US Bank Directory

Banks in Port Townsend, WA

6 FDIC-insured banks operate 6 offices in Port Townsend, Washington, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Port Townsend

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 8 locations in Port Townsend, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Port Townsend

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Port Townsend, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

1st Security Bank of Washington 1 branch · main office Mountlake Terrace, WA Bank · 1

1st Security Bank of Washington has 1 branch in Port Townsend, 26 across Washington and 31 nationwide. FDIC records list its main office in Mountlake Terrace, WA and show it operating since 2004. With $3.18 billion in total assets on June 30, 2026, it ranks No. 408 of 4,232 U.S. banks by total assets. The Port Townsend Branch at 734 Water St dates to 1929 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Port Townsend Branch
    734 Water St, 98368
    Hours: see the bank's site
1st Security Bank of Washington: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Port Townsend, 149 across Washington and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Port Townsend Branch at 419 Kearney St dates to 1916 in FDIC branch records. Its published hours do not list Saturday.

  • Port Townsend Branch
    419 Kearney St, 98368
    (360) 385-0425Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
First Fed Bank 1 branch · main office Port Angeles, WA Bank · 1

First Fed Bank has 1 branch in Port Townsend, 14 across Washington and 14 nationwide. FDIC records list its main office in Port Angeles, WA and show it operating since 1923. With $2.11 billion in total assets on June 30, 2026, it ranks No. 583 of 4,232 U.S. banks by total assets. The Port Townsend Branch at 1321 W Sims Way dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Port Townsend Branch
    1321 W Sims Way, 98368
    Hours: see the bank's site
First Fed Bank: profile, branches and contacts
Heritage Bank 1 branch · main office Olympia, WA Bank · 1

Heritage Bank has 1 branch in Port Townsend, 61 across Washington and 69 nationwide. FDIC records list its main office in Olympia, WA and show it operating since 1927. With $8.42 billion in total assets on June 30, 2026, it ranks No. 193 of 4,232 U.S. banks by total assets. The Port Townsend Branch at 2313 E Sims Way dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Port Townsend Branch
    2313 E Sims Way, 98368
    Hours: see the bank's site
Heritage Bank: profile, branches and contacts
Kitsap Credit Union 1 office · main office Bremerton, WA Credit union · 1

Kitsap Credit Union has 1 office in Port Townsend, 16 across Washington. It is based in Bremerton, WA and $2.52 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Port Townsend
    1165 Landes Ct, 98368
    (360) 662-2000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat closed; Sun not published

    Hours: NCUA, March 31, 2026

Kitsap Credit Union: profile, branches and contacts
Peninsula Community Credit Union 1 office · main office Shelton, WA Credit union · 1

Peninsula Community Credit Union has 1 office in Port Townsend, 5 across Washington. It is based in Shelton, WA and $306.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Port Townsend
    1250 W Sims Way, 98368
    (360) 385-5575Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Peninsula Community Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Port Townsend, 136 across Washington and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Port Townsend Branch at 1239 Water St dates to 1975 in FDIC branch records. Its published hours do not list Saturday.

  • Port Townsend Branch
    1239 Water St, 98368
    (360) 385-2274Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Port Townsend, 112 across Washington and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Port Townsend Branch at 2101 Washington St dates to 1956 in FDIC branch records. Its published hours do not list Saturday.

  • Port Townsend Branch
    2101 Washington St, 98368
    (360) 385-4444Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Port Townsend

2 credit unions have 2 offices here: Kitsap Credit Union and Peninsula Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Port Townsend page has every office in the state's directory.

Banking in Port Townsend: the local picture

Short answer: 6 banks run 6 branches in Port Townsend according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Port Townsend, 3 elsewhere in Washington and 3 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 419 Kearney St, dating to 1916; the newest is Heritage Bank's at 2313 E Sims Way, from 2002.

2 credit unions have 2 offices in Port Townsend, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Port Townsend

Short answer: None of the 5 Port Townsend locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Port Townsend, and where the nearest one is if they do not.

Short answer: In Port Townsend: Chase (1), Wells Fargo (1), U.S. Bank (1). No branches in Port Townsend: Bank of America (nearest in Stanwood, 21 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Seattle, 40 mi).

BankIn Port TownsendNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
U.S. Bank1 branchhere
Bank of AmericaNoneStanwood, 21 miles away
PNC BankNonenone in Washington
TruistNonenone in Washington
Fifth Third BankNonenone in Washington
HuntingtonNonenone in Washington
Regions BankNonenone in Washington
TD BankNonenone in Washington
BMONoneSeattle, 40 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Port Townsend to the nearest branch in Washington.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Port Townsend residents like anyone else.

Banks near Port Townsend

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Coupeville (8 miles) and Freeland (13 miles). Poulsbo, 26 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Port Townsend

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Port Townsend between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Port Townsend by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Port Townsend offices.

Short answer: Chase is the largest bank with offices in Port Townsend, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Heritage Bank$8.42 billionNo. 1931Olympia, WA
1st Security Bank of Washington$3.18 billionNo. 4081Mountlake Terrace, WA
First Fed Bank$2.11 billionNo. 5831Port Angeles, WA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Port Townsend: FAQ

How many banks are in Port Townsend, WA?

Port Townsend has 6 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Port Townsend?

Chase, with 1. Wells Fargo has 1 and U.S. Bank has 1.

Is there a Chase in Port Townsend, WA?

Yes. FDIC data lists 1 Chase branch in Port Townsend as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Port Townsend, WA?

Yes. FDIC data lists 1 Wells Fargo branch in Port Townsend as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a U.S. Bank in Port Townsend, WA?

Yes. FDIC data lists 1 U.S. Bank branch in Port Townsend as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a Bank of America in Port Townsend, WA?

No. FDIC data lists no Bank of America branch in Port Townsend as of September 5, 2026. The nearest is in Stanwood, about 21 miles away in a straight line.

Which banks in Port Townsend are open on Saturday?

None of the 5 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Port Townsend?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Port Townsend?

Kitsap Credit Union and Peninsula Community Credit Union have offices in Port Townsend. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Port Townsend in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Port Townsend?

Nearby cities with more banks include Coupeville, Freeland, Oak Harbor. Coupeville is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 6 branches: Chase, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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