Banks in Spotsylvania, VA

Bank branch map: Spotsylvania

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Spotsylvania, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Spotsylvania

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Atlantic Union Bank and Carter Bank & Trust have the most locations in Spotsylvania, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Spotsylvania, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Leavells Branch at 10415 Courthouse Rd dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Leavells Branch

  10415 Courthouse Rd, 22553

  Hours: see the bank's site
  DirectionsWebsite

Atlantic Union Bank: profile, branches and contacts

Carter Bank & Trust 1 branch · main office Martinsville, VA Bank · 1

Carter Bank & Trust has 1 branch in Spotsylvania, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Route 208 Branch at 10407 Courthouse Rd dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Route 208 Branch

  10407 Courthouse Rd, 22553

  Hours: see the bank's site
  DirectionsWebsite

Carter Bank & Trust: profile, branches and contacts

Banking in Spotsylvania: the local picture

Short answer: 2 banks run 2 branches in Spotsylvania according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Spotsylvania, 2 elsewhere in Virginia, according to the FDIC.

The bank with the longest record here is Atlantic Union Bank, operating since 1997 according to the FDIC. In FDIC branch records, the longest-running branch is Atlantic Union Bank's office at 10415 Courthouse Rd, dating to 1987; the newest is Carter Bank & Trust's at 10407 Courthouse Rd, from 1988.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Spotsylvania, and where the nearest one is if they do not.

Short answer: No branches in Spotsylvania: Chase (nearest in Fredericksburg, 2 mi), Wells Fargo (nearest in Fredericksburg, 1 mi), Bank of America (nearest in Fredericksburg, 2 mi), PNC Bank (nearest in Fredericksburg, 2 mi), U.S. Bank, Truist (nearest in Fredericksburg, 1 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 27 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Spotsylvania to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Spotsylvania residents like anyone else.

Banks near Spotsylvania

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fredericksburg (4 miles) and Locust Grove (13 miles). Fredericksburg, 4 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Spotsylvania

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Spotsylvania between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Spotsylvania by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Spotsylvania offices.

Short answer: Atlantic Union Bank is the largest bank with offices in Spotsylvania, with $38.02 billion in total assets on June 30, 2026, No. 59 among U.S. banks by total assets. Carter Bank & Trust is second with $4.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Spotsylvania: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.