US Bank Directory

Banks in Gunter, TX

2 FDIC-insured banks operate 2 offices in Gunter, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Gunter

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Gunter, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Gunter

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Simmons Bank and Texas Bank have the most locations in Gunter, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Simmons Bank 1 branch · main office Pine Bluff, AR Bank · 1

Simmons Bank has 1 branch in Gunter, 46 across Texas and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Gunter Branch at 921 N Preston Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Simmons Bank: profile, branches and contacts
Texas Bank 1 branch · main office Henderson, TX Bank · 1

Texas Bank has 1 branch in Gunter, 13 across Texas and 13 nationwide. FDIC records list its main office in Henderson, TX and show it operating since 1973. With $953.9 million in total assets on June 30, 2026, it ranks No. 1,086 of 4,232 U.S. banks by total assets. The Gunter Branch at 877 N Preston Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Texas Bank: profile, branches and contacts

Banking in Gunter: the local picture

Short answer: 2 banks run 2 branches in Gunter according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Gunter, 1 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Simmons Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Simmons Bank's office at 921 N Preston Rd, dating to 2002; the newest is Texas Bank's at 877 N Preston Rd, from 2025.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Gunter, and where the nearest one is if they do not.

Short answer: No branches in Gunter: Chase (nearest in Sherman, 14 mi), Wells Fargo (nearest in Prosper, 17 mi), Bank of America (nearest in Prosper, 15 mi), PNC Bank (nearest in Celina, 14 mi), U.S. Bank (nearest in Dallas, 32 mi), Truist (nearest in Mckinney, 21 mi), Fifth Third Bank (nearest in Frisco, 23 mi), Huntington (nearest in Van Alstyne, 10 mi), Regions Bank (nearest in Frisco, 20 mi), TD Bank, BMO (nearest in Dallas, 47 mi).

BankIn GunterNearest branch if none here
ChaseNoneSherman, 14 miles away
Wells FargoNoneProsper, 17 miles away
Bank of AmericaNoneProsper, 15 miles away
PNC BankNoneCelina, 14 miles away
U.S. BankNoneDallas, 32 miles away
TruistNoneMckinney, 21 miles away
Fifth Third BankNoneFrisco, 23 miles away
HuntingtonNoneVan Alstyne, 10 miles away
Regions BankNoneFrisco, 20 miles away
TD BankNonenone in Texas
BMONoneDallas, 47 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gunter to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gunter residents like anyone else.

Banks near Gunter

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Van Alstyne (9 miles) and Celina (11 miles). Sherman, 15 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Gunter

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gunter between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gunter by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gunter offices.

Short answer: Simmons Bank is the largest bank with offices in Gunter, with $24.73 billion in total assets on June 30, 2026, No. 87 among U.S. banks by total assets. Texas Bank is second with $953.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Simmons Bank$24.73 billionNo. 871Pine Bluff, AR
Texas Bank$953.9 millionNo. 1,0861Henderson, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gunter: FAQ

How many banks are in Gunter, TX?

Gunter has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Gunter?

Simmons Bank, with 1. Texas Bank has 1.

Is there a Simmons Bank in Gunter, TX?

Yes. FDIC data lists 1 Simmons Bank branch in Gunter as of September 5, 2026. The address and directions are under Simmons Bank above.

Is there a Texas Bank in Gunter, TX?

Yes. FDIC data lists 1 Texas Bank branch in Gunter as of September 5, 2026. The address and directions are under Texas Bank above.

Is there a Chase in Gunter, TX?

No. FDIC data lists no Chase branch in Gunter as of September 5, 2026. The nearest is in Sherman, about 14 miles away in a straight line.

What is the oldest bank in Gunter?

Simmons Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Gunter in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Gunter?

Nearby cities with more banks include Van Alstyne, Celina, Pilot Point. Van Alstyne is 9 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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