US Bank Directory
Banks in Friday Harbor, WA
4 FDIC-insured banks operate 4 offices in Friday Harbor, Washington, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Friday Harbor
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Friday Harbor, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Friday Harbor
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Friday Harbor, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banner Bank Bank · 1
Banner Bank has 1 branch in Friday Harbor, 69 across Washington and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The Friday Harbor Branch at 225 Blair Ave dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Friday Harbor Branch225 Blair Ave, 98250
Harborstone Credit Union Credit union · 1
Harborstone Credit Union has 1 office in Friday Harbor, 32 across Washington. It is based in Tacoma, WA and $3.05 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Friday Harbor232 A St Ste 2, 98250
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Heritage Bank Bank · 1
Heritage Bank has 1 branch in Friday Harbor, 61 across Washington and 69 nationwide. FDIC records list its main office in Olympia, WA and show it operating since 1927. With $8.42 billion in total assets on June 30, 2026, it ranks No. 193 of 4,232 U.S. banks by total assets. The Friday Harbor Branch at 535 Market St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Friday Harbor Branch535 Market St, 98250
KeyBank Bank · 1
KeyBank has 1 branch in Friday Harbor, 139 across Washington and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Friday Harbor Branch at 95 2nd St S dates to 1993 in FDIC branch records. Its published hours do not list Saturday.
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Friday Harbor Branch95 2nd St S, 98250
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Friday Harbor, 112 across Washington and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Friday Harbor Branch at 305 Argyle Ave dates to 1956 in FDIC branch records. Its published hours do not list Saturday.
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Friday Harbor Branch305 Argyle Ave, 98250
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Friday Harbor
1 credit union has 1 office here: Harborstone Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Friday Harbor page has every office in the state's directory.
Banking in Friday Harbor: the local picture
Short answer: 4 banks run 4 branches in Friday Harbor according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Friday Harbor, 2 elsewhere in Washington and 2 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 305 Argyle Ave, dating to 1956; the newest is Banner Bank's at 225 Blair Ave, from 2021.
The only credit union with an office here is Harborstone Credit Union.
Of the 3 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Friday Harbor
Short answer: None of the 3 Friday Harbor locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Friday Harbor, and where the nearest one is if they do not.
Short answer: In Friday Harbor: Wells Fargo (1). No branches in Friday Harbor: Chase (nearest in Bellingham, 29 mi), Bank of America (nearest in Bellingham, 29 mi), PNC Bank, U.S. Bank (nearest in Anacortes, 19 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Seattle, 71 mi).
| Bank | In Friday Harbor | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Bellingham, 29 miles away |
| Bank of America | None | Bellingham, 29 miles away |
| PNC Bank | None | none in Washington |
| U.S. Bank | None | Anacortes, 19 miles away |
| Truist | None | none in Washington |
| Fifth Third Bank | None | none in Washington |
| Huntington | None | none in Washington |
| Regions Bank | None | none in Washington |
| TD Bank | None | none in Washington |
| BMO | None | Seattle, 71 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Friday Harbor to the nearest branch in Washington.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Friday Harbor residents like anyone else.
Banks near Friday Harbor
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Eastsound (12 miles) and Anacortes (19 miles). Bellingham, 30 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Eastsound, WA | 12 mi | 3 | 3 |
| Banks in Anacortes, WA | 19 mi | 8 | 8 |
| Banks in Oak Harbor, WA | 24 mi | 5 | 5 |
| Banks in Coupeville, WA | 27 mi | 2 | 2 |
| Banks in Ferndale, WA | 29 mi | 7 | 7 |
| Banks in Bellingham, WA | 30 mi | 14 | 29 |
| Banks in Port Townsend, WA | 31 mi | 6 | 6 |
| Banks in Sequim, WA | 32 mi | 9 | 11 |
Bank branch openings and closings in Friday Harbor
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Friday Harbor between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Friday Harbor by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Friday Harbor offices.
Short answer: Wells Fargo is the largest bank with offices in Friday Harbor, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Banner Bank | $16.59 billion | No. 120 | 1 | Walla Walla, WA |
| Heritage Bank | $8.42 billion | No. 193 | 1 | Olympia, WA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Friday Harbor: FAQ
How many banks are in Friday Harbor, WA?
Friday Harbor has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Friday Harbor?
Wells Fargo, with 1. KeyBank has 1 and Banner Bank has 1.
Is there a Wells Fargo in Friday Harbor, WA?
Yes. FDIC data lists 1 Wells Fargo branch in Friday Harbor as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a KeyBank in Friday Harbor, WA?
Yes. FDIC data lists 1 KeyBank branch in Friday Harbor as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Banner Bank in Friday Harbor, WA?
Yes. FDIC data lists 1 Banner Bank branch in Friday Harbor as of September 5, 2026. The address and directions are under Banner Bank above.
Is there a Chase in Friday Harbor, WA?
No. FDIC data lists no Chase branch in Friday Harbor as of September 5, 2026. The nearest is in Bellingham, about 29 miles away in a straight line.
Which banks in Friday Harbor are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Friday Harbor?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Friday Harbor?
Harborstone Credit Union has an office in Friday Harbor. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Friday Harbor in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Friday Harbor?
Nearby cities with more banks include Eastsound, Anacortes, Oak Harbor. Eastsound is 12 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: KeyBank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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