US Bank Directory
Banks in Culpeper, VA
5 FDIC-insured banks operate 7 offices in Culpeper, Virginia, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Culpeper
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 9 locations in Culpeper, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Culpeper
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist and Atlantic Union Bank have the most locations in Culpeper, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Atlantic Union Bank Bank · 2
Atlantic Union Bank has 2 branches in Culpeper, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Culpeper location is the Culpeper North Branch at 717 James Madison Hwy, dating to 1964; the newest, at 231 Southgate Shopping Ctr, to 1971. It does not publish hours in the sources this page uses; check its site before you go.
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Culpeper South Branch231 Southgate Shopping Ctr, 22701
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Culpeper North Branch717 James Madison Hwy, 22701
Truist Bank · 2
Truist has 2 branches in Culpeper, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Culpeper location is the Culpeper Branch at 703 James Madison Hwy, dating to 1987; the newest, at 15345 Creativity Dr, to 1996. All 2 of its Culpeper locations with published hours open on Saturday.
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Culpeper Colonnade Branch15345 Creativity Dr, 22701
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Culpeper Branch703 James Madison Hwy, 22701
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Blue Ridge Bank Bank · 1
Blue Ridge Bank has 1 branch in Culpeper, 26 across Virginia and 27 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2000. With $2.31 billion in total assets on June 30, 2026, it ranks No. 542 of 4,232 U.S. banks by total assets. The Culpeper Office Branch at 701 S Main St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Culpeper Office Branch701 S Main St, 22701
Oak View National Bank Bank · 1
Oak View National Bank has 1 branch in Culpeper, 4 across Virginia and 4 nationwide. FDIC records list its main office in Warrenton, VA and show it operating since 2009. With $966.1 million in total assets on June 30, 2026, it ranks No. 1,079 of 4,232 U.S. banks by total assets. The Culpeper Office Branch at 450 James Madison Hwy dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Culpeper Office Branch450 James Madison Hwy, 22701
Partners 1st Credit Union Credit union · 1
Partners 1st Credit Union has 1 office in Culpeper, 5 across Virginia. It is based in Fort Wayne, IN and $548.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Partners 1St Fcu, Br. 78567 James Madison Hwy, 22701
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
University of Va Community Cu Credit Union Credit union · 1
University of Va Community Cu Credit Union has 1 office in Culpeper, 15 across Virginia. It is based in Charlottesville, VA and $1.63 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Culpeper Branch633 Meadowbrook Shopping Ctr, 22701
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Culpeper, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Culpeper Marketplace Branch at 795 Nalles Mill Rd dates to 2007 in FDIC branch records. It opens on Saturday.
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Culpeper Marketplace Branch795 Nalles Mill Rd, 22701
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Culpeper
2 credit unions have 2 offices here: University of Va Community Cu Credit Union and Partners 1st Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Culpeper page has every office in the state's directory.
Banking in Culpeper: the local picture
Short answer: 5 banks run 7 branches in Culpeper according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Culpeper, 3 elsewhere in Virginia and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Atlantic Union Bank's office at 717 James Madison Hwy, dating to 1964; the newest is Oak View National Bank's at 450 James Madison Hwy, from 2013.
2 credit unions have 2 offices in Culpeper, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 5 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Culpeper
Short answer: 5 of the 5 Culpeper locations with published hours open on Saturday, run by 4 institutions.
- Truist: 2 of 2 branches (15345 Creativity Dr: Saturday 9 am to 12 pm, and 1 more)
- Wells Fargo: 1 of 1 branch (795 Nalles Mill Rd: Saturday 9 am to 2 pm)
- University of Va Community Cu Credit Union: 1 of 1 office (633 Meadowbrook Shopping Ctr: Saturday 9 am to 12 pm)
- Partners 1st Credit Union: 1 of 1 office (567 James Madison Hwy: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Culpeper, and where the nearest one is if they do not.
Short answer: In Culpeper: Wells Fargo (1), Truist (2). No branches in Culpeper: Chase (nearest in Fredericksburg, 26 mi), Bank of America (nearest in Fredericksburg, 26 mi), PNC Bank (nearest in Warrenton, 20 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 34 mi), BMO.
| Bank | In Culpeper | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 2 branches | here |
| Chase | None | Fredericksburg, 26 miles away |
| Bank of America | None | Fredericksburg, 26 miles away |
| PNC Bank | None | Warrenton, 20 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Manassas, 34 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Culpeper to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Culpeper residents like anyone else.
Banks near Culpeper
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bealeton (14 miles) and Madison (16 miles). Warrenton, 20 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bealeton, VA | 14 mi | 2 | 2 |
| Banks in Madison, VA | 16 mi | 2 | 2 |
| Banks in Locust Grove, VA | 16 mi | 2 | 2 |
| Banks in Orange, VA | 17 mi | 4 | 4 |
| Banks in Warrenton, VA | 20 mi | 10 | 12 |
| Banks in Marshall, VA | 26 mi | 2 | 2 |
| Banks in Ruckersville, VA | 28 mi | 3 | 3 |
| Banks in Gainesville, VA | 29 mi | 8 | 9 |
Bank branch openings and closings in Culpeper
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Culpeper between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Culpeper by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Culpeper offices.
Short answer: Wells Fargo is the largest bank with offices in Culpeper, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| Atlantic Union Bank | $38.02 billion | No. 59 | 2 | Richmond City, VA |
| Blue Ridge Bank | $2.31 billion | No. 542 | 1 | Martinsville, VA |
| Oak View National Bank | $966.1 million | No. 1,079 | 1 | Warrenton, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Culpeper: FAQ
How many banks are in Culpeper, VA?
Culpeper has 5 banks with 7 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Culpeper?
Truist, with 2. Atlantic Union Bank has 2 and Wells Fargo has 1.
Is there a Truist in Culpeper, VA?
Yes. FDIC data lists 2 Truist branches in Culpeper as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Atlantic Union Bank in Culpeper, VA?
Yes. FDIC data lists 2 Atlantic Union Bank branches in Culpeper as of September 5, 2026. Its branches are listed under Atlantic Union Bank above, with the address and directions for each.
Is there a Wells Fargo in Culpeper, VA?
Yes. FDIC data lists 1 Wells Fargo branch in Culpeper as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Culpeper, VA?
No. FDIC data lists no Chase branch in Culpeper as of September 5, 2026. The nearest is in Fredericksburg, about 26 miles away in a straight line.
Which banks in Culpeper are open on Saturday?
Truist, Wells Fargo, University of Va Community Cu Credit Union and Partners 1st Credit Union publish Saturday hours for one or more Culpeper locations. The Saturday section above lists each one with its hours. 4 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Culpeper?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Culpeper?
University of Va Community Cu Credit Union and Partners 1st Credit Union have offices in Culpeper. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Culpeper in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Culpeper?
Nearby cities with more banks include Bealeton, Madison, Locust Grove. Bealeton is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 7 branches: Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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