US Bank Directory

Banks in Prosper, TX

9 FDIC-insured banks operate 12 offices in Prosper, Texas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Prosper

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 13 locations in Prosper, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

12 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Prosper

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase has the most locations in Prosper, with 3. It is followed by Texas Bank (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 3 branches · main office Columbus, OH Bank · 3

Chase has 3 branches in Prosper, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Prosper location is the Us 380 And Fm 423 Branch at 4790 W University Dr, dating to 2018; the newest, at 2050 N Dallas Pkwy, to 2025. It does not publish hours in the sources this page uses; check its site before you go.

  • Prosper
    1161 N Preston Rd, 75078
    Hours: see the bank's site
  • Dnt And Frontier Branch
    2050 N Dallas Pkwy, 75078
    Hours: see the bank's site
  • Us 380 And Fm 423 Branch
    4790 W University Dr, 75078
    Hours: see the bank's site
Chase: profile, branches and contacts
Texas Bank 2 branches · main office Henderson, TX Bank · 2

Texas Bank has 2 branches in Prosper, 13 across Texas and 13 nationwide. FDIC records list its main office in Henderson, TX and show it operating since 1973. With $953.9 million in total assets on June 30, 2026, it ranks No. 1,086 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Prosper location is the Messenger at 805 E 1st St, dating to 2009; the newest, at 290 S Preston Rd, to 2018. It does not publish hours in the sources this page uses; check its site before you go.

Texas Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Prosper, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Prosper Branch at 1160 N Preston Rd dates to 2017 in FDIC branch records. It opens on Saturday.

  • Prosper Branch
    1160 N Preston Rd, 75078
    (972) 346-5423Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Farmers Bank 1 branch · main office Magnolia, AR Bank · 1

Farmers Bank has 1 branch in Prosper, 7 across Texas and 38 nationwide. FDIC records list its main office in Magnolia, AR and show it operating since 1906. With $3.16 billion in total assets on June 30, 2026, it ranks No. 410 of 4,232 U.S. banks by total assets. The Prosper Branch at 750 N Preston Rd dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Prosper Branch
    750 N Preston Rd, 75078
    Hours: see the bank's site
Farmers Bank: profile, branches and contacts
First United Bank First United Bank and Trust Company · 1 branch · main office Durant, OK Bank · 1

First United Bank has 1 branch in Prosper, 43 across Texas and 85 nationwide. FDIC records list its main office in Durant, OK and show it operating since 1900. With $16.59 billion in total assets on June 30, 2026, it ranks No. 119 of 4,232 U.S. banks by total assets. The Prosper Branch at 100 N Preston Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Prosper Branch
    100 N Preston Rd, 75078
    Hours: see the bank's site
First United Bank: profile, branches and contacts
Frost Bank Frost Bank · 1 branch · main office San Antonio, TX Bank · 1

Frost Bank has 1 branch in Prosper, 222 across Texas and 222 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1899. With $53.95 billion in total assets on June 30, 2026, it ranks No. 47 of 4,232 U.S. banks by total assets. The Prosper Branch at 860 South Preston Road dates to 2024 in FDIC branch records. It opens on Saturday.

  • Prosper Branch
    860 South Preston Road, 75078
    Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun closed

    Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026

Frost Bank: profile, branches and contacts
Neighborhood Credit Union 1 office · main office Dallas, TX Credit union · 1

Neighborhood Credit Union has 1 office in Prosper, 17 across Texas. It is based in Dallas, TX and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Prosper Branch
    2201 E. University Dr., 75078
    (214) 748-9393Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Neighborhood Credit Union: profile, branches and contacts
SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Prosper, 69 across Texas and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Prosper Branch at 900 N Preston Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Prosper Branch
    900 N Preston Rd, 75078
    Hours: see the bank's site
SouthState: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Prosper, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Gates Of Prosper Branch at 880 S Preston Rd dates to 2021 in FDIC branch records. It opens on Saturday.

  • Gates Of Prosper Branch
    880 S Preston Rd, 75078
    (972) 346-5101Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Prosper, 214 across Texas and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0171 Tx Prosper Branch at 500 Richland Blvd dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0171 Tx Prosper Branch
    500 Richland Blvd, 75078
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Prosper

1 credit union has 1 office here: Neighborhood Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Prosper page has every office in the state's directory.

