US Bank Directory
Banks in Horseshoe Bay, TX
6 FDIC-insured banks operate 6 offices in Horseshoe Bay, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Horseshoe Bay
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Horseshoe Bay, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Horseshoe Bay
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Horseshoe Bay, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Arrowhead Bank Bank · 1
Arrowhead Bank has 1 branch in Horseshoe Bay, 5 across Texas and 5 nationwide. FDIC records list its main office in Llano, TX and show it operating since 1923. With $295.3 million in total assets on June 30, 2026, it ranks No. 2,508 of 4,232 U.S. banks by total assets. The Horseshoe Bay Branch at 5700 West Fm 2147 dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Horseshoe Bay Branch5700 West Fm 2147, 78654
Bank of the West Bank · 1
Bank of the West has 1 branch in Horseshoe Bay, 10 across Texas and 10 nationwide. FDIC records list its main office in Grapevine, TX and show it operating since 1986. With $829.8 million in total assets on June 30, 2026, it ranks No. 1,224 of 4,232 U.S. banks by total assets. The Horseshoe Bay Branch at 7401 Fm 2147 dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Horseshoe Bay Branch7401 Fm 2147, 78657
First United Bank Bank · 1
First United Bank has 1 branch in Horseshoe Bay, 43 across Texas and 85 nationwide. FDIC records list its main office in Durant, OK and show it operating since 1900. With $16.59 billion in total assets on June 30, 2026, it ranks No. 119 of 4,232 U.S. banks by total assets. The Horseshoe Bay Branch at 6905 W Fm 2147 dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Horseshoe Bay Branch6905 W Fm 2147, 78657
Huntington Bank · 1
Huntington has 1 branch in Horseshoe Bay, 152 across Texas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Horseshoe Bay Branch at 9650 W Fm 2147 dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Horseshoe Bay Branch9650 W Fm 2147, 78657
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in Horseshoe Bay, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Horseshoe Bay Branch at 9891 W Fm Hwy 2147 dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Horseshoe Bay Branch9891 W Fm Hwy 2147, 78657
ValueBank Texas Bank · 1
ValueBank Texas has 1 branch in Horseshoe Bay, 9 across Texas and 9 nationwide. FDIC records list its main office in Corpus Christi, TX and show it operating since 1967. With $303.6 million in total assets on June 30, 2026, it ranks No. 2,461 of 4,232 U.S. banks by total assets. The Horseshoe Bay Branch at 9712 W. Fm 2147, Suite 103 dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Horseshoe Bay Branch9712 W. Fm 2147, Suite 103, 78657
Banking in Horseshoe Bay: the local picture
Short answer: 6 banks run 6 branches in Horseshoe Bay according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Horseshoe Bay, 4 elsewhere in Texas and 2 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is First United Bank's office at 6905 W Fm 2147, dating to 1995; the newest is Bank of the West's at 7401 Fm 2147, from 2023.
None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Banks by ZIP code in Horseshoe Bay
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 78657 has the most bank and credit union offices in Horseshoe Bay (5), followed by 78654 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 78657 | 5 | 5 | Bank of the West, First United Bank, Huntington |
| 78654 | 1 | 1 | Arrowhead Bank |
Chase, Bank of America and other national banks
Which big national banks have branches in Horseshoe Bay, and where the nearest one is if they do not.
Short answer: In Horseshoe Bay: Huntington (1). No branches in Horseshoe Bay: Chase (nearest in Lakeway, 26 mi), Wells Fargo (nearest in Kingsland, 9 mi), Bank of America (nearest in Austin, 27 mi), PNC Bank (nearest in Marble Falls, 5 mi), U.S. Bank (nearest in Houston, 176 mi), Truist (nearest in Austin, 30 mi), Fifth Third Bank (nearest in Cedar Park, 31 mi), Regions Bank (nearest in Cedar Park, 31 mi), TD Bank, BMO (nearest in Dallas, 180 mi).
| Bank | In Horseshoe Bay | Nearest branch if none here |
|---|---|---|
| Huntington | 1 branch | here |
| Chase | None | Lakeway, 26 miles away |
| Wells Fargo | None | Kingsland, 9 miles away |
| Bank of America | None | Austin, 27 miles away |
| PNC Bank | None | Marble Falls, 5 miles away |
| U.S. Bank | None | Houston, 176 miles away |
| Truist | None | Austin, 30 miles away |
| Fifth Third Bank | None | Cedar Park, 31 miles away |
| Regions Bank | None | Cedar Park, 31 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 180 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Horseshoe Bay to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Horseshoe Bay residents like anyone else.
Banks near Horseshoe Bay
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Marble Falls (5 miles) and Kingsland (9 miles). Marble Falls, 5 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Marble Falls, TX | 5 mi | 11 | 11 |
| Banks in Kingsland, TX | 9 mi | 5 | 5 |
| Banks in Burnet, TX | 16 mi | 5 | 6 |
| Banks in Johnson City, TX | 19 mi | 3 | 3 |
| Banks in Lago Vista, TX | 23 mi | 2 | 2 |
| Banks in Llano, TX | 24 mi | 3 | 5 |
| Banks in Lakeway, TX | 27 mi | 9 | 10 |
| Banks in Liberty Hill, TX | 28 mi | 5 | 5 |
Bank branch openings and closings in Horseshoe Bay
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Horseshoe Bay between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Horseshoe Bay by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Horseshoe Bay offices.
Short answer: Huntington is the largest bank with offices in Horseshoe Bay, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Prosperity Bank is second with $43.88 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| First United Bank | $16.59 billion | No. 119 | 1 | Durant, OK |
| Bank of the West | $829.8 million | No. 1,224 | 1 | Grapevine, TX |
| ValueBank Texas | $303.6 million | No. 2,461 | 1 | Corpus Christi, TX |
| Arrowhead Bank | $295.3 million | No. 2,508 | 1 | Llano, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Horseshoe Bay: FAQ
How many banks are in Horseshoe Bay, TX?
Horseshoe Bay has 6 banks with 6 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Horseshoe Bay?
Huntington, with 1. Prosperity Bank has 1 and First United Bank has 1.
Is there a Huntington in Horseshoe Bay, TX?
Yes. FDIC data lists 1 Huntington branch in Horseshoe Bay as of September 5, 2026. The address and directions are under Huntington above.
Is there a Prosperity Bank in Horseshoe Bay, TX?
Yes. FDIC data lists 1 Prosperity Bank branch in Horseshoe Bay as of September 5, 2026. The address and directions are under Prosperity Bank above.
Is there a First United Bank in Horseshoe Bay, TX?
Yes. FDIC data lists 1 First United Bank branch in Horseshoe Bay as of September 5, 2026. The address and directions are under First United Bank above.
Is there a Chase in Horseshoe Bay, TX?
No. FDIC data lists no Chase branch in Horseshoe Bay as of September 5, 2026. The nearest is in Lakeway, about 26 miles away in a straight line.
What is the oldest bank in Horseshoe Bay?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Did any bank branches open or close in Horseshoe Bay in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Horseshoe Bay?
Nearby cities with more banks include Marble Falls, Kingsland, Burnet. Marble Falls is 5 miles away with 11 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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