No branches in Lompoc: PNC Bank (nearest in Lynwood, 139 mi), Truist, Fifth Third Bank (nearest in Westlake Village, 100 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Santa Barbara, 43 mi).
| Bank | In Lompoc | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| PNC Bank | None | Lynwood, 139 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Westlake Village, 100 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Santa Barbara, 43 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lompoc to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lompoc residents like anyone else.
Banks near Lompoc
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Santa Maria (19 miles) and Solvang (19 miles). San Luis Obispo, 44 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Santa Maria, CA | 19 mi | 12 | 19 |
| Banks in Solvang, CA | 19 mi | 5 | 6 |
| Banks in Nipomo, CA | 26 mi | 2 | 2 |
| Banks in Arroyo Grande, CA | 33 mi | 6 | 6 |
| Banks in Grover Beach, CA | 33 mi | 2 | 2 |
| Banks in Pismo Beach, CA | 35 mi | 2 | 2 |
| Banks in Goleta, CA | 39 mi | 9 | 13 |
| Banks in San Luis Obispo, CA | 44 mi | 14 | 16 |
Bank branch openings and closings in Lompoc
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lompoc between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lompoc by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lompoc offices.
Short answer: Chase is the largest bank with offices in Lompoc, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
| Bank of the Sierra | $3.72 billion | No. 352 | 1 | Porterville, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lompoc: FAQ
How many banks are in Lompoc, CA?
Lompoc has 6 banks with 6 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lompoc?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Lompoc, CA?
Yes. FDIC data lists 1 Chase branch in Lompoc as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Lompoc, CA?
Yes. FDIC data lists 1 Bank of America branch in Lompoc as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Lompoc, CA?
Yes. FDIC data lists 1 Wells Fargo branch in Lompoc as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Lompoc, CA?
No. FDIC data lists no PNC Bank branch in Lompoc as of September 5, 2026. The nearest is in Lynwood, about 139 miles away in a straight line.
Which banks in Lompoc are open on Saturday?
Chase, Wells Fargo, U.S. Bank and Coasthills Credit Union publish Saturday hours for one or more Lompoc locations. The Saturday section above lists each one with its hours. 2 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lompoc?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Lompoc?
Coasthills Credit Union and Santa Barbara Teachers Credit Union have offices in Lompoc. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lompoc in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lompoc?
Nearby cities with more banks include Santa Maria, Solvang, Nipomo. Santa Maria is 19 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 6 branches: Bank of America, Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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