US Bank Directory

Banks in Wilmer, TX

1 FDIC-insured bank operates 1 office in Wilmer, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Wilmer

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Wilmer, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wilmer

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Commercial State Bank is the only bank with an office in Wilmer. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Commercial State Bank 1 branch · main office Palmer, TX Bank · 1

Commercial State Bank has 1 branch in Wilmer, 3 across Texas and 3 nationwide. FDIC records list its main office in Palmer, TX and show it operating since 1930. With $126.6 million in total assets on June 30, 2026, it ranks No. 3,496 of 4,232 U.S. banks by total assets. The Wilmer Branch at 421 E Belt Line Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wilmer Branch
    421 E Belt Line Rd, 75172
    Hours: see the bank's site
Commercial State Bank: profile, branches and contacts

Banking in Wilmer: the local picture

Short answer: 1 bank runs 1 branch in Wilmer according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Commercial State Bank has its main office in Palmer, TX, according to the FDIC.

The bank with the longest record here is Commercial State Bank, operating since 1930 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Wilmer, and where the nearest one is if they do not.

Short answer: No branches in Wilmer: Chase (nearest in Lancaster, 6 mi), Wells Fargo (nearest in Red Oak, 8 mi), Bank of America (nearest in Desoto, 9 mi), PNC Bank (nearest in Desoto, 10 mi), U.S. Bank (nearest in Dallas, 25 mi), Truist (nearest in Desoto, 10 mi), Fifth Third Bank (nearest in De Soto, 10 mi), Huntington (nearest in Dallas, 12 mi), Regions Bank (nearest in Lancaster, 5 mi), TD Bank, BMO (nearest in Dallas, 16 mi).

BankIn WilmerNearest branch if none here
ChaseNoneLancaster, 6 miles away
Wells FargoNoneRed Oak, 8 miles away
Bank of AmericaNoneDesoto, 9 miles away
PNC BankNoneDesoto, 10 miles away
U.S. BankNoneDallas, 25 miles away
TruistNoneDesoto, 10 miles away
Fifth Third BankNoneDe Soto, 10 miles away
HuntingtonNoneDallas, 12 miles away
Regions BankNoneLancaster, 5 miles away
TD BankNonenone in Texas
BMONoneDallas, 16 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wilmer to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wilmer residents like anyone else.

Banks near Wilmer

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lancaster (6 miles) and Red Oak (9 miles). Mesquite, 15 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Wilmer

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wilmer between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wilmer by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wilmer offices.

Short answer: Commercial State Bank is the largest bank with offices in Wilmer, with $126.6 million in total assets on June 30, 2026, No. 3,496 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Commercial State Bank$126.6 millionNo. 3,4961Palmer, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wilmer: FAQ

How many banks are in Wilmer, TX?

Wilmer has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Commercial State Bank in Wilmer, TX?

Yes. FDIC data lists 1 Commercial State Bank branch in Wilmer as of September 5, 2026. The address and directions are under Commercial State Bank above.

Is there a Chase in Wilmer, TX?

No. FDIC data lists no Chase branch in Wilmer as of September 5, 2026. The nearest is in Lancaster, about 6 miles away in a straight line.

What is the oldest bank in Wilmer?

Commercial State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1930.

Did any bank branches open or close in Wilmer in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wilmer?

Nearby cities with more banks include Lancaster, Red Oak, Seagoville. Lancaster is 6 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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