US Bank Directory

Banks in Stafford, VA

7 FDIC-insured banks operate 8 offices in Stafford, Virginia, and 3 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Stafford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 12 locations in Stafford, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 9 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

12 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Stafford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase has the most locations in Stafford, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 2 branches · main office Columbus, OH Bank · 2

Chase has 2 branches in Stafford, 77 across Virginia and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Stafford location is the Stafford Marketplace Branch at 40 Prosperity Ln, dating to 2023; the newest, at 830 Wonder Rd, to 2025. It does not publish hours in the sources this page uses; check its site before you go.

  • Stafford Marketplace Branch
    40 Prosperity Ln, 22556
    Hours: see the bank's site
  • Stafford Embrey Mill Branch
    830 Wonder Rd, 22554
    Hours: see the bank's site
Chase: profile, branches and contacts
Navy Federal Credit Union 2 offices · main office Vienna, VA Credit union · 2

Navy Federal Credit Union has 2 officees in Stafford, 66 across Virginia. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Stafford locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Lee Gound
    100 Corporate Dr, 22554
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Garrisonville Va
    308 Worth Ave Ste 105, 22556
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
Apple Credit Union 1 office · main office Fairfax, VA Credit union · 1

Apple Credit Union has 1 office in Stafford, 24 across Virginia. It is based in Fairfax, VA and $5.62 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Stafford Branch
    1495 Stafford Market Pl Ste 101, 22556
    (703) 788-4800Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Apple Credit Union: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Stafford, 98 across Virginia and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Stafford Branch at 1525 Stafford Market Pl dates to 2003 in FDIC branch records. It opens on Saturday.

  • Stafford Branch
    1525 Stafford Market Pl, 22556
    (540) 288-1988Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Carter Bank & Trust 1 branch · main office Martinsville, VA Bank · 1

Carter Bank & Trust has 1 branch in Stafford, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Route 610 Office at 55 Worth Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Carter Bank & Trust: profile, branches and contacts
Marine Credit Union 1 office · main office Jacksonville, NC Credit union · 1

Marine Credit Union has 1 office in Stafford, 2 across Virginia. It is based in Jacksonville, NC and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • North Stafford
    209 Garrisonville Rd, 22554
    (910) 577-7333Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Marine Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Stafford, 53 across Virginia and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Aquia Branch at 2864 Richmond Hwy dates to 1999 in FDIC branch records. It opens on Saturday.

  • Aquia Branch
    2864 Richmond Hwy, 22554
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Stafford, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Aquia Branch at 117 Garrisonville Rd dates to 1922 in FDIC branch records. It opens on Saturday.

  • Aquia Branch
    117 Garrisonville Rd, 22554
    (540) 657-0972Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Stafford, 81 across Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Stafford Branch at 289 Garrisonville Rd dates to 2004 in FDIC branch records. It opens on Saturday.

  • Stafford Branch
    289 Garrisonville Rd, 22554
    (540) 288-3900Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Stafford, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Garrisonville- Salisbury Road Branch at 131 Garrisonville Rd dates to 2003 in FDIC branch records. It opens on Saturday.

  • Garrisonville- Salisbury Road Branch
    131 Garrisonville Rd, 22554
    (540) 659-2101Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Stafford

3 credit unions have 4 offices here: Navy Federal Credit Union, Apple Credit Union and Marine Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Stafford page has every office in the state's directory.

Banking in Stafford: the local picture

Short answer: 7 banks run 8 branches in Stafford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Stafford, 2 elsewhere in Virginia and 5 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 117 Garrisonville Rd, dating to 1922; the newest is Chase's at 830 Wonder Rd, from 2025.

3 credit unions have 4 offices in Stafford, according to the NCUA. Who can join each one is on the credit unions page.

Of the 9 locations with published hours. 8 open on Saturday. 3 locations have no published hours in these sources.

Banks by ZIP code in Stafford

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 22554 has the most bank and credit union offices in Stafford (7), followed by 22556 (5). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
2255477Chase, Marine Credit Union, Navy Federal Credit Union
2255655Apple Credit Union, Bank of America, Carter Bank & Trust

Banks and credit unions open on Saturday in Stafford

Short answer: 8 of the 9 Stafford locations with published hours open on Saturday, run by 7 institutions.

  • Bank of America: 1 of 1 branch (1525 Stafford Market Pl: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (131 Garrisonville Rd: Saturday 9 am to 2 pm)
  • PNC Bank: 1 of 1 branch (2864 Richmond Hwy: Saturday 9 am to 1 pm)
  • Truist: 1 of 1 branch (117 Garrisonville Rd: Saturday 9 am to 12 pm)
  • United Bank: 1 of 1 branch (289 Garrisonville Rd: Saturday 9 am to 12 pm)
  • Navy Federal Credit Union: 2 of 2 offices (100 Corporate Dr: Saturday 9 am to 2 pm, and 1 more)
  • Apple Credit Union: 1 of 1 office (1495 Stafford Market Pl Ste 101: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Stafford, and where the nearest one is if they do not.

Short answer: In Stafford: Chase (2), Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (1). No branches in Stafford: U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 11 mi), BMO.

BankIn StaffordNearest branch if none here
Chase2 brancheshere
Wells Fargo1 branchhere
Bank of America1 branchhere
PNC Bank1 branchhere
Truist1 branchhere
U.S. BankNonenone in Virginia
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneDumfries, 11 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Stafford to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Stafford residents like anyone else.

Banks near Stafford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Dumfries (10 miles) and Fredericksburg (13 miles). Fredericksburg, 13 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Stafford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Stafford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Stafford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Stafford offices.

Short answer: Chase is the largest bank with offices in Stafford, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 12Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 91Charlotte, NC
United Bank$33.64 billionNo. 651Fairfax, VA
Carter Bank & Trust$4.80 billionNo. 2931Martinsville, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Stafford: FAQ

How many banks are in Stafford, VA?

Stafford has 7 banks with 8 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Stafford?

Chase, with 2. Bank of America has 1 and Wells Fargo has 1.

Is there a Chase in Stafford, VA?

Yes. FDIC data lists 2 Chase branches in Stafford as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Bank of America in Stafford, VA?

Yes. FDIC data lists 1 Bank of America branch in Stafford as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Stafford, VA?

Yes. FDIC data lists 1 Wells Fargo branch in Stafford as of September 5, 2026. The address and directions are under Wells Fargo above.

Which banks in Stafford are open on Saturday?

Bank of America, Wells Fargo, PNC Bank and Truist and 3 more publish Saturday hours for one or more Stafford locations. The Saturday section above lists each one with its hours. 3 of the 12 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Stafford?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Stafford?

Navy Federal Credit Union, Apple Credit Union and Marine Credit Union have offices in Stafford. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Stafford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Stafford?

Nearby cities with more banks include Dumfries, Fredericksburg, Dale City. Dumfries is 10 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 8 branches: Bank of America, PNC Bank, Truist, United Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds