US Bank Directory

Banks in Melissa, TX

3 FDIC-insured banks operate 3 offices in Melissa, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Melissa

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Melissa, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Melissa

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase, Community National Bank & Trust of Texas and Texas Republic Bank have the most locations in Melissa, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Melissa, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Melissa 121 And Washington Dr Branch at 2727 Sam Rayburn Hwy dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Melissa 121 And Washington Dr Branch
    2727 Sam Rayburn Hwy, 75454
    Hours: see the bank's site
Chase: profile, branches and contacts
Community National Bank & Trust of Texas 1 branch · main office Corsicana, TX Bank · 1

Community National Bank & Trust of Texas has 1 branch in Melissa, 18 across Texas and 18 nationwide. FDIC records list its main office in Corsicana, TX and show it operating since 1934. With $1.68 billion in total assets on June 30, 2026, it ranks No. 673 of 4,232 U.S. banks by total assets. The Melissa Branch at Sam Rayburn Hwy dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community National Bank & Trust of Texas: profile, branches and contacts
Texas Republic Bank 1 branch · main office Frisco, TX Bank · 1

Texas Republic Bank has 1 branch in Melissa, 6 across Texas and 6 nationwide. FDIC records list its main office in Frisco, TX and show it operating since 1891. With $510.6 million in total assets on June 30, 2026, it ranks No. 1,769 of 4,232 U.S. banks by total assets. The Melissa Branch at 2220 Sam Rayburn Highway dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Melissa Branch
    2220 Sam Rayburn Highway, 75454
    Hours: see the bank's site
Texas Republic Bank: profile, branches and contacts

Banking in Melissa: the local picture

Short answer: 3 banks run 3 branches in Melissa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Melissa, 2 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Community National Bank & Trust of Texas's office at Sam Rayburn Hwy, dating to 2001; the newest is Chase's at 2727 Sam Rayburn Hwy, from 2025.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Melissa, and where the nearest one is if they do not.

Short answer: In Melissa: Chase (1). No branches in Melissa: Wells Fargo (nearest in Mckinney, 6 mi), Bank of America (nearest in Mckinney, 6 mi), PNC Bank (nearest in Mckinney, 7 mi), U.S. Bank (nearest in Dallas, 22 mi), Truist (nearest in Mckinney, 11 mi), Fifth Third Bank (nearest in Allen, 11 mi), Huntington (nearest in Anna, 4 mi), Regions Bank (nearest in Allen, 15 mi), TD Bank, BMO (nearest in Dallas, 37 mi).

BankIn MelissaNearest branch if none here
Chase1 branchhere
Wells FargoNoneMckinney, 6 miles away
Bank of AmericaNoneMckinney, 6 miles away
PNC BankNoneMckinney, 7 miles away
U.S. BankNoneDallas, 22 miles away
TruistNoneMckinney, 11 miles away
Fifth Third BankNoneAllen, 11 miles away
HuntingtonNoneAnna, 4 miles away
Regions BankNoneAllen, 15 miles away
TD BankNonenone in Texas
BMONoneDallas, 37 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Melissa to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Melissa residents like anyone else.

Banks near Melissa

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Anna (4 miles) and Princeton (8 miles). Mckinney, 10 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Melissa

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Melissa between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Dec 9, 2025OpenedChase2727 Sam Rayburn Hwy, 75454

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Melissa by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Melissa offices.

Short answer: Chase is the largest bank with offices in Melissa, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Community National Bank & Trust of Texas is second with $1.68 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Community National Bank & Trust of Texas$1.68 billionNo. 6731Corsicana, TX
Texas Republic Bank$510.6 millionNo. 1,7691Frisco, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Melissa: FAQ

How many banks are in Melissa, TX?

Melissa has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Melissa?

Chase, with 1. Community National Bank & Trust of Texas has 1 and Texas Republic Bank has 1.

Is there a Chase in Melissa, TX?

Yes. FDIC data lists 1 Chase branch in Melissa as of September 5, 2026. The address and directions are under Chase above.

Is there a Community National Bank & Trust of Texas in Melissa, TX?

Yes. FDIC data lists 1 Community National Bank & Trust of Texas branch in Melissa as of September 5, 2026. The address and directions are under Community National Bank & Trust of Texas above.

Is there a Texas Republic Bank in Melissa, TX?

Yes. FDIC data lists 1 Texas Republic Bank branch in Melissa as of September 5, 2026. The address and directions are under Texas Republic Bank above.

Is there a Wells Fargo in Melissa, TX?

No. FDIC data lists no Wells Fargo branch in Melissa as of September 5, 2026. The nearest is in Mckinney, about 6 miles away in a straight line.

What is the oldest bank in Melissa?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Did any bank branches open or close in Melissa in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Melissa?

Nearby cities with more banks include Anna, Princeton, Mckinney. Anna is 4 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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