US Bank Directory
Banks in Pilot Point, TX
3 FDIC-insured banks operate 3 offices in Pilot Point, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Pilot Point
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Pilot Point, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Pilot Point
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: SouthState, Pointbank and Texas Republic Bank have the most locations in Pilot Point, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Pointbank Bank · 1
Pointbank has 1 branch in Pilot Point, 10 across Texas and 10 nationwide. FDIC records list its main office in Pilot Point, TX and show it operating since 1892. With $1.16 billion in total assets on June 30, 2026, it ranks No. 923 of 4,232 U.S. banks by total assets. Its main office at 200 S Highway 377 dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office200 S Highway 377, 76258
SouthState Bank · 1
SouthState has 1 branch in Pilot Point, 69 across Texas and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Pilot Point at 700 S Highway 377 dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pilot Point700 S Highway 377, 76258
Texas Republic Bank Bank · 1
Texas Republic Bank has 1 branch in Pilot Point, 6 across Texas and 6 nationwide. FDIC records list its main office in Frisco, TX and show it operating since 1891. With $510.6 million in total assets on June 30, 2026, it ranks No. 1,769 of 4,232 U.S. banks by total assets. The Pilot Point Branch at 1017 North U. S. Hwy 377 dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pilot Point Branch1017 North U. S. Hwy 377, 76258
Banking in Pilot Point: the local picture
Short answer: 3 banks run 3 branches in Pilot Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Pilot Point, 1 elsewhere in Texas and 1 out of state, according to the FDIC.
The bank with the longest record here is Texas Republic Bank, operating since 1891 according to the FDIC. In FDIC branch records, the longest-running branch is Pointbank's office at 200 S Highway 377, dating to 1892; the newest is Texas Republic Bank's at 1017 North U. S. Hwy 377, from 2023.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Pilot Point, and where the nearest one is if they do not.
Short answer: No branches in Pilot Point: Chase (nearest in Prosper, 13 mi), Wells Fargo (nearest in Frisco, 13 mi), Bank of America (nearest in Cross Roads, 12 mi), PNC Bank (nearest in Celina, 13 mi), U.S. Bank (nearest in Dallas, 29 mi), Truist (nearest in Frisco, 15 mi), Fifth Third Bank (nearest in Frisco, 18 mi), Huntington (nearest in Celina, 11 mi), Regions Bank (nearest in Frisco, 14 mi), TD Bank, BMO (nearest in Dallas, 42 mi).
| Bank | In Pilot Point | Nearest branch if none here |
|---|---|---|
| Chase | None | Prosper, 13 miles away |
| Wells Fargo | None | Frisco, 13 miles away |
| Bank of America | None | Cross Roads, 12 miles away |
| PNC Bank | None | Celina, 13 miles away |
| U.S. Bank | None | Dallas, 29 miles away |
| Truist | None | Frisco, 15 miles away |
| Fifth Third Bank | None | Frisco, 18 miles away |
| Huntington | None | Celina, 11 miles away |
| Regions Bank | None | Frisco, 14 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 42 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pilot Point to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pilot Point residents like anyone else.
Banks near Pilot Point
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Aubrey (9 miles) and Celina (11 miles). Denton, 17 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Aubrey, TX | 9 mi | 3 | 3 |
| Banks in Celina, TX | 11 mi | 6 | 7 |
| Banks in Gunter, TX | 13 mi | 2 | 2 |
| Banks in Sanger, TX | 14 mi | 3 | 3 |
| Banks in Prosper, TX | 14 mi | 9 | 12 |
| Banks in Little Elm, TX | 16 mi | 5 | 5 |
| Banks in Denton, TX | 17 mi | 21 | 37 |
| Banks in Corinth, TX | 18 mi | 2 | 2 |
Bank branch openings and closings in Pilot Point
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pilot Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Pilot Point
Short answer: 1 institution has its main office in Pilot Point: Pointbank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Pointbank | Bank | $1.16 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Pilot Point by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pilot Point offices.
Short answer: SouthState is the largest bank with offices in Pilot Point, with $68.79 billion in total assets on June 30, 2026, No. 41 among U.S. banks by total assets. Pointbank is second with $1.16 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Pointbank | $1.16 billion | No. 923 | 1 | Pilot Point, TX |
| Texas Republic Bank | $510.6 million | No. 1,769 | 1 | Frisco, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pilot Point: FAQ
How many banks are in Pilot Point, TX?
Pilot Point has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Pilot Point?
SouthState, with 1. Pointbank has 1 and Texas Republic Bank has 1.
Is there a SouthState in Pilot Point, TX?
Yes. FDIC data lists 1 SouthState branch in Pilot Point as of September 5, 2026. The address and directions are under SouthState above.
Is there a Pointbank in Pilot Point, TX?
Yes. FDIC data lists 1 Pointbank branch in Pilot Point as of September 5, 2026, the main office at 200 S Highway 377. The address and directions are under Pointbank above.
Is there a Texas Republic Bank in Pilot Point, TX?
Yes. FDIC data lists 1 Texas Republic Bank branch in Pilot Point as of September 5, 2026. The address and directions are under Texas Republic Bank above.
Is there a Chase in Pilot Point, TX?
No. FDIC data lists no Chase branch in Pilot Point as of September 5, 2026. The nearest is in Prosper, about 13 miles away in a straight line.
Which banks are headquartered in Pilot Point?
Pointbank has its main office in Pilot Point, according to the FDIC.
What is the oldest bank in Pilot Point?
Texas Republic Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1891.
Did any bank branches open or close in Pilot Point in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pilot Point?
Nearby cities with more banks include Aubrey, Celina, Gunter. Aubrey is 9 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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