US Bank Directory

Banks in Bellingham, WA

14 FDIC-insured banks operate 29 offices in Bellingham, Washington, and 6 credit unions have 14 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Bellingham

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 20 banks and credit unions operate 43 locations in Bellingham, according to the FDIC and the NCUA. 43 of them have coordinates on record and are on the map. 26 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

43 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Bellingham

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: KeyBank and Peoples Bank have the most locations in Bellingham, with 4 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Whatcom Educational Credit Union 6 offices · main office Bellingham, WA Credit union · 6

Whatcom Educational Credit Union has 6 officees in Bellingham, 12 across Washington. It is based in Bellingham, WA and $3.33 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 6 Bellingham locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    21 Bellwether Way Ste 111, 98225
    (800) 525-8703Today 8 am to 6 pm
    All hours

    Mon to Fri 8 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Fairhaven Branch
    1225 Harris Ave, 98225
    (360) 756-7355Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Fountain Branch
    2625 Meridian St, 98225
    (360) 756-7309Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Sunset Branch
    3061 Orleans St, 98226
    (360) 756-7362Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Home Loan Center
    516 E Holly St, 98225
    (360) 676-1168Closed today
    All hours

    Mon to Fri closed; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Holly Branch
    600 E Holly St, 98225
    (800) 525-8703Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Whatcom Educational Credit Union: profile, branches and contacts
KeyBank KeyBank National Association · 4 branches · main office Cleveland, OH Bank · 4

KeyBank has 4 branches in Bellingham, 139 across Washington and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bellingham location is the Fairhaven Branch at 1200 12th St, dating to 1968; the newest, at 180 Telegraph Rd, to 1984. 1 of its 4 Bellingham locations with published hours open on Saturday.

  • Lakeway Branch
    1000 Lakeway Dr, 98229
    (360) 676-6385Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

  • Fairhaven Branch
    1200 12th St, 98225
    (360) 676-6344Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

  • Downtown Drive-Up Branch
    1221 N State St, 98225
    (877) 634-2968Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

  • Meridian Branch
    180 Telegraph Rd, 98226
    (360) 676-6115Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 10 am to 1:30 pm; Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
Peoples Bank 4 branches · main office Bellingham, WA Bank · 4

Peoples Bank has 4 branches in Bellingham, 23 across Washington and 23 nationwide. FDIC records list its main office in Bellingham, WA and show it operating since 1921. With $2.42 billion in total assets on June 30, 2026, it ranks No. 514 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bellingham location is its main office at 3100 Woburn St, dating to 1921; the newest, at 1315 12th St, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    3100 Woburn St, 98226
    Hours: see the bank's site
  • Fairhaven Branch
    1315 12th St, 98225
    Hours: see the bank's site
  • Downtown Bellingham Office
    1333 Cornwall Ave, 98225
    Hours: see the bank's site
  • Cordata Office
    4183 Meridian St, 98226
    Hours: see the bank's site
Peoples Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 3 branches · main office Columbus, OH Bank · 3

Chase has 3 branches in Bellingham, 149 across Washington and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bellingham location is the Bellingham Branch at 1336 Cornwall Ave, dating to 1907; the newest, at 3110 Woburn St, to 2003. 1 of its 3 Bellingham locations with published hours open on Saturday.

  • Bellingham Branch
    1336 Cornwall Ave, 98225
    (360) 676-8900Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Barkley Village Center
    3110 Woburn St, 98226
    (360) 738-4058Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Cordata Branch
    4279 Guide Meridian, 98226
    (360) 647-5980Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Industrial Cu of Whatcom County Credit Union 3 offices · main office Bellingham, WA Credit union · 3

Industrial Cu of Whatcom County Credit Union has 3 officees in Bellingham, 6 across Washington. It is based in Bellingham, WA and $395.1 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Bellingham locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1100 N State St, 98225
    (360) 734-2043Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Safeway
    1275 E Sunset Dr, 98226
    (360) 734-2043Today 10 am to 6 pm
    All hours

    Mon to Fri 10 am to 6 pm; Sat 10 am to 3 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Northwest Avenue
    3233 Northwest Ave, 98225
    (360) 734-2043Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Industrial Cu of Whatcom County Credit Union: profile, branches and contacts
Bank of America Bank of America, National Association · 2 branches · main office Charlotte, NC Bank · 2

Bank of America has 2 branches in Bellingham, 119 across Washington and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bellingham location is the Bellingham Branch at 112 E Holly St, dating to 1939; the newest, at 4251 Guide Meridian, to 1991. 1 of its 2 Bellingham locations with published hours open on Saturday.

