Banks in Valley Mills, TX

Bank branch map: Valley Mills

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Valley Mills, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Valley Mills

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank of Bosque County is the only bank with an office in Valley Mills. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank of Bosque County 1 branch · main office Valley Mills, TX Bank · 1

First National Bank of Bosque County has 1 branch in Valley Mills, 4 across Texas and 4 nationwide. FDIC records list its main office in Valley Mills, TX and show it operating since 1908. With $182.3 million in total assets on June 30, 2026, it ranks No. 3,115 of 4,232 U.S. banks by total assets. Its main office at 418 E Avenue C dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  418 E Avenue C, 76689

  Hours: see the bank's site
  Directions

First National Bank of Bosque County: profile, branches and contacts

Banking in Valley Mills: the local picture

Short answer: 1 bank runs 1 branch in Valley Mills according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First National Bank of Bosque County has its main office in Valley Mills, according to the FDIC.

The bank with the longest record here is First National Bank of Bosque County, operating since 1908 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Valley Mills, and where the nearest one is if they do not.

Short answer: No branches in Valley Mills: Chase (nearest in Waco, 19 mi), Wells Fargo (nearest in Waco, 19 mi), Bank of America (nearest in Waco, 19 mi), PNC Bank (nearest in Waco, 18 mi), U.S. Bank (nearest in Dallas, 96 mi), Truist (nearest in Fort Worth, 73 mi), Fifth Third Bank (nearest in Mansfield, 69 mi), Huntington (nearest in Clifton, 11 mi), Regions Bank (nearest in Mansfield, 67 mi), TD Bank, BMO (nearest in Dallas, 88 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Valley Mills to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Valley Mills residents like anyone else.

Banks near Valley Mills

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Clifton (11 miles) and Woodway (19 miles). Waco, 19 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Valley Mills

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Valley Mills between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Valley Mills

Short answer: 1 institution has its main office in Valley Mills: First National Bank of Bosque County.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Valley Mills by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Valley Mills offices.

Short answer: First National Bank of Bosque County is the largest bank with offices in Valley Mills, with $182.3 million in total assets on June 30, 2026, No. 3,115 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Valley Mills: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.