Banks in Hot Springs, VA

Bank branch map: Hot Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Hot Springs, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Hot Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist, Burke & Herbert Bank and Highlands Community Bank have the most locations in Hot Springs, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Burke & Herbert Bank Burke & Herbert Bank & Trust Company · 1 branch · main office Alexandria, VA Bank · 1

Burke & Herbert Bank has 1 branch in Hot Springs, 40 across Virginia and 106 nationwide. FDIC records list its main office in Alexandria, VA and show it operating since 1852. With $10.98 billion in total assets on June 30, 2026, it ranks No. 151 of 4,232 U.S. banks by total assets. The Hot Springs Branch at 9406 Sam Snead Hwy dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hot Springs Branch

  9406 Sam Snead Hwy, 24445

  Hours: see the bank's site
  DirectionsWebsite

Burke & Herbert Bank: profile, branches and contacts

Highlands Community Bank 1 branch · main office Covington, VA Bank · 1

Highlands Community Bank has 1 branch in Hot Springs, 3 across Virginia and 3 nationwide. FDIC records list its main office in Covington, VA and show it operating since 2002. With $188.9 million in total assets on June 30, 2026, it ranks No. 3,070 of 4,232 U.S. banks by total assets. The Hot Springs Branch at 9008 Sam Snead Hwy dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hot Springs Branch

  9008 Sam Snead Hwy, 24445

  Hours: see the bank's site
  DirectionsWebsite

Highlands Community Bank: profile, branches and contacts

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Hot Springs, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Hot Springs Branch at 2771 Main St dates to 1907 in FDIC branch records. Its published hours do not list Saturday.

• Hot Springs Branch

  2771 Main St, 24445

  (540) 839-2621Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

  Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Truist: profile, branches and contacts

Banking in Hot Springs: the local picture

Short answer: 3 banks run 3 branches in Hot Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Hot Springs, 2 elsewhere in Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is Burke & Herbert Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 2771 Main St, dating to 1907; the newest is Highlands Community Bank's at 9008 Sam Snead Hwy, from 2005.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Hot Springs

Short answer: None of the 1 Hot Springs location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Hot Springs, and where the nearest one is if they do not.

Short answer: In Hot Springs: Truist (1). No branches in Hot Springs: Chase (nearest in Charlottesville, 72 mi), Wells Fargo (nearest in Lexington, 26 mi), Bank of America (nearest in Lynchburg, 56 mi), PNC Bank (nearest in Warrenton, 120 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 137 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hot Springs to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hot Springs residents like anyone else.

Banks near Hot Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Clifton Forge (13 miles) and Covington (18 miles). Lexington, 26 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Hot Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hot Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Hot Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hot Springs offices.

Short answer: Truist is the largest bank with offices in Hot Springs, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Burke & Herbert Bank is second with $10.98 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hot Springs: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.