US Bank Directory

Banks in Lake Dallas, TX

2 FDIC-insured banks operate 2 offices in Lake Dallas, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Lake Dallas

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Lake Dallas, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lake Dallas

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: SouthState and Woodforest have the most locations in Lake Dallas, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Lake Dallas, 69 across Texas and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Lake Dallas Branch at 2004 S Stemmons Fwy dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lake Dallas Branch
    2004 S Stemmons Fwy, 75065
    Hours: see the bank's site
SouthState: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Lake Dallas, 214 across Texas and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Hickory Creek Wal-Mart Branch at 1035 Hickory Creek Blvd dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Hickory Creek Wal-Mart Branch
    1035 Hickory Creek Blvd, 75065
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Banking in Lake Dallas: the local picture

Short answer: 2 banks run 2 branches in Lake Dallas according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lake Dallas, 1 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Woodforest, operating since 1980 according to the FDIC. In FDIC branch records, the longest-running branch is SouthState's office at 2004 S Stemmons Fwy, dating to 1999; the newest is Woodforest's at 1035 Hickory Creek Blvd, from 2001.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lake Dallas, and where the nearest one is if they do not.

Short answer: No branches in Lake Dallas: Chase (nearest in Hickory Creek, 1 mi), Wells Fargo (nearest in Corinth, 1 mi), Bank of America (nearest in Flower Mound, 5 mi), PNC Bank (nearest in Hickory Creek, 1 mi), U.S. Bank (nearest in Dallas, 18 mi), Truist (nearest in Highland Village, 4 mi), Fifth Third Bank (nearest in Lewisville, 8 mi), Huntington (nearest in Frisco, 12 mi), Regions Bank (nearest in Frisco, 10 mi), TD Bank, BMO (nearest in Dallas, 27 mi).

BankIn Lake DallasNearest branch if none here
ChaseNoneHickory Creek, 1 mile away
Wells FargoNoneCorinth, 1 mile away
Bank of AmericaNoneFlower Mound, 5 miles away
PNC BankNoneHickory Creek, 1 mile away
U.S. BankNoneDallas, 18 miles away
TruistNoneHighland Village, 4 miles away
Fifth Third BankNoneLewisville, 8 miles away
HuntingtonNoneFrisco, 12 miles away
Regions BankNoneFrisco, 10 miles away
TD BankNonenone in Texas
BMONoneDallas, 27 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Dallas to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Dallas residents like anyone else.

Banks near Lake Dallas

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hickory Creek (1 mile) and Corinth (2 miles). Denton, 8 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Lake Dallas

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lake Dallas between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lake Dallas by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Dallas offices.

Short answer: SouthState is the largest bank with offices in Lake Dallas, with $68.79 billion in total assets on June 30, 2026, No. 41 among U.S. banks by total assets. Woodforest is second with $8.98 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
SouthState$68.79 billionNo. 411Winter Haven, FL
Woodforest$8.98 billionNo. 1811The Woodlands, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lake Dallas: FAQ

How many banks are in Lake Dallas, TX?

Lake Dallas has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Lake Dallas?

SouthState, with 1. Woodforest has 1.

Is there a SouthState in Lake Dallas, TX?

Yes. FDIC data lists 1 SouthState branch in Lake Dallas as of September 5, 2026. The address and directions are under SouthState above.

Is there a Woodforest in Lake Dallas, TX?

Yes. FDIC data lists 1 Woodforest branch in Lake Dallas as of September 5, 2026. The address and directions are under Woodforest above.

Is there a Chase in Lake Dallas, TX?

No. FDIC data lists no Chase branch in Lake Dallas as of September 5, 2026. The nearest is in Hickory Creek, about 1 miles away in a straight line.

What is the oldest bank in Lake Dallas?

Woodforest has the longest record among banks with a branch here: the FDIC shows it operating since 1980.

Did any bank branches open or close in Lake Dallas in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lake Dallas?

Nearby cities with more banks include Hickory Creek, Corinth, Highland Village. Hickory Creek is 1 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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