US Bank Directory
Banks in Granite Shoals, TX
1 FDIC-insured bank operates 1 office in Granite Shoals, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Granite Shoals
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Granite Shoals, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Granite Shoals
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Commercial National Bank of Brady is the only bank with an office in Granite Shoals. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Commercial National Bank of Brady Bank · 1
The Commercial National Bank of Brady has 1 branch in Granite Shoals, 5 across Texas and 5 nationwide. FDIC records list its main office in Brady, TX and show it operating since 1907. With $425.4 million in total assets on June 30, 2026, it ranks No. 1,988 of 4,232 U.S. banks by total assets. The Granite Shoals Branch at 8110 W Fm 1431 dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Granite Shoals Branch8110 W Fm 1431, 78654
Banking in Granite Shoals: the local picture
Short answer: 1 bank runs 1 branch in Granite Shoals according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Commercial National Bank of Brady has its main office in Brady, TX, according to the FDIC.
The bank with the longest record here is The Commercial National Bank of Brady, operating since 1907 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Granite Shoals, and where the nearest one is if they do not.
Short answer: No branches in Granite Shoals: Chase (nearest in Lakeway, 29 mi), Wells Fargo (nearest in Kingsland, 5 mi), Bank of America (nearest in Austin, 30 mi), PNC Bank (nearest in Marble Falls, 6 mi), U.S. Bank (nearest in Houston, 179 mi), Truist (nearest in Austin, 33 mi), Fifth Third Bank (nearest in Cedar Park, 33 mi), Huntington (nearest in Kingsland, 5 mi), Regions Bank (nearest in Cedar Park, 33 mi), TD Bank, BMO (nearest in Dallas, 177 mi).
| Bank | In Granite Shoals | Nearest branch if none here |
|---|---|---|
| Chase | None | Lakeway, 29 miles away |
| Wells Fargo | None | Kingsland, 5 miles away |
| Bank of America | None | Austin, 30 miles away |
| PNC Bank | None | Marble Falls, 6 miles away |
| U.S. Bank | None | Houston, 179 miles away |
| Truist | None | Austin, 33 miles away |
| Fifth Third Bank | None | Cedar Park, 33 miles away |
| Huntington | None | Kingsland, 5 miles away |
| Regions Bank | None | Cedar Park, 33 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 177 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Granite Shoals to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Granite Shoals residents like anyone else.
Banks near Granite Shoals
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Horseshoe Bay (4 miles) and Kingsland (5 miles). Marble Falls, 6 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Horseshoe Bay, TX | 4 mi | 6 | 6 |
| Banks in Kingsland, TX | 5 mi | 5 | 5 |
| Banks in Marble Falls, TX | 6 mi | 11 | 11 |
| Banks in Burnet, TX | 13 mi | 5 | 6 |
| Banks in Llano, TX | 21 mi | 3 | 5 |
| Banks in Johnson City, TX | 23 mi | 3 | 3 |
| Banks in Lago Vista, TX | 25 mi | 2 | 2 |
| Banks in Liberty Hill, TX | 28 mi | 5 | 5 |
Bank branch openings and closings in Granite Shoals
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Granite Shoals between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Granite Shoals by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Granite Shoals offices.
Short answer: The Commercial National Bank of Brady is the largest bank with offices in Granite Shoals, with $425.4 million in total assets on June 30, 2026, No. 1,988 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Commercial National Bank of Brady | $425.4 million | No. 1,988 | 1 | Brady, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Granite Shoals: FAQ
How many banks are in Granite Shoals, TX?
Granite Shoals has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a The Commercial National Bank of Brady in Granite Shoals, TX?
Yes. FDIC data lists 1 The Commercial National Bank of Brady branch in Granite Shoals as of September 5, 2026. The address and directions are under The Commercial National Bank of Brady above.
Is there a Chase in Granite Shoals, TX?
No. FDIC data lists no Chase branch in Granite Shoals as of September 5, 2026. The nearest is in Lakeway, about 29 miles away in a straight line.
What is the oldest bank in Granite Shoals?
The Commercial National Bank of Brady has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Did any bank branches open or close in Granite Shoals in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Granite Shoals?
Nearby cities with more banks include Horseshoe Bay, Kingsland, Marble Falls. Horseshoe Bay is 4 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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