US Bank Directory
Banks in Decatur, TX
8 FDIC-insured banks operate 9 offices in Decatur, Texas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Decatur
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 10 locations in Decatur, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Decatur
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Legend Bank has the most locations in Decatur, with 2. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Legend Bank Bank · 2
Legend Bank has 2 branches in Decatur, 15 across Texas and 15 nationwide. FDIC records list its main office in Bowie, TX and show it operating since 1890. With $1.27 billion in total assets on June 30, 2026, it ranks No. 860 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Decatur location is the Decatur Branch at 1706 S Fm 51, dating to 1996; the newest, at 910 W Business 380, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Decatur Branch1706 S Fm 51, 76234
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Decatur Banking Center910 W Business 380, 76234
American National Bank & Trust Bank · 1
American National Bank & Trust has 1 branch in Decatur, 14 across Texas and 14 nationwide. FDIC records list its main office in Wichita Falls, TX and show it operating since 1976. With $2.54 billion in total assets on June 30, 2026, it ranks No. 499 of 4,232 U.S. banks by total assets. The Decatur Branch at 203 W Walnut Street dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Decatur Branch203 W Walnut Street, 76234
Datcu Credit Union Credit union · 1
Datcu Credit Union has 1 office in Decatur, 16 across Texas. It is based in Denton, TX and $1.77 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Decatur600 W Ford St, 76234
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Decatur, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The Decatur Branch at 608 W Hale Ave dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Decatur Branch608 W Hale Ave, 76234
First State Bank Bank · 1
First State Bank has 1 branch in Decatur, 14 across Texas and 14 nationwide. FDIC records list its main office in Gainesville, TX and show it operating since 1905. With $1.85 billion in total assets on June 30, 2026, it ranks No. 640 of 4,232 U.S. banks by total assets. The North Texas Bank Branch at 661 W Thompson St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Texas Bank Branch661 W Thompson St, 76234
Pilgrim Bank Bank · 1
Pilgrim Bank has 1 branch in Decatur, 14 across Texas and 14 nationwide. FDIC records list its main office in Pittsburg, TX and show it operating since 1911. With $714.6 million in total assets on June 30, 2026, it ranks No. 1,366 of 4,232 U.S. banks by total assets. The Decatur Branch at 1405 West Us Highway 380 Business dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Decatur Branch1405 West Us Highway 380 Business, 76234
TexasBank Bank · 1
TexasBank has 1 branch in Decatur, 20 across Texas and 20 nationwide. FDIC records list its main office in Fort Worth, TX and show it operating since 1966. With $2.48 billion in total assets on June 30, 2026, it ranks No. 506 of 4,232 U.S. banks by total assets. The Decatur Branch at 1415 S Fm 51 dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Decatur Branch1415 S Fm 51, 76234
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Decatur, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Decatur Branch at 1409 Highway 51 South dates to 1986 in FDIC branch records. It opens on Saturday.
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Decatur Branch1409 Highway 51 South, 76234
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Decatur, 214 across Texas and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Decatur (Walmart) - Tx Branch at 800 S Highway 287 dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Decatur (Walmart) - Tx Branch800 S Highway 287, 76234
Join a credit union in Decatur
1 credit union has 1 office here: Datcu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Decatur page has every office in the state's directory.
Banking in Decatur: the local picture
Short answer: 8 banks run 9 branches in Decatur according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Decatur, 7 elsewhere in Texas and 1 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 1409 Highway 51 South, dating to 1986; the newest is TexasBank's at 1415 S Fm 51, from 2025.
The only credit union with an office here is Datcu Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 8 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Decatur
Short answer: 2 of the 2 Decatur locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (1409 Highway 51 South: Saturday 9 am to 2 pm)
- Datcu Credit Union: 1 of 1 office (600 W Ford St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Decatur, and where the nearest one is if they do not.
Short answer: In Decatur: Wells Fargo (1). No branches in Decatur: Chase (nearest in Azle, 23 mi), Bank of America (nearest in Fort Worth, 26 mi), PNC Bank (nearest in Azle, 23 mi), U.S. Bank (nearest in Dallas, 49 mi), Truist (nearest in Denton, 28 mi), Fifth Third Bank (nearest in Fort Worth, 31 mi), Huntington (nearest in Southlake, 32 mi), Regions Bank (nearest in Keller, 29 mi), TD Bank, BMO (nearest in Dallas, 54 mi).
| Bank | In Decatur | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Azle, 23 miles away |
| Bank of America | None | Fort Worth, 26 miles away |
| PNC Bank | None | Azle, 23 miles away |
| U.S. Bank | None | Dallas, 49 miles away |
| Truist | None | Denton, 28 miles away |
| Fifth Third Bank | None | Fort Worth, 31 miles away |
| Huntington | None | Southlake, 32 miles away |
| Regions Bank | None | Keller, 29 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 54 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Decatur to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Decatur residents like anyone else.
Banks near Decatur
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bridgeport (10 miles) and Rhome (14 miles). Azle, 23 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bridgeport, TX | 10 mi | 3 | 3 |
| Banks in Rhome, TX | 14 mi | 2 | 2 |
| Banks in Runaway Bay, TX | 17 mi | 2 | 2 |
| Banks in Springtown, TX | 19 mi | 4 | 4 |
| Banks in Krum, TX | 21 mi | 3 | 3 |
| Banks in Azle, TX | 23 mi | 7 | 7 |
| Banks in Argyle, TX | 25 mi | 3 | 3 |
| Banks in Sanger, TX | 25 mi | 3 | 3 |
Bank branch openings and closings in Decatur
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Decatur between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Decatur by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Decatur offices.
Short answer: Wells Fargo is the largest bank with offices in Decatur, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. First Financial Bank is second with $15.23 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| First Financial Bank | $15.23 billion | No. 127 | 1 | Abilene, TX |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| American National Bank & Trust | $2.54 billion | No. 499 | 1 | Wichita Falls, TX |
| TexasBank | $2.48 billion | No. 506 | 1 | Fort Worth, TX |
| First State Bank | $1.85 billion | No. 640 | 1 | Gainesville, TX |
| Legend Bank | $1.27 billion | No. 860 | 2 | Bowie, TX |
| Pilgrim Bank | $714.6 million | No. 1,366 | 1 | Pittsburg, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Decatur: FAQ
How many banks are in Decatur, TX?
Decatur has 8 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Decatur?
Legend Bank, with 2. Wells Fargo has 1 and First Financial Bank has 1.
Is there a Legend Bank in Decatur, TX?
Yes. FDIC data lists 2 Legend Bank branches in Decatur as of September 5, 2026. Its branches are listed under Legend Bank above, with the address and directions for each.
Is there a Wells Fargo in Decatur, TX?
Yes. FDIC data lists 1 Wells Fargo branch in Decatur as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a First Financial Bank in Decatur, TX?
Yes. FDIC data lists 1 First Financial Bank branch in Decatur as of September 5, 2026. The address and directions are under First Financial Bank above.
Is there a Chase in Decatur, TX?
No. FDIC data lists no Chase branch in Decatur as of September 5, 2026. The nearest is in Azle, about 23 miles away in a straight line.
Which banks in Decatur are open on Saturday?
Wells Fargo and Datcu Credit Union publish Saturday hours for one or more Decatur locations. The Saturday section above lists each one with its hours. 8 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Decatur?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Decatur?
Datcu Credit Union has an office in Decatur. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Decatur in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Decatur?
Nearby cities with more banks include Bridgeport, Rhome, Runaway Bay. Bridgeport is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 9 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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