US Bank Directory
Banks in Fredericksburg, VA
15 FDIC-insured banks operate 42 offices in Fredericksburg, Virginia, and 5 credit unions have 10 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Fredericksburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 20 banks and credit unions operate 52 locations in Fredericksburg, according to the FDIC and the NCUA. 48 of them have coordinates on record and are on the map. 29 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
48 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fredericksburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Atlantic Union Bank has the most locations in Fredericksburg, with 6. It is followed by Wells Fargo (5), PNC Bank (4), Truist (4). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Atlantic Union Bank Bank · 6
Atlantic Union Bank has 6 branches in Fredericksburg, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Four Mile Fork Branch at 4805 Lassen Ln, dating to 1988; the newest, at 1044 Warrenton Rd, to 2011. It does not publish hours in the sources this page uses; check its site before you go.
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Cosner'S Corner Branch10131 Patriot Hwy, 22407
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Berea Marketplace Branch1044 Warrenton Rd, 22406
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Fall Hill Branch2811 Fall Hill Ave, 22401
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Chancellor Branch4109 Plank Rd, 22407
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Four Mile Fork Branch4805 Lassen Ln, 22408
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Kenmore Avenue Branch725 Kenmore Ave, 22401
Wells Fargo Bank · 5
Wells Fargo has 5 branches in Fredericksburg, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Fredericksburg Shopping Ctr Branch at 501 D Emancipation Highway, dating to 1975; the newest, at 35 Banks Ford Pkwy, to 2007. All 4 of its Fredericksburg locations with published hours open on Saturday.
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Celebrate Virginia Branch35 Banks Ford Pkwy, 22406
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Salem Church Branch4246 Plank Rd, 22407
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Fredericksburg Shopping Ctr Branch501 D Emancipation Highway, 22401
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Harrison Crossing Branch5636 Plank Rd, 22407
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Southpoint Branch9906 Southpoint Pkwy, 22407
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 4
PNC Bank has 4 branches in Fredericksburg, 53 across Virginia and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Chancellor Branch at 4319 Plank Rd, dating to 1971; the newest, at 1001 Gordon W Shelton Blvd, to 2009. All 3 of its Fredericksburg locations with published hours open on Saturday.
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Celebrate Virginia South Branch1001 Gordon W Shelton Blvd, 22401
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Southpoint Branch10213 Patriot Hwy, 22407
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Chatham Branch371 Chatham Heights Rd, 22405
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Chancellor Branch4319 Plank Rd, 22407
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Truist Bank · 4
Truist has 4 branches in Fredericksburg, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the George Street Branch at 400 George St, dating to 1922; the newest, at 10000 Southpoint Pkwy, to 2008. 3 of its 4 Fredericksburg locations with published hours open on Saturday.
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Southpoint Branch10000 Southpoint Pkwy, 22407
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Route 3 Branch3600 Plank Rd, 22407
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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George Street Branch400 George St, 22401
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Warrenton Road Branch760 Warrenton Rd, 22406
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 3
Bank of America has 3 branches in Fredericksburg, 98 across Virginia and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Fredericksburg Branch at 1481 Carl D Silver Pkwy, dating to 1999; the newest, at 7110 Harrison Rd, to 2010. 1 of its 3 Fredericksburg locations with published hours open on Saturday.
