US Bank Directory
Banks in Locust Grove, VA
2 FDIC-insured banks operate 2 offices in Locust Grove, Virginia.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Locust Grove
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Locust Grove, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Locust Grove
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and Atlantic Union Bank have the most locations in Locust Grove, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Atlantic Union Bank Bank · 1
Atlantic Union Bank has 1 branch in Locust Grove, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Locust Grove Branch at 36081 Goodwin Dr dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Locust Grove Branch36081 Goodwin Dr, 22508
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Locust Grove, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Germanna Branch at 5505 Germanna Hwy dates to 1970 in FDIC branch records. Its published hours do not list Saturday.
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Germanna Branch5505 Germanna Hwy, 22508
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in Locust Grove: the local picture
Short answer: 2 banks run 2 branches in Locust Grove according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Locust Grove, 1 elsewhere in Virginia and 1 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 5505 Germanna Hwy, dating to 1970; the newest is Atlantic Union Bank's at 36081 Goodwin Dr, from 1995.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Locust Grove
Short answer: None of the 1 Locust Grove location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Locust Grove, and where the nearest one is if they do not.
Short answer: In Locust Grove: Wells Fargo (1). No branches in Locust Grove: Chase (nearest in Fredericksburg, 12 mi), Bank of America (nearest in Fredericksburg, 10 mi), PNC Bank (nearest in Fredericksburg, 11 mi), U.S. Bank, Truist (nearest in Fredericksburg, 12 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 29 mi), BMO.
| Bank | In Locust Grove | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Fredericksburg, 12 miles away |
| Bank of America | None | Fredericksburg, 10 miles away |
| PNC Bank | None | Fredericksburg, 11 miles away |
| U.S. Bank | None | none in Virginia |
| Truist | None | Fredericksburg, 12 miles away |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Dumfries, 29 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Locust Grove to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Locust Grove residents like anyone else.
Banks near Locust Grove
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fredericksburg (13 miles) and Spotsylvania (13 miles). Fredericksburg, 13 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fredericksburg, VA | 13 mi | 15 | 42 |
| Banks in Spotsylvania, VA | 13 mi | 2 | 2 |
| Banks in Culpeper, VA | 16 mi | 5 | 7 |
| Banks in Bealeton, VA | 17 mi | 2 | 2 |
| Banks in Stafford, VA | 20 mi | 7 | 8 |
| Banks in Orange, VA | 21 mi | 4 | 4 |
| Banks in Mineral, VA | 25 mi | 2 | 2 |
| Banks in Louisa, VA | 26 mi | 3 | 3 |
Bank branch openings and closings in Locust Grove
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Locust Grove between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Locust Grove by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Locust Grove offices.
Short answer: Wells Fargo is the largest bank with offices in Locust Grove, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Atlantic Union Bank is second with $38.02 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Atlantic Union Bank | $38.02 billion | No. 59 | 1 | Richmond City, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Locust Grove: FAQ
How many banks are in Locust Grove, VA?
Locust Grove has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Locust Grove?
Wells Fargo, with 1. Atlantic Union Bank has 1.
Is there a Wells Fargo in Locust Grove, VA?
Yes. FDIC data lists 1 Wells Fargo branch in Locust Grove as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Atlantic Union Bank in Locust Grove, VA?
Yes. FDIC data lists 1 Atlantic Union Bank branch in Locust Grove as of September 5, 2026. The address and directions are under Atlantic Union Bank above.
Is there a Chase in Locust Grove, VA?
No. FDIC data lists no Chase branch in Locust Grove as of September 5, 2026. The nearest is in Fredericksburg, about 12 miles away in a straight line.
Which banks in Locust Grove are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Locust Grove?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Did any bank branches open or close in Locust Grove in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Locust Grove?
Nearby cities with more banks include Fredericksburg, Spotsylvania, Culpeper. Fredericksburg is 13 miles away with 15 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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