US Bank Directory
Banks in Muenster, TX
3 FDIC-insured banks operate 3 offices in Muenster, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Muenster
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Muenster, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Muenster
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Prosperity Bank, First State Bank and Muenster State Bank have the most locations in Muenster, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First State Bank Bank · 1
First State Bank has 1 branch in Muenster, 14 across Texas and 14 nationwide. FDIC records list its main office in Gainesville, TX and show it operating since 1905. With $1.85 billion in total assets on June 30, 2026, it ranks No. 640 of 4,232 U.S. banks by total assets. The Muenster Branch at 519 E Division St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Muenster Branch519 E Division St, 76252
Muenster State Bank Bank · 1
Muenster State Bank has 1 branch in Muenster, 2 across Texas and 2 nationwide. FDIC records list its main office in Muenster, TX and show it operating since 1923. With $227.0 million in total assets on June 30, 2026, it ranks No. 2,843 of 4,232 U.S. banks by total assets. Its main office at 201 North Main Street dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office201 North Main Street, 76252
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in Muenster, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Muenster Banking Center Branch at 1000 East Division, Suite A dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Muenster Banking Center Branch1000 East Division, Suite A, 76252
Banking in Muenster: the local picture
Short answer: 3 banks run 3 branches in Muenster according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Muenster, 2 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is First State Bank, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is Muenster State Bank's office at 201 North Main Street, dating to 1923; the newest is First State Bank's at 519 E Division St, from 1997.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Muenster, and where the nearest one is if they do not.
Short answer: No branches in Muenster: Chase (nearest in Denton, 31 mi), Wells Fargo (nearest in Nocona, 23 mi), Bank of America (nearest in Denton, 35 mi), PNC Bank (nearest in Denton, 31 mi), U.S. Bank (nearest in Dallas, 57 mi), Truist (nearest in Denton, 35 mi), Fifth Third Bank (nearest in Frisco, 46 mi), Huntington (nearest in Celina, 41 mi), Regions Bank (nearest in Frisco, 42 mi), TD Bank, BMO (nearest in Dallas, 68 mi).
| Bank | In Muenster | Nearest branch if none here |
|---|---|---|
| Chase | None | Denton, 31 miles away |
| Wells Fargo | None | Nocona, 23 miles away |
| Bank of America | None | Denton, 35 miles away |
| PNC Bank | None | Denton, 31 miles away |
| U.S. Bank | None | Dallas, 57 miles away |
| Truist | None | Denton, 35 miles away |
| Fifth Third Bank | None | Frisco, 46 miles away |
| Huntington | None | Celina, 41 miles away |
| Regions Bank | None | Frisco, 42 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 68 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Muenster to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Muenster residents like anyone else.
Banks near Muenster
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Gainesville (14 miles) and Sanger (22 miles). Decatur, 31 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Gainesville, TX | 14 mi | 6 | 8 |
| Banks in Sanger, TX | 22 mi | 3 | 3 |
| Banks in Nocona, TX | 23 mi | 2 | 2 |
| Banks in Whitesboro, TX | 27 mi | 4 | 4 |
| Banks in Bowie, TX | 28 mi | 4 | 4 |
| Banks in Krum, TX | 28 mi | 3 | 3 |
| Banks in Pilot Point, TX | 30 mi | 3 | 3 |
| Banks in Decatur, TX | 31 mi | 8 | 9 |
Bank branch openings and closings in Muenster
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Muenster between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Muenster
Short answer: 1 institution has its main office in Muenster: Muenster State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Muenster State Bank | Bank | $227.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Muenster by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Muenster offices.
Short answer: Prosperity Bank is the largest bank with offices in Muenster, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. First State Bank is second with $1.85 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| First State Bank | $1.85 billion | No. 640 | 1 | Gainesville, TX |
| Muenster State Bank | $227.0 million | No. 2,843 | 1 | Muenster, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Muenster: FAQ
How many banks are in Muenster, TX?
Muenster has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Muenster?
Prosperity Bank, with 1. First State Bank has 1 and Muenster State Bank has 1.
Is there a Prosperity Bank in Muenster, TX?
Yes. FDIC data lists 1 Prosperity Bank branch in Muenster as of September 5, 2026. The address and directions are under Prosperity Bank above.
Is there a First State Bank in Muenster, TX?
Yes. FDIC data lists 1 First State Bank branch in Muenster as of September 5, 2026. The address and directions are under First State Bank above.
Is there a Chase in Muenster, TX?
No. FDIC data lists no Chase branch in Muenster as of September 5, 2026. The nearest is in Denton, about 31 miles away in a straight line.
Which banks are headquartered in Muenster?
Muenster State Bank has its main office in Muenster, according to the FDIC.
What is the oldest bank in Muenster?
First State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1905.
Did any bank branches open or close in Muenster in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Muenster?
Nearby cities with more banks include Gainesville, Sanger, Nocona. Gainesville is 14 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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