Banks in Troy, TX

Bank branch map: Troy

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Troy, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Troy

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The First National Bank of Moody is the only bank with an office in Troy. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The First National Bank of Moody 1 branch · main office Moody, TX Bank · 1

The First National Bank of Moody has 1 branch in Troy, 2 across Texas and 2 nationwide. FDIC records list its main office in Moody, TX and show it operating since 1893. With $54.2 million in total assets on June 30, 2026, it ranks No. 4,038 of 4,232 U.S. banks by total assets. The First National Bank Troy Branch at 1207 W Main St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• First National Bank Troy Branch

  1207 W Main St, 76579

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank of Moody: profile, branches and contacts

Banking in Troy: the local picture

Short answer: 1 bank runs 1 branch in Troy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

The First National Bank of Moody has its main office in Moody, TX, according to the FDIC.

The bank with the longest record here is The First National Bank of Moody, operating since 1893 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Troy, and where the nearest one is if they do not.

Short answer: No branches in Troy: Chase (nearest in Temple, 10 mi), Wells Fargo (nearest in Temple, 11 mi), Bank of America (nearest in Temple, 11 mi), PNC Bank (nearest in Temple, 9 mi), U.S. Bank (nearest in Dallas, 123 mi), Truist (nearest in Round Rock, 53 mi), Fifth Third Bank (nearest in Pflugerville, 55 mi), Huntington (nearest in Temple, 8 mi), Regions Bank (nearest in Georgetown, 45 mi), TD Bank, BMO (nearest in Dallas, 114 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Troy to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Troy residents like anyone else.

Banks near Troy

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Temple (9 miles) and Belton (13 miles). Waco, 24 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Troy

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Troy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Troy by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Troy offices.

Short answer: The First National Bank of Moody is the largest bank with offices in Troy, with $54.2 million in total assets on June 30, 2026, No. 4,038 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Troy: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.