Banks in Lago Vista, TX

Bank branch map: Lago Vista

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Lago Vista, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lago Vista

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank and Security State Bank & Trust have the most locations in Lago Vista, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Lago Vista, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Lago Vista Branch at 20610 Fm 1431 dates to 1998 in FDIC branch records. Its published hours do not list Saturday.

• Lago Vista Branch

  20610 Fm 1431, 78645

  Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  DirectionsWebsite

PNC Bank: profile, branches and contacts

Security State Bank & Trust 1 branch · main office Fredericksburg, TX Bank · 1

Security State Bank & Trust has 1 branch in Lago Vista, 22 across Texas and 22 nationwide. FDIC records list its main office in Fredericksburg, TX and show it operating since 1941. With $2.18 billion in total assets on June 30, 2026, it ranks No. 570 of 4,232 U.S. banks by total assets. The Lago Vista Branch at 7626 Lohmans Ford Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lago Vista Branch

  7626 Lohmans Ford Rd, 78645

  Hours: see the bank's site
  DirectionsWebsite

Security State Bank & Trust: profile, branches and contacts

Banking in Lago Vista: the local picture

Short answer: 2 banks run 2 branches in Lago Vista according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lago Vista, 1 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 20610 Fm 1431, dating to 1998; the newest is Security State Bank & Trust's at 7626 Lohmans Ford Rd, from 2003.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Lago Vista

Short answer: None of the 1 Lago Vista location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lago Vista, and where the nearest one is if they do not.

Short answer: In Lago Vista: PNC Bank (1). No branches in Lago Vista: Chase (nearest in Austin, 8 mi), Wells Fargo (nearest in Cedar Park, 8 mi), Bank of America (nearest in Austin, 9 mi), U.S. Bank (nearest in Houston, 154 mi), Truist (nearest in Austin, 11 mi), Fifth Third Bank (nearest in Cedar Park, 10 mi), Huntington (nearest in Austin, 11 mi), Regions Bank (nearest in Cedar Park, 9 mi), TD Bank, BMO (nearest in Dallas, 174 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lago Vista to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lago Vista residents like anyone else.

Banks near Lago Vista

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lakeway (9 miles) and Cedar Park (10 miles). Austin, 16 miles away, has the most banks nearby: 56.

Bank branch openings and closings in Lago Vista

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lago Vista between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lago Vista by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lago Vista offices.

Short answer: PNC Bank is the largest bank with offices in Lago Vista, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Security State Bank & Trust is second with $2.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lago Vista: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.