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Cosners Corner Branch10065 Patriot Hwy, 22407
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Fredericksburg Branch1481 Carl D Silver Pkwy, 22401
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Harrison Crossing Branch7110 Harrison Rd, 22407
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Burke & Herbert Bank Bank · 3
Burke & Herbert Bank has 3 branches in Fredericksburg, 40 across Virginia and 106 nationwide. FDIC records list its main office in Alexandria, VA and show it operating since 1852. With $10.98 billion in total assets on June 30, 2026, it ranks No. 151 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Salem Church Branch at 4210 Plank Rd, dating to 2016; the newest, at 410 William St, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Cowan Branch2521 Cowan Blvd, 22401
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Fredericksburg Branch410 William St, 22401
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Salem Church Branch4210 Plank Rd, 22407
Chase Bank · 3
Chase has 3 branches in Fredericksburg, 77 across Virginia and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Fredericksburg Central Park Branch at 2931 Plank Rd, dating to 2024; the newest, at 25 Banks Ford Pkwy, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Warrenton Rd And Banks Ford Branch25 Banks Ford Pkwy, 22406
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Fredericksburg Central Park Branch2931 Plank Rd, 22401
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Cosner'S Corner Branch9659 Patriot Way, 22407
Navy Federal Credit Union Credit union · 3
Navy Federal Credit Union has 3 officees in Fredericksburg, 66 across Virginia. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. All 3 of its Fredericksburg locations with published hours open on Saturday.
Who can join: see the credit union's site.
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South Fredericksburg Va10129 Patriot Hwy Ste 103, 22407
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Fredericksburg Va3445 Fall Hill Ave, 22401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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West Fredericksburg Va5651 Plank Rd, 22407
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
United Bank Bank · 3
United Bank has 3 branches in Fredericksburg, 81 across Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Fredericksburg Branch at 501 C Emancipation Highway, dating to 2004; the newest, at 1304 Central Park Blvd, to 2008. All 3 of its Fredericksburg locations with published hours open on Saturday.
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Courthouse Rd Branch 2210800a Courthouse Rd, 22408
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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Central Park Br 25 Branch1304 Central Park Blvd, 22401
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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Fredericksburg Branch501 C Emancipation Highway, 22401
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Virginia Credit Union Credit union · 3
Virginia Credit Union has 3 officees in Fredericksburg, 44 across Virginia. It is based in Richmond, VA and $7.36 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Fredericksburg locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Fredericksburg Branch2150 Gordon W Shelton Blvd, 22401
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Cosner East Branch4531 Spotsylvania Pkwy, 22408
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Chancellors Crossing Branch5922 Plank Rd, 22407
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Carter Bank & Trust Bank · 2
Carter Bank & Trust has 2 branches in Fredericksburg, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Route 3 Branch at 1204 Bragg Rd, dating to 1996; the newest, at 70 Chatham Heights Rd, to 2000. It does not publish hours in the sources this page uses; check its site before you go.
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Route 3 Branch1204 Bragg Rd, 22407
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Chatham Heights Branch70 Chatham Heights Rd, 22405
Citizens and Farmers Bank Bank · 2
Citizens and Farmers Bank has 2 branches in Fredericksburg, 32 across Virginia and 32 nationwide. FDIC records list its main office in West Point, VA and show it operating since 1927. With $2.79 billion in total assets on June 30, 2026, it ranks No. 462 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Stafford Branch at 175 Kings Hwy, dating to 1998; the newest, at 402 William St, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Stafford Branch175 Kings Hwy, 22405
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Fredericksburg Branch402 William St, 22401
Shore United Bank Bank · 2
Shore United Bank has 2 branches in Fredericksburg, 2 across Virginia and 40 nationwide. FDIC records list its main office in Easton, MD and show it operating since 1876. With $6.15 billion in total assets on June 30, 2026, it ranks No. 247 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Fredericksburg Branch at 425 William St, dating to 2016; the newest, at 5831 Plank Rd, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Branch425 William St, 22401
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Fredericksburg Branch Office5831 Plank Rd, 22407
Topside Credit Union Credit union · 2
Topside Credit Union has 2 officees in Fredericksburg, 4 across Virginia. It is based in Dahlgren, VA and $490.9 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Fredericksburg locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Augustine Avenue Branch2004 Augustine Ave, 22401
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Massaponax Branch9622 Patriot Hwy, 22407
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Woodforest Bank · 2
Woodforest has 2 branches in Fredericksburg, 48 across Virginia and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Fredericksburg Wal-Mart Branch at 10001 Southpoint Pkwy dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Wal-Mart Branch10001 Southpoint Pkwy, 22407
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0942 Carl Silver Parkway Wal-Mart Branch1800 Carl D Silver Pkwy, 22401
Baxter Credit Union Credit union · 1
Baxter Credit Union has 1 office in Fredericksburg, 2 across Virginia. It is based in Vernon Hills, IL and $6.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Fredricksburg1 Geico Blvd, 22412
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Blue Ridge Bank Bank · 1
Blue Ridge Bank has 1 branch in Fredericksburg, 26 across Virginia and 27 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2000. With $2.31 billion in total assets on June 30, 2026, it ranks No. 542 of 4,232 U.S. banks by total assets. The Fredericksburg Branch at 10645 Courthouse Rd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Branch10645 Courthouse Rd, 22407
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Fredericksburg, 36 across Virginia and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Fredericksburg Main Office Branch at 1575 Emancipation Hwy dates to 2014 in FDIC branch records. Its published hours do not list Saturday.
