US Bank Directory
Banks in Johnson City, TX
3 FDIC-insured banks operate 3 offices in Johnson City, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Johnson City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Johnson City, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Johnson City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Texas Regional Bank, Rio Bank and Johnson City Bank have the most locations in Johnson City, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Johnson City Bank Bank · 1
Johnson City Bank has 1 branch in Johnson City, 1 across Texas and 1 nationwide. FDIC records list its main office in Johnson City, TX and show it operating since 1944. With $146.8 million in total assets on June 30, 2026, it ranks No. 3,349 of 4,232 U.S. banks by total assets. Its main office at 100 E Pecan Dr dates to 1944 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office100 E Pecan Dr, 78636
Rio Bank Bank · 1
Rio Bank has 1 branch in Johnson City, 24 across Texas and 24 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1985. With $1.42 billion in total assets on June 30, 2026, it ranks No. 778 of 4,232 U.S. banks by total assets. The Johnson City at 403 Us Highways 281 And 290 South dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City403 Us Highways 281 And 290 South, 78636
Texas Regional Bank Bank · 1
Texas Regional Bank has 1 branch in Johnson City, 37 across Texas and 37 nationwide. FDIC records list its main office in Harlingen, TX and show it operating since 1987. With $2.95 billion in total assets on June 30, 2026, it ranks No. 434 of 4,232 U.S. banks by total assets. The Johnson City at 206 East Main Street dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City206 East Main Street, 78636
Banking in Johnson City: the local picture
Short answer: 3 banks run 3 branches in Johnson City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Johnson City, 2 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is Johnson City Bank, operating since 1944 according to the FDIC. In FDIC branch records, the longest-running branch is Johnson City Bank's office at 100 E Pecan Dr, dating to 1944; the newest is Texas Regional Bank's at 206 East Main Street, from 2020.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Johnson City, and where the nearest one is if they do not.
Short answer: No branches in Johnson City: Chase (nearest in Dripping Springs, 20 mi), Wells Fargo (nearest in Dripping Springs, 20 mi), Bank of America (nearest in Austin, 27 mi), PNC Bank (nearest in Marble Falls, 22 mi), U.S. Bank (nearest in Houston, 175 mi), Truist (nearest in Austin, 29 mi), Fifth Third Bank (nearest in West Lake Hills, 36 mi), Huntington (nearest in Horseshoe Bay, 18 mi), Regions Bank (nearest in Austin, 34 mi), TD Bank, BMO (nearest in Dallas, 198 mi).
| Bank | In Johnson City | Nearest branch if none here |
|---|---|---|
| Chase | None | Dripping Springs, 20 miles away |
| Wells Fargo | None | Dripping Springs, 20 miles away |
| Bank of America | None | Austin, 27 miles away |
| PNC Bank | None | Marble Falls, 22 miles away |
| U.S. Bank | None | Houston, 175 miles away |
| Truist | None | Austin, 29 miles away |
| Fifth Third Bank | None | West Lake Hills, 36 miles away |
| Huntington | None | Horseshoe Bay, 18 miles away |
| Regions Bank | None | Austin, 34 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 198 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Johnson City to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Johnson City residents like anyone else.
Banks near Johnson City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Blanco (13 miles) and Horseshoe Bay (19 miles). Fredericksburg, 28 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Blanco, TX | 13 mi | 3 | 3 |
| Banks in Horseshoe Bay, TX | 19 mi | 6 | 6 |
| Banks in Dripping Springs, TX | 20 mi | 10 | 10 |
| Banks in Marble Falls, TX | 22 mi | 11 | 11 |
| Banks in Kingsland, TX | 26 mi | 5 | 5 |
| Banks in Wimberley, TX | 27 mi | 5 | 6 |
| Banks in Lakeway, TX | 27 mi | 9 | 10 |
| Banks in Fredericksburg, TX | 28 mi | 13 | 17 |
Bank branch openings and closings in Johnson City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Johnson City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Johnson City
Short answer: 1 institution has its main office in Johnson City: Johnson City Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Johnson City Bank | Bank | $146.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Johnson City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Johnson City offices.
Short answer: Texas Regional Bank is the largest bank with offices in Johnson City, with $2.95 billion in total assets on June 30, 2026, No. 434 among U.S. banks by total assets. Rio Bank is second with $1.42 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Texas Regional Bank | $2.95 billion | No. 434 | 1 | Harlingen, TX |
| Rio Bank | $1.42 billion | No. 778 | 1 | Mcallen, TX |
| Johnson City Bank | $146.8 million | No. 3,349 | 1 | Johnson City, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Johnson City: FAQ
How many banks are in Johnson City, TX?
Johnson City has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Johnson City?
Texas Regional Bank, with 1. Rio Bank has 1 and Johnson City Bank has 1.
Is there a Texas Regional Bank in Johnson City, TX?
Yes. FDIC data lists 1 Texas Regional Bank branch in Johnson City as of September 5, 2026. The address and directions are under Texas Regional Bank above.
Is there a Rio Bank in Johnson City, TX?
Yes. FDIC data lists 1 Rio Bank branch in Johnson City as of September 5, 2026. The address and directions are under Rio Bank above.
Is there a Chase in Johnson City, TX?
No. FDIC data lists no Chase branch in Johnson City as of September 5, 2026. The nearest is in Dripping Springs, about 20 miles away in a straight line.
Which banks are headquartered in Johnson City?
Johnson City Bank has its main office in Johnson City, according to the FDIC.
What is the oldest bank in Johnson City?
Johnson City Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1944.
Did any bank branches open or close in Johnson City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Johnson City?
Nearby cities with more banks include Blanco, Horseshoe Bay, Dripping Springs. Blanco is 13 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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