US Bank Directory
Banks in Ferndale, WA
7 FDIC-insured banks operate 7 offices in Ferndale, Washington, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ferndale
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 10 locations in Ferndale, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ferndale
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Ferndale, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banner Bank Bank · 1
Banner Bank has 1 branch in Ferndale, 69 across Washington and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The Ferndale Branch at 1815 Main St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ferndale Branch1815 Main St, 98248
Chase Bank · 1
Chase has 1 branch in Ferndale, 149 across Washington and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Ferndale Branch at 1825 Main St dates to 2011 in FDIC branch records. Its published hours do not list Saturday.
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Ferndale Branch1825 Main St, 98248
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
First Fed Bank Bank · 1
First Fed Bank has 1 branch in Ferndale, 14 across Washington and 14 nationwide. FDIC records list its main office in Port Angeles, WA and show it operating since 1923. With $2.11 billion in total assets on June 30, 2026, it ranks No. 583 of 4,232 U.S. banks by total assets. The Ferndale Branch at 1860 Main St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ferndale Branch1860 Main St, 98248
Industrial Cu of Whatcom County Credit Union Credit union · 1
Industrial Cu of Whatcom County Credit Union has 1 office in Ferndale, 6 across Washington. It is based in Bellingham, WA and $395.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ferndale1739 Labounty Dr, 98248
All hours
Mon to Fri 9 am to 5:30 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
North Coast Credit Union Credit union · 1
North Coast Credit Union has 1 office in Ferndale, 5 across Washington. It is based in Bellingham, WA and $429.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ferndale Branch5657 Riverside Dr, 98248
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Peoples Bank Bank · 1
Peoples Bank has 1 branch in Ferndale, 23 across Washington and 23 nationwide. FDIC records list its main office in Bellingham, WA and show it operating since 1921. With $2.42 billion in total assets on June 30, 2026, it ranks No. 514 of 4,232 U.S. banks by total assets. The Ferndale Office at 1895 Main St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ferndale Office1895 Main St, 98248
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Ferndale, 136 across Washington and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Ferndale Branch at 2031 Main St dates to 1904 in FDIC branch records. Its published hours do not list Saturday.
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Ferndale Branch2031 Main St, 98248
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
WaFd Bank Bank · 1
WaFd Bank has 1 branch in Ferndale, 75 across Washington and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Ferndale Branch at 2045 Main St dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ferndale Branch2045 Main St, 98248
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Ferndale, 112 across Washington and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Ferndale Station Branch at 1855 Main St dates to 1956 in FDIC branch records. Its published hours do not list Saturday.
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Ferndale Station Branch1855 Main St, 98248
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Whatcom Educational Credit Union Credit union · 1
Whatcom Educational Credit Union has 1 office in Ferndale, 12 across Washington. It is based in Bellingham, WA and $3.33 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ferndale Branch5659 Barrett Rd, 98248
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Ferndale
3 credit unions have 3 offices here: Whatcom Educational Credit Union, North Coast Credit Union and Industrial Cu of Whatcom County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ferndale page has every office in the state's directory.
Banking in Ferndale: the local picture
Short answer: 7 banks run 7 branches in Ferndale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Ferndale, 4 elsewhere in Washington and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 2031 Main St, dating to 1904; the newest is First Fed Bank's at 1860 Main St, from 2021.
3 credit unions have 3 offices in Ferndale, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Ferndale
Short answer: 2 of the 6 Ferndale locations with published hours open on Saturday, run by 2 institutions.
- Whatcom Educational Credit Union: 1 of 1 office (5659 Barrett Rd: Saturday 9 am to 1 pm)
- Industrial Cu of Whatcom County Credit Union: 1 of 1 office (1739 Labounty Dr: Saturday 10 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ferndale, and where the nearest one is if they do not.
Short answer: In Ferndale: Chase (1), Wells Fargo (1), U.S. Bank (1). No branches in Ferndale: Bank of America (nearest in Bellingham, 6 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Seattle, 86 mi).
| Bank | In Ferndale | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Bank of America | None | Bellingham, 6 miles away |
| PNC Bank | None | none in Washington |
| Truist | None | none in Washington |
| Fifth Third Bank | None | none in Washington |
| Huntington | None | none in Washington |
| Regions Bank | None | none in Washington |
| TD Bank | None | none in Washington |
| BMO | None | Seattle, 86 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ferndale to the nearest branch in Washington.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ferndale residents like anyone else.
Banks near Ferndale
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bellingham (8 miles) and Lynden (9 miles). Bellingham, 8 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bellingham, WA | 8 mi | 14 | 29 |
| Banks in Lynden, WA | 9 mi | 5 | 7 |
| Banks in Blaine, WA | 13 mi | 4 | 4 |
| Banks in Eastsound, WA | 18 mi | 3 | 3 |
| Banks in Anacortes, WA | 23 mi | 8 | 8 |
| Banks in Burlington, WA | 28 mi | 9 | 9 |
| Banks in Friday Harbor, WA | 29 mi | 4 | 4 |
| Banks in Mount Vernon, WA | 31 mi | 9 | 11 |
Bank branch openings and closings in Ferndale
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ferndale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ferndale by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ferndale offices.
Short answer: Chase is the largest bank with offices in Ferndale, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| WaFd Bank | $27.58 billion | No. 79 | 1 | Seattle, WA |
| Banner Bank | $16.59 billion | No. 120 | 1 | Walla Walla, WA |
| Peoples Bank | $2.42 billion | No. 514 | 1 | Bellingham, WA |
| First Fed Bank | $2.11 billion | No. 583 | 1 | Port Angeles, WA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ferndale: FAQ
How many banks are in Ferndale, WA?
Ferndale has 7 banks with 7 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ferndale?
Chase, with 1. Wells Fargo has 1 and U.S. Bank has 1.
Is there a Chase in Ferndale, WA?
Yes. FDIC data lists 1 Chase branch in Ferndale as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Ferndale, WA?
Yes. FDIC data lists 1 Wells Fargo branch in Ferndale as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Ferndale, WA?
Yes. FDIC data lists 1 U.S. Bank branch in Ferndale as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Bank of America in Ferndale, WA?
No. FDIC data lists no Bank of America branch in Ferndale as of September 5, 2026. The nearest is in Bellingham, about 6 miles away in a straight line.
Which banks in Ferndale are open on Saturday?
Whatcom Educational Credit Union and Industrial Cu of Whatcom County Credit Union publish Saturday hours for one or more Ferndale locations. The Saturday section above lists each one with its hours. 4 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Ferndale?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Ferndale?
Whatcom Educational Credit Union, North Coast Credit Union and Industrial Cu of Whatcom County Credit Union have offices in Ferndale. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ferndale in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ferndale?
Nearby cities with more banks include Bellingham, Lynden, Blaine. Bellingham is 8 miles away with 14 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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