Banks in Monterey, VA

Bank branch map: Monterey

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Monterey, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Monterey

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Burke & Herbert Bank and The Blue Grass Valley Bank have the most locations in Monterey, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Burke & Herbert Bank Burke & Herbert Bank & Trust Company · 1 branch · main office Alexandria, VA Bank · 1

Burke & Herbert Bank has 1 branch in Monterey, 40 across Virginia and 106 nationwide. FDIC records list its main office in Alexandria, VA and show it operating since 1852. With $10.98 billion in total assets on June 30, 2026, it ranks No. 151 of 4,232 U.S. banks by total assets. The Monterey Branch at 195 West Main Strret dates to 1929 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Monterey Branch

  195 West Main Strret, 24465

  Hours: see the bank's site
  DirectionsWebsite

Burke & Herbert Bank: profile, branches and contacts

The Blue Grass Valley Bank 1 branch · main office Blue Grass, VA Bank · 1

The Blue Grass Valley Bank has 1 branch in Monterey, 2 across Virginia and 2 nationwide. FDIC records list its main office in Blue Grass, VA and show it operating since 1915. With $59.9 million in total assets on June 30, 2026, it ranks No. 3,991 of 4,232 U.S. banks by total assets. The Monterey Branch at 132 E Main St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Monterey Branch

  132 E Main St, 24465

  Hours: see the bank's site
  DirectionsWebsite

The Blue Grass Valley Bank: profile, branches and contacts

Banking in Monterey: the local picture

Short answer: 2 banks run 2 branches in Monterey according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Monterey, 2 elsewhere in Virginia, according to the FDIC.

The bank with the longest record here is Burke & Herbert Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Burke & Herbert Bank's office at 195 West Main Strret, dating to 1929; the newest is The Blue Grass Valley Bank's at 132 E Main St, from 2000.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Monterey, and where the nearest one is if they do not.

Short answer: No branches in Monterey: Chase (nearest in Charlottesville, 64 mi), Wells Fargo (nearest in Harrisonburg, 37 mi), Bank of America (nearest in Harrisonburg, 39 mi), PNC Bank (nearest in Warrenton, 98 mi), U.S. Bank, Truist (nearest in Hot Springs, 32 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 115 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monterey to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monterey residents like anyone else.

Banks near Monterey

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hot Springs (31 miles) and Bridgewater (33 miles). Harrisonburg, 38 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Monterey

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Monterey between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Monterey by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monterey offices.

Short answer: Burke & Herbert Bank is the largest bank with offices in Monterey, with $10.98 billion in total assets on June 30, 2026, No. 151 among U.S. banks by total assets. The Blue Grass Valley Bank is second with $59.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Monterey: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.