  • Bellingham Branch
    112 E Holly St, 98225
    (360) 676-2816Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Cordata Branch
    4251 Guide Meridian, 98226
    (360) 738-2850Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 10 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Bank of the Pacific 2 branches · main office Aberdeen, WA Bank · 2

Bank of the Pacific has 2 branches in Bellingham, 17 across Washington and 20 nationwide. FDIC records list its main office in Aberdeen, WA and show it operating since 1979. With $1.26 billion in total assets on June 30, 2026, it ranks No. 864 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bellingham location is the Bellingham Branch at 100 Grand Ave, dating to 1997; the newest, at 4124 Hannegan Rd, to 2001. It does not publish hours in the sources this page uses; check its site before you go.

  • Bellingham Branch
    100 Grand Ave, 98225
    Hours: see the bank's site
  • Hannegan Branch
    4124 Hannegan Rd, 98226
    Hours: see the bank's site
Bank of the Pacific: profile, branches and contacts
Banner Bank 2 branches · main office Walla Walla, WA Bank · 2

Banner Bank has 2 branches in Bellingham, 69 across Washington and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bellingham location is the Bellingham Branch at 1600 Cornwall Ave, dating to 1980; the newest, at 1250 Barkley Blvd, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Bellingham-Barkley Branch
    1250 Barkley Blvd, 98226
    Hours: see the bank's site
  • Bellingham Branch
    1600 Cornwall Ave, 98225
    Hours: see the bank's site
Banner Bank: profile, branches and contacts
First Fed Bank 2 branches · main office Port Angeles, WA Bank · 2

First Fed Bank has 2 branches in Bellingham, 14 across Washington and 14 nationwide. FDIC records list its main office in Port Angeles, WA and show it operating since 1923. With $2.11 billion in total assets on June 30, 2026, it ranks No. 583 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bellingham location is the Bellingham Branch at 1270 Barkley Blvd, dating to 2015; the newest, at 1215 12th St Ste 105, to 2016. It does not publish hours in the sources this page uses; check its site before you go.

  • Fairhaven Branch
    1215 12th St Ste 105, 98225
    Hours: see the bank's site
  • Bellingham Branch
    1270 Barkley Blvd, 98226
    Hours: see the bank's site
First Fed Bank: profile, branches and contacts
Harborstone Credit Union 2 offices · main office Tacoma, WA Credit union · 2

Harborstone Credit Union has 2 officees in Bellingham, 32 across Washington. It is based in Tacoma, WA and $3.05 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Bellingham locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Belligham
    1910 Broadway, 98225
    (360) 685-0080Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Barkley Loan Production Office
    2211 Rimland Dr Suite 305, 98226
    (360) 685-0080Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Harborstone Credit Union: profile, branches and contacts
Heritage Bank 2 branches · main office Olympia, WA Bank · 2

Heritage Bank has 2 branches in Bellingham, 61 across Washington and 69 nationwide. FDIC records list its main office in Olympia, WA and show it operating since 1927. With $8.42 billion in total assets on June 30, 2026, it ranks No. 193 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bellingham location is the Bellingham Branch at 265 York St, dating to 1997; the newest, at 920 W Bakerview Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Bellingham Branch
    265 York St, 98225
    Hours: see the bank's site
  • Northwest Avenue Branch
    920 W Bakerview Rd, 98226
    Hours: see the bank's site
Heritage Bank: profile, branches and contacts
Mountain Pacific Bank 2 branches · main office Everett, WA Bank · 2