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Fredericksburg Main Office Branch1575 Emancipation Hwy, 22401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Infirst Credit Union Credit union · 1
Infirst Credit Union has 1 office in Fredericksburg, 6 across Virginia. It is based in Alexandria, VA and $191.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Fredericksburg1151 Carl D Silver Pkwy, 22401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Fredericksburg, 25 across Virginia and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Fredericksburg Plank Road Branch at 2062 Plank Rd dates to 1999 in FDIC branch records. It opens on Saturday.
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Fredericksburg Plank Road Branch2062 Plank Rd, 22401
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Fredericksburg
5 credit unions have 10 offices here: Navy Federal Credit Union, Virginia Credit Union, Topside Credit Union, Baxter Credit Union and Infirst Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fredericksburg page has every office in the state's directory.
Banking in Fredericksburg: the local picture
Short answer: 15 banks run 42 branches in Fredericksburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 15 banks, 0 have their main office in Fredericksburg, 6 elsewhere in Virginia and 9 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 400 George St, dating to 1922; the newest is Chase's at 25 Banks Ford Pkwy, from 2025.
5 credit unions have 10 offices in Fredericksburg, according to the NCUA. Who can join each one is on the credit unions page.
Of the 29 locations with published hours. 22 open on Saturday. 23 locations have no published hours in these sources.
Banks by ZIP code in Fredericksburg
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 22407 has the most bank and credit union offices in Fredericksburg (21), followed by 22401 (20) and 22406 (4). Offices are spread across 6 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 22407 | 21 | 14 | Wells Fargo, Atlantic Union Bank, Bank of America |
| 22401 | 20 | 17 | Atlantic Union Bank, Burke & Herbert Bank, United Bank |
| 22406 | 4 | 4 | Atlantic Union Bank, Chase, Truist |
| 22405 | 3 | 3 | Carter Bank & Trust, Citizens and Farmers Bank, PNC Bank |
| 22408 | 3 | 3 | Atlantic Union Bank, United Bank, Virginia Credit Union |
| 22412 | 1 | 1 | Baxter Credit Union |
Banks and credit unions open on Saturday in Fredericksburg
Short answer: 22 of the 29 Fredericksburg locations with published hours open on Saturday, run by 10 institutions.
