US Bank Directory
Banks in Lynden, WA
5 FDIC-insured banks operate 7 offices in Lynden, Washington, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lynden
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 9 locations in Lynden, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lynden
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples Bank has the most locations in Lynden, with 3. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Peoples Bank Bank · 3
Peoples Bank has 3 branches in Lynden, 23 across Washington and 23 nationwide. FDIC records list its main office in Bellingham, WA and show it operating since 1921. With $2.42 billion in total assets on June 30, 2026, it ranks No. 514 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynden location is the Fairway Office at 1700 Front St, dating to 1972; the newest, at 418 Grover St, to 2013. It does not publish hours in the sources this page uses; check its site before you go.
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Fairway Office1700 Front St, 98264
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Lynden Financial Center Branch418 Grover St, 98264
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West Lynden Office8070 Guide Meridian Rd, 98264
Bank of the Pacific Bank · 1
Bank of the Pacific has 1 branch in Lynden, 17 across Washington and 20 nationwide. FDIC records list its main office in Aberdeen, WA and show it operating since 1979. With $1.26 billion in total assets on June 30, 2026, it ranks No. 864 of 4,232 U.S. banks by total assets. The Lynden Branch at 1800 Front St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynden Branch1800 Front St, 98264
Banner Bank Bank · 1
Banner Bank has 1 branch in Lynden, 69 across Washington and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The Birch Bay at 138 Birch Bay dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Birch Bay138 Birch Bay, 98264
Industrial Cu of Whatcom County Credit Union Credit union · 1
Industrial Cu of Whatcom County Credit Union has 1 office in Lynden, 6 across Washington. It is based in Bellingham, WA and $395.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lynden1980 Kok Rd, 98264
All hours
Mon to Fri 9 am to 5:30 pm; Sat 10 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Lynden, 136 across Washington and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Lynden Branch at 218 Front St dates to 1979 in FDIC branch records. Its published hours do not list Saturday.
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Lynden Branch218 Front St, 98264
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
WaFd Bank Bank · 1
WaFd Bank has 1 branch in Lynden, 75 across Washington and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Lynden Branch at 300 Grover St dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lynden Branch300 Grover St, 98264
Whatcom Educational Credit Union Credit union · 1
Whatcom Educational Credit Union has 1 office in Lynden, 12 across Washington. It is based in Bellingham, WA and $3.33 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lynden Branch2045 Front St, 98264
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lynden
2 credit unions have 2 offices here: Whatcom Educational Credit Union and Industrial Cu of Whatcom County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lynden page has every office in the state's directory.
Banking in Lynden: the local picture
Short answer: 5 banks run 7 branches in Lynden according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Lynden, 4 elsewhere in Washington and 1 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank's office at 1700 Front St, dating to 1972; the newest is Peoples Bank's at 418 Grover St, from 2013.
2 credit unions have 2 offices in Lynden, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.
Credit unions open on Saturday in Lynden
Short answer: 1 of the 3 Lynden locations with published hours opens on Saturday, run by 1 institution.
- Industrial Cu of Whatcom County Credit Union: 1 of 1 office (1980 Kok Rd: Saturday 10 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lynden, and where the nearest one is if they do not.
Short answer: In Lynden: U.S. Bank (1). No branches in Lynden: Chase (nearest in Ferndale, 9 mi), Wells Fargo (nearest in Ferndale, 9 mi), Bank of America (nearest in Bellingham, 10 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Seattle, 93 mi).
| Bank | In Lynden | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Ferndale, 9 miles away |
| Wells Fargo | None | Ferndale, 9 miles away |
| Bank of America | None | Bellingham, 10 miles away |
| PNC Bank | None | none in Washington |
| Truist | None | none in Washington |
| Fifth Third Bank | None | none in Washington |
| Huntington | None | none in Washington |
| Regions Bank | None | none in Washington |
| TD Bank | None | none in Washington |
| BMO | None | Seattle, 93 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lynden to the nearest branch in Washington.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lynden residents like anyone else.
Banks near Lynden
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ferndale (9 miles) and Bellingham (12 miles). Bellingham, 12 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ferndale, WA | 9 mi | 7 | 7 |
| Banks in Bellingham, WA | 12 mi | 14 | 29 |
| Banks in Blaine, WA | 13 mi | 4 | 4 |
| Banks in Eastsound, WA | 26 mi | 3 | 3 |
| Banks in Anacortes, WA | 31 mi | 8 | 8 |
| Banks in Burlington, WA | 33 mi | 9 | 9 |
| Banks in Mount Vernon, WA | 36 mi | 9 | 11 |
| Banks in Friday Harbor, WA | 38 mi | 4 | 4 |
Bank branch openings and closings in Lynden
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lynden between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lynden by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lynden offices.
Short answer: U.S. Bank is the largest bank with offices in Lynden, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. WaFd Bank is second with $27.58 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| WaFd Bank | $27.58 billion | No. 79 | 1 | Seattle, WA |
| Banner Bank | $16.59 billion | No. 120 | 1 | Walla Walla, WA |
| Peoples Bank | $2.42 billion | No. 514 | 3 | Bellingham, WA |
| Bank of the Pacific | $1.26 billion | No. 864 | 1 | Aberdeen, WA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lynden: FAQ
How many banks are in Lynden, WA?
Lynden has 5 banks with 7 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lynden?
Peoples Bank, with 3. U.S. Bank has 1 and WaFd Bank has 1.
Is there a Peoples Bank in Lynden, WA?
Yes. FDIC data lists 3 Peoples Bank branches in Lynden as of September 5, 2026. Its branches are listed under Peoples Bank above, with the address and directions for each.
Is there a U.S. Bank in Lynden, WA?
Yes. FDIC data lists 1 U.S. Bank branch in Lynden as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a WaFd Bank in Lynden, WA?
Yes. FDIC data lists 1 WaFd Bank branch in Lynden as of September 5, 2026. The address and directions are under WaFd Bank above.
Is there a Chase in Lynden, WA?
No. FDIC data lists no Chase branch in Lynden as of September 5, 2026. The nearest is in Ferndale, about 9 miles away in a straight line.
Which banks in Lynden are open on Saturday?
Industrial Cu of Whatcom County Credit Union publishes Saturday hours for one or more Lynden locations. The Saturday section above lists each one with its hours. 6 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lynden?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Lynden?
Whatcom Educational Credit Union and Industrial Cu of Whatcom County Credit Union have offices in Lynden. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lynden in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lynden?
Nearby cities with more banks include Ferndale, Bellingham, Blaine. Ferndale is 9 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 7 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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