Mountain Pacific Bank has 2 branches in Bellingham, 6 across Washington and 6 nationwide. FDIC records list its main office in Everett, WA and show it operating since 2006. With $896.4 million in total assets on June 30, 2026, it ranks No. 1,150 of 4,232 U.S. banks by total assets. The Bellingham Mobile Branch at 2200 Rimland Dr dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bellingham Mobile Branch
    2200 Rimland Dr, 98226
    Hours: see the bank's site
  • Bellingham Branch
    2200 Rimland Drive, 98226
    Hours: see the bank's site
Mountain Pacific Bank: profile, branches and contacts
WaFd Bank 2 branches · main office Seattle, WA Bank · 2

WaFd Bank has 2 branches in Bellingham, 75 across Washington and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bellingham location is the Cornwall Branch at 1500 Cornwall Ave, dating to 1979; the newest, at 2122 Barkley Blvd, to 1999. It does not publish hours in the sources this page uses; check its site before you go.

  • Cornwall Branch
    1500 Cornwall Ave, 98225
    Hours: see the bank's site
  • Barkley Branch
    2122 Barkley Blvd, 98226
    Hours: see the bank's site
WaFd Bank: profile, branches and contacts
Boeing Employees Credit Union 1 office · main office Tukwila, WA Credit union · 1

Boeing Employees Credit Union has 1 office in Bellingham, 69 across Washington. It is based in Tukwila, WA and $30.01 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Bellingham Lakeway Nfc
    1066 Lakeway Dr, 98229
    (800) 233-2328Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Boeing Employees Credit Union: profile, branches and contacts
Columbia Bank 1 branch · main office Roseburg, OR Bank · 1

Columbia Bank has 1 branch in Bellingham, 111 across Washington and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Bellingham South Branch at 211 E Holly St dates to 2011 in FDIC branch records. Its published hours do not list Saturday.

  • Bellingham South Branch
    211 E Holly St, 98225
    (360) 671-2929Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026

Columbia Bank: profile, branches and contacts
North Coast Credit Union 1 office · main office Bellingham, WA Credit union · 1

North Coast Credit Union has 1 office in Bellingham, 5 across Washington. It is based in Bellingham, WA and $429.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1100 Dupont St, 98225
    (360) 733-3982Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

North Coast Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Bellingham, 136 across Washington and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Bellingham Branch at 121 W Holly St dates to 1939 in FDIC branch records. It opens on Saturday.

  • Bellingham Branch
    121 W Holly St, 98225
    (360) 738-2600Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Washington Trust Bank 1 branch · main office Spokane, WA Bank · 1

Washington Trust Bank has 1 branch in Bellingham, 31 across Washington and 45 nationwide. FDIC records list its main office in Spokane, WA and show it operating since 1902. With $10.54 billion in total assets on June 30, 2026, it ranks No. 153 of 4,232 U.S. banks by total assets. The Bellingham Branch at 2210 Rimland Dr dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bellingham Branch
    2210 Rimland Dr, 98226
    Hours: see the bank's site
Washington Trust Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Bellingham, 112 across Washington and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Bellingham Branch at 3101 Woburn St dates to 1998 in FDIC branch records. It opens on Saturday.

  • Bellingham Branch
    3101 Woburn St, 98226
    (360) 738-2331Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Westedge Credit Union 1 office · main office Bellingham, WA Credit union · 1

Westedge Credit Union has 1 office in Bellingham, 1 across Washington. It is based in Bellingham, WA and $79.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2501 James St, 98225
    (360) 734-5790Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Westedge Credit Union: profile, branches and contacts

Join a credit union in Bellingham

6 credit unions have 14 offices here: Whatcom Educational Credit Union, Industrial Cu of Whatcom County Credit Union, Harborstone Credit Union, Boeing Employees Credit Union, North Coast Credit Union and Westedge Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bellingham page has every office in the state's directory.

Banking in Bellingham: the local picture

Short answer: 14 banks run 29 branches in Bellingham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 14 banks, 1 has its main office in Bellingham, 7 elsewhere in Washington and 6 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 1336 Cornwall Ave, dating to 1907; the newest is Washington Trust Bank's at 2210 Rimland Dr, from 2025.

6 credit unions have 14 offices in Bellingham, according to the NCUA. Who can join each one is on the credit unions page.

Of the 26 locations with published hours. 8 open on Saturday. 17 locations have no published hours in these sources.