- Wells Fargo: 4 of 5 branches (35 Banks Ford Pkwy: Saturday 9 am to 2 pm, and 3 more)
- PNC Bank: 3 of 4 branches (10213 Patriot Hwy: Saturday 9 am to 1 pm, and 2 more)
- Truist: 3 of 4 branches (10000 Southpoint Pkwy: Saturday 9 am to 12 pm, and 2 more)
- Bank of America: 1 of 3 branches (1481 Carl D Silver Pkwy: Saturday 9 am to 2 pm)
- United Bank: 3 of 3 branches (10800a Courthouse Rd: Saturday 9 am to 12 pm, and 2 more)
- M&T Bank: 1 of 1 branch (2062 Plank Rd: Saturday 9 am to 12 pm)
- Navy Federal Credit Union: 3 of 3 offices (10129 Patriot Hwy Ste 103: Saturday 9 am to 2 pm, and 2 more)
- Virginia Credit Union: 1 of 3 offices (2150 Gordon W Shelton Blvd: Saturday 9 am to 12 pm)
- Topside Credit Union: 2 of 2 offices (2004 Augustine Ave: Saturday 9 am to 2 pm, and 1 more)
- Infirst Credit Union: 1 of 1 office (1151 Carl D Silver Pkwy: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 23 of the 52 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fredericksburg, and where the nearest one is if they do not.
Short answer: In Fredericksburg: Chase (3), Wells Fargo (5), Bank of America (3), PNC Bank (4), Truist (4). No branches in Fredericksburg: U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 23 mi), BMO.
| Bank | In Fredericksburg | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Wells Fargo | 5 branches | here |
| Bank of America | 3 branches | here |
| PNC Bank | 4 branches | here |
| Truist | 4 branches | here |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Dumfries, 23 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fredericksburg to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fredericksburg residents like anyone else.
Banks near Fredericksburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Spotsylvania (4 miles) and Stafford (13 miles). Woodbridge, 27 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Spotsylvania, VA | 4 mi | 2 | 2 |
| Banks in Stafford, VA | 13 mi | 7 | 8 |
| Banks in Locust Grove, VA | 13 mi | 2 | 2 |
| Banks in King George, VA | 17 mi | 3 | 3 |
| Banks in Dumfries, VA | 22 mi | 4 | 4 |
| Banks in Bealeton, VA | 24 mi | 2 | 2 |
| Banks in Dale City, VA | 26 mi | 2 | 2 |
| Banks in Woodbridge, VA | 27 mi | 11 | 22 |
Bank branch openings and closings in Fredericksburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fredericksburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Fredericksburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fredericksburg offices.
Short answer: Chase is the largest bank with offices in Fredericksburg, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 5 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 4 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 4 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Atlantic Union Bank | $38.02 billion | No. 59 | 6 | Richmond City, VA |
| United Bank | $33.64 billion | No. 65 | 3 | Fairfax, VA |
| Burke & Herbert Bank | $10.98 billion | No. 151 | 3 | Alexandria, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fredericksburg: FAQ
How many banks are in Fredericksburg, VA?
Fredericksburg has 15 banks with 42 branches and 5 credit unions with 10 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Fredericksburg?
Atlantic Union Bank, with 6. Wells Fargo has 5 and PNC Bank has 4.
Is there a Atlantic Union Bank in Fredericksburg, VA?
Yes. FDIC data lists 6 Atlantic Union Bank branches in Fredericksburg as of September 5, 2026. Its branches are listed under Atlantic Union Bank above, with the address and directions for each.
Is there a Wells Fargo in Fredericksburg, VA?
Yes. FDIC data lists 5 Wells Fargo branches in Fredericksburg as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a PNC Bank in Fredericksburg, VA?
Yes. FDIC data lists 4 PNC Bank branches in Fredericksburg as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Which banks in Fredericksburg are open on Saturday?
Wells Fargo, PNC Bank, Truist and Bank of America and 6 more publish Saturday hours for one or more Fredericksburg locations. The Saturday section above lists each one with its hours. 23 of the 52 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Fredericksburg?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Fredericksburg?
Navy Federal Credit Union, Virginia Credit Union, Topside Credit Union and Baxter Credit Union and 1 more have offices in Fredericksburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fredericksburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fredericksburg?
Nearby cities with more banks include Spotsylvania, Stafford, Locust Grove. Spotsylvania is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (19 of 42 branches: Bank of America, First Citizens Bank, M&T Bank, PNC Bank, Truist, United Bank and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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