Banking in Prosper: the local picture

Short answer: 9 banks run 12 branches in Prosper according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 0 have their main office in Prosper, 3 elsewhere in Texas and 6 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is SouthState's office at 900 N Preston Rd, dating to 2003; the newest is Chase's at 2050 N Dallas Pkwy, from 2025.

The only credit union with an office here is Neighborhood Credit Union.

Of the 4 locations with published hours. 3 open on Saturday. 9 locations have no published hours in these sources.

Banks open on Saturday in Prosper

Short answer: 3 of the 4 Prosper locations with published hours open on Saturday, run by 3 institutions.

  • Bank of America: 1 of 1 branch (1160 N Preston Rd: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (880 S Preston Rd: Saturday 9 am to 2 pm)
  • Frost Bank: 1 of 1 branch (860 South Preston Road: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Prosper, and where the nearest one is if they do not.

Short answer: In Prosper: Chase (3), Wells Fargo (1), Bank of America (1). No branches in Prosper: PNC Bank (nearest in Celina, 3 mi), U.S. Bank (nearest in Dallas, 16 mi), Truist (nearest in Frisco, 6 mi), Fifth Third Bank (nearest in Frisco, 6 mi), Huntington (nearest in Celina, 6 mi), Regions Bank (nearest in Frisco, 5 mi), TD Bank, BMO (nearest in Dallas, 31 mi).

BankIn ProsperNearest branch if none here
Chase3 brancheshere
Wells Fargo1 branchhere
Bank of America1 branchhere
PNC BankNoneCelina, 3 miles away
U.S. BankNoneDallas, 16 miles away
TruistNoneFrisco, 6 miles away
Fifth Third BankNoneFrisco, 6 miles away
HuntingtonNoneCelina, 6 miles away
Regions BankNoneFrisco, 5 miles away
TD BankNonenone in Texas
BMONoneDallas, 31 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Prosper to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Prosper residents like anyone else.

Banks near Prosper

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Celina (5 miles) and Little Elm (7 miles). Plano, 13 miles away, has the most banks nearby: 44.

Bank branch openings and closings in Prosper

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Prosper between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Dec 11, 2025OpenedChase2050 N Dallas Pkwy, 75078

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Prosper by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Prosper offices.

Short answer: Chase is the largest bank with offices in Prosper, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 13Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
SouthState$68.79 billionNo. 411Winter Haven, FL
Frost Bank$53.95 billionNo. 471San Antonio, TX
First United Bank$16.59 billionNo. 1191Durant, OK
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Farmers Bank$3.16 billionNo. 4101Magnolia, AR
Texas Bank$953.9 millionNo. 1,0862Henderson, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Prosper: FAQ

How many banks are in Prosper, TX?

Prosper has 9 banks with 12 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Prosper?

Chase, with 3. Texas Bank has 2 and Bank of America has 1.

Is there a Chase in Prosper, TX?

Yes. FDIC data lists 3 Chase branches in Prosper as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Texas Bank in Prosper, TX?

Yes. FDIC data lists 2 Texas Bank branches in Prosper as of September 5, 2026. Its branches are listed under Texas Bank above, with the address and directions for each.

Is there a Bank of America in Prosper, TX?

Yes. FDIC data lists 1 Bank of America branch in Prosper as of September 5, 2026. The address and directions are under Bank of America above.

Is there a PNC Bank in Prosper, TX?

No. FDIC data lists no PNC Bank branch in Prosper as of September 5, 2026. The nearest is in Celina, about 3 miles away in a straight line.

Which banks in Prosper are open on Saturday?

Bank of America, Wells Fargo and Frost Bank publish Saturday hours for one or more Prosper locations. The Saturday section above lists each one with its hours. 9 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Prosper?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Prosper?

Neighborhood Credit Union has an office in Prosper. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Prosper in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Prosper?

Nearby cities with more banks include Celina, Little Elm, Frisco. Celina is 5 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Bank branch hours, phones and branch pages (3 of 12 branches: Bank of America, Frost Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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