Banks by ZIP code in Bellingham

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 98225 has the most bank and credit union offices in Bellingham (23), followed by 98226 (18) and 98229 (2). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
982252316Whatcom Educational Credit Union, Industrial Cu of Whatcom County Credit Union, KeyBank
982261815Chase, Mountain Pacific Bank, Peoples Bank
9822922Boeing Employees Credit Union, KeyBank

Banks and credit unions open on Saturday in Bellingham

Short answer: 8 of the 26 Bellingham locations with published hours open on Saturday, run by 8 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 17 of the 43 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bellingham, and where the nearest one is if they do not.

Short answer: In Bellingham: Chase (3), Wells Fargo (1), Bank of America (2), U.S. Bank (1). No branches in Bellingham: PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Seattle, 80 mi).

BankIn BellinghamNearest branch if none here
Chase3 brancheshere
Wells Fargo1 branchhere
Bank of America2 brancheshere
U.S. Bank1 branchhere
PNC BankNonenone in Washington
TruistNonenone in Washington
Fifth Third BankNonenone in Washington
HuntingtonNonenone in Washington
Regions BankNonenone in Washington
TD BankNonenone in Washington
BMONoneSeattle, 80 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bellingham to the nearest branch in Washington.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bellingham residents like anyone else.

Banks near Bellingham

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ferndale (8 miles) and Lynden (12 miles). Burlington, 21 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Bellingham

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bellingham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Bellingham

Short answer: 5 institutions have their main office in Bellingham: Whatcom Educational Credit Union, Peoples Bank, Industrial Cu of Whatcom County Credit Union and North Coast Credit Union and 1 more.

InstitutionTypeTotal assets, March 31, 2026Offices here
Whatcom Educational Credit UnionCredit union$3.33 billion6
Peoples BankBank$2.42 billion4
Industrial Cu of Whatcom County Credit UnionCredit union$395.1 million3
North Coast Credit UnionCredit union$429.7 million1
Westedge Credit UnionCredit union$79.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Bellingham by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bellingham offices.

Short answer: Chase is the largest bank with offices in Bellingham, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 14 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 13Columbus, OH
Bank of America$2.65 trillionNo. 22Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
KeyBank$188.56 billionNo. 234Cleveland, OH
Columbia Bank$65.37 billionNo. 441Roseburg, OR
WaFd Bank$27.58 billionNo. 792Seattle, WA
Banner Bank$16.59 billionNo. 1202Walla Walla, WA
Washington Trust Bank$10.54 billionNo. 1531Spokane, WA
Heritage Bank$8.42 billionNo. 1932Olympia, WA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bellingham: FAQ

How many banks are in Bellingham, WA?

Bellingham has 14 banks with 29 branches and 6 credit unions with 14 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Bellingham?

KeyBank, with 4. Peoples Bank has 4 and Chase has 3.

Is there a KeyBank in Bellingham, WA?

Yes. FDIC data lists 4 KeyBank branches in Bellingham as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.

Is there a Peoples Bank in Bellingham, WA?

Yes. FDIC data lists 4 Peoples Bank branches in Bellingham as of September 5, 2026, the main office at 3100 Woburn St. Its branches are listed under Peoples Bank above, with the address and directions for each.

Is there a Chase in Bellingham, WA?

Yes. FDIC data lists 3 Chase branches in Bellingham as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Which banks in Bellingham are open on Saturday?

KeyBank, Chase, Bank of America and Wells Fargo and 4 more publish Saturday hours for one or more Bellingham locations. The Saturday section above lists each one with its hours. 17 of the 43 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Bellingham?

Whatcom Educational Credit Union, Peoples Bank, Industrial Cu of Whatcom County Credit Union, North Coast Credit Union and Westedge Credit Union have their main office in Bellingham, according to the FDIC and the NCUA.

What is the oldest bank in Bellingham?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Bellingham?

Whatcom Educational Credit Union, Industrial Cu of Whatcom County Credit Union, Harborstone Credit Union and Boeing Employees Credit Union and 2 more have offices in Bellingham. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Bellingham in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bellingham?

Nearby cities with more banks include Ferndale, Lynden, Anacortes. Ferndale is 8 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 14 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (12 of 29 branches: Bank of America, Chase, Columbia Bank, KeyBank, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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