US Bank Directory

Banks in Krum, TX

3 FDIC-insured banks operate 3 offices in Krum, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Krum

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Krum, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Krum

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: SouthState, First United Bank and Texas Regional Bank have the most locations in Krum, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First United Bank First United Bank and Trust Company · 1 branch · main office Durant, OK Bank · 1

First United Bank has 1 branch in Krum, 43 across Texas and 85 nationwide. FDIC records list its main office in Durant, OK and show it operating since 1900. With $16.59 billion in total assets on June 30, 2026, it ranks No. 119 of 4,232 U.S. banks by total assets. The Krum Branch at 960 E Mccart St dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First United Bank: profile, branches and contacts
SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Krum, 69 across Texas and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Krum Branch at 1101 E Mccart St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

SouthState: profile, branches and contacts
Texas Regional Bank 1 branch · main office Harlingen, TX Bank · 1

Texas Regional Bank has 1 branch in Krum, 37 across Texas and 37 nationwide. FDIC records list its main office in Harlingen, TX and show it operating since 1987. With $2.95 billion in total assets on June 30, 2026, it ranks No. 434 of 4,232 U.S. banks by total assets. The Accessbank Texas Krum Branch at 1020 E Mccart St dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Accessbank Texas Krum Branch
    1020 E Mccart St, 76249
    Hours: see the bank's site
Texas Regional Bank: profile, branches and contacts

Banking in Krum: the local picture

Short answer: 3 banks run 3 branches in Krum according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Krum, 1 elsewhere in Texas and 2 out of state, according to the FDIC.

The bank with the longest record here is First United Bank, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is First United Bank's office at 960 E Mccart St, dating to 1909; the newest is Texas Regional Bank's at 1020 E Mccart St, from 2016.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Krum, and where the nearest one is if they do not.

Short answer: No branches in Krum: Chase (nearest in Denton, 4 mi), Wells Fargo (nearest in Denton, 5 mi), Bank of America (nearest in Denton, 8 mi), PNC Bank (nearest in Denton, 4 mi), U.S. Bank (nearest in Dallas, 32 mi), Truist (nearest in Denton, 9 mi), Fifth Third Bank (nearest in Lewisville, 21 mi), Huntington (nearest in Southlake, 22 mi), Regions Bank (nearest in Frisco, 20 mi), TD Bank, BMO (nearest in Dallas, 40 mi).

BankIn KrumNearest branch if none here
ChaseNoneDenton, 4 miles away
Wells FargoNoneDenton, 5 miles away
Bank of AmericaNoneDenton, 8 miles away
PNC BankNoneDenton, 4 miles away
U.S. BankNoneDallas, 32 miles away
TruistNoneDenton, 9 miles away
Fifth Third BankNoneLewisville, 21 miles away
HuntingtonNoneSouthlake, 22 miles away
Regions BankNoneFrisco, 20 miles away
TD BankNonenone in Texas
BMONoneDallas, 40 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Krum to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Krum residents like anyone else.

Banks near Krum

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Denton (7 miles) and Sanger (8 miles). Denton, 7 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Krum

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Krum between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Krum by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Krum offices.

Short answer: SouthState is the largest bank with offices in Krum, with $68.79 billion in total assets on June 30, 2026, No. 41 among U.S. banks by total assets. First United Bank is second with $16.59 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
SouthState$68.79 billionNo. 411Winter Haven, FL
First United Bank$16.59 billionNo. 1191Durant, OK
Texas Regional Bank$2.95 billionNo. 4341Harlingen, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Krum: FAQ

How many banks are in Krum, TX?

Krum has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Krum?

SouthState, with 1. First United Bank has 1 and Texas Regional Bank has 1.

Is there a SouthState in Krum, TX?

Yes. FDIC data lists 1 SouthState branch in Krum as of September 5, 2026. The address and directions are under SouthState above.

Is there a First United Bank in Krum, TX?

Yes. FDIC data lists 1 First United Bank branch in Krum as of September 5, 2026. The address and directions are under First United Bank above.

Is there a Texas Regional Bank in Krum, TX?

Yes. FDIC data lists 1 Texas Regional Bank branch in Krum as of September 5, 2026. The address and directions are under Texas Regional Bank above.

Is there a Chase in Krum, TX?

No. FDIC data lists no Chase branch in Krum as of September 5, 2026. The nearest is in Denton, about 4 miles away in a straight line.

What is the oldest bank in Krum?

First United Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1900.

Did any bank branches open or close in Krum in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Krum?

Nearby cities with more banks include Denton, Sanger, Argyle. Denton is 7 miles away with 21 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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