US Bank Directory

Banks in Coupeville, WA

2 FDIC-insured banks operate 2 offices in Coupeville, Washington.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Coupeville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Coupeville, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Coupeville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Heritage Bank and Peoples Bank have the most locations in Coupeville, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Heritage Bank 1 branch · main office Olympia, WA Bank · 1

Heritage Bank has 1 branch in Coupeville, 61 across Washington and 69 nationwide. FDIC records list its main office in Olympia, WA and show it operating since 1927. With $8.42 billion in total assets on June 30, 2026, it ranks No. 193 of 4,232 U.S. banks by total assets. The Coupeville Branch at 401 N Main St dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Coupeville Branch
    401 N Main St, 98239
    Hours: see the bank's site
Heritage Bank: profile, branches and contacts
Peoples Bank 1 branch · main office Bellingham, WA Bank · 1

Peoples Bank has 1 branch in Coupeville, 23 across Washington and 23 nationwide. FDIC records list its main office in Bellingham, WA and show it operating since 1921. With $2.42 billion in total assets on June 30, 2026, it ranks No. 514 of 4,232 U.S. banks by total assets. The Coupeville Office at 107 S Main St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Coupeville Office
    107 S Main St, 98239
    Hours: see the bank's site
Peoples Bank: profile, branches and contacts

Banking in Coupeville: the local picture

Short answer: 2 banks run 2 branches in Coupeville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Coupeville, 2 elsewhere in Washington, according to the FDIC.

The bank with the longest record here is Peoples Bank, operating since 1921 according to the FDIC. In FDIC branch records, the longest-running branch is Heritage Bank's office at 401 N Main St, dating to 1961; the newest is Peoples Bank's at 107 S Main St, from 2004.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Coupeville, and where the nearest one is if they do not.

Short answer: No branches in Coupeville: Chase (nearest in Port Townsend, 8 mi), Wells Fargo (nearest in Oak Harbor, 5 mi), Bank of America (nearest in Stanwood, 15 mi), PNC Bank, U.S. Bank (nearest in Oak Harbor, 7 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Seattle, 45 mi).

BankIn CoupevilleNearest branch if none here
ChaseNonePort Townsend, 8 miles away
Wells FargoNoneOak Harbor, 5 miles away
Bank of AmericaNoneStanwood, 15 miles away
PNC BankNonenone in Washington
U.S. BankNoneOak Harbor, 7 miles away
TruistNonenone in Washington
Fifth Third BankNonenone in Washington
HuntingtonNonenone in Washington
Regions BankNonenone in Washington
TD BankNonenone in Washington
BMONoneSeattle, 45 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Coupeville to the nearest branch in Washington.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Coupeville residents like anyone else.

Banks near Coupeville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Oak Harbor (6 miles) and Port Townsend (8 miles). Sequim, 22 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Coupeville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Coupeville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Coupeville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Coupeville offices.

Short answer: Heritage Bank is the largest bank with offices in Coupeville, with $8.42 billion in total assets on June 30, 2026, No. 193 among U.S. banks by total assets. Peoples Bank is second with $2.42 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Heritage Bank$8.42 billionNo. 1931Olympia, WA
Peoples Bank$2.42 billionNo. 5141Bellingham, WA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Coupeville: FAQ

How many banks are in Coupeville, WA?

Coupeville has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Coupeville?

Heritage Bank, with 1. Peoples Bank has 1.

Is there a Heritage Bank in Coupeville, WA?

Yes. FDIC data lists 1 Heritage Bank branch in Coupeville as of September 5, 2026. The address and directions are under Heritage Bank above.

Is there a Peoples Bank in Coupeville, WA?

Yes. FDIC data lists 1 Peoples Bank branch in Coupeville as of September 5, 2026. The address and directions are under Peoples Bank above.

Is there a Chase in Coupeville, WA?

No. FDIC data lists no Chase branch in Coupeville as of September 5, 2026. The nearest is in Port Townsend, about 8 miles away in a straight line.

What is the oldest bank in Coupeville?

Peoples Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1921.

Did any bank branches open or close in Coupeville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Coupeville?

Nearby cities with more banks include Oak Harbor, Port Townsend, Camano Island. Oak Harbor is 6 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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