US Bank Directory
Banks in Fredericksburg, TX
13 FDIC-insured banks operate 17 offices in Fredericksburg, Texas.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Fredericksburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 17 locations in Fredericksburg, according to the FDIC. 17 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
17 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Fredericksburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Security State Bank & Trust has the most locations in Fredericksburg, with 3. It is followed by Prosperity Bank (2), First United Bank (2). 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Security State Bank & Trust Bank · 3
Security State Bank & Trust has 3 branches in Fredericksburg, 22 across Texas and 22 nationwide. FDIC records list its main office in Fredericksburg, TX and show it operating since 1941. With $2.18 billion in total assets on June 30, 2026, it ranks No. 570 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is its main office at 201 W Main St, dating to 1941; the newest, at 1111 E Main St, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office201 W Main St, 78624
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Main Street Branch1111 E Main St, 78624
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San Antonio Street Drive Through202 W San Antonio St, 78624
First United Bank Bank · 2
First United Bank has 2 branches in Fredericksburg, 43 across Texas and 85 nationwide. FDIC records list its main office in Durant, OK and show it operating since 1900. With $16.59 billion in total assets on June 30, 2026, it ranks No. 119 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Fredericksburg Branch at 1710 N Llano St, dating to 1983; the newest, at 1108 S State Highway 16, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Branch1108 S State Highway 16, 78624
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Fredericksburg Branch1710 N Llano St, 78624
Prosperity Bank Bank · 2
Prosperity Bank has 2 branches in Fredericksburg, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fredericksburg location is the Fredericksburg Branch at 805 W Main St, dating to 2018; the newest, at 1037 S State Highway 16, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Branch1037 S State Highway 16, 78624
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Fredericksburg Branch805 W Main St, 78624
Arrowhead Bank Bank · 1
Arrowhead Bank has 1 branch in Fredericksburg, 5 across Texas and 5 nationwide. FDIC records list its main office in Llano, TX and show it operating since 1923. With $295.3 million in total assets on June 30, 2026, it ranks No. 2,508 of 4,232 U.S. banks by total assets. The Fredericksburg Branch at 502 S Adams St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Branch502 S Adams St, 78624
Broadway National Bank Bank · 1
Broadway National Bank has 1 branch in Fredericksburg, 31 across Texas and 33 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1941. With $5.42 billion in total assets on June 30, 2026, it ranks No. 271 of 4,232 U.S. banks by total assets. The Fredericksburg Branch at 204 W Main St dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Branch204 W Main St, 78624
Centennial Bank Bank · 1
Centennial Bank has 1 branch in Fredericksburg, 61 across Texas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Fredericksburg Branch at 710 S Adams St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Branch710 S Adams St, 78624
Chase Bank · 1
Chase has 1 branch in Fredericksburg, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Downtown Fredericksburg Branch at 150 E Main St dates to 1932 in FDIC branch records. Its published hours do not list Saturday.
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Downtown Fredericksburg Branch150 E Main St, 78624
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Frost Bank Bank · 1
Frost Bank has 1 branch in Fredericksburg, 222 across Texas and 222 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1899. With $53.95 billion in total assets on June 30, 2026, it ranks No. 47 of 4,232 U.S. banks by total assets. The Fredericksburg Branch at 1415 E Main St dates to 2026 in FDIC branch records. Its published hours do not list Saturday.
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Fredericksburg Branch1415 E Main St, 78624
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026
Guadalupe Bank Bank · 1
Guadalupe Bank has 1 branch in Fredericksburg, 2 across Texas and 2 nationwide. FDIC records list its main office in Kerrville, TX and show it operating since 2008. With $261.1 million in total assets on June 30, 2026, it ranks No. 2,672 of 4,232 U.S. banks by total assets. The Fredericksburg Branch at 804 S Adams St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Branch804 S Adams St, 78624
PNC Bank Bank · 1
PNC Bank has 1 branch in Fredericksburg, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Fredericksburg Branch at 300 W Main St dates to 1988 in FDIC branch records. Its published hours do not list Saturday.
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Fredericksburg Branch300 W Main St, 78624
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Rio Bank Bank · 1
Rio Bank has 1 branch in Fredericksburg, 24 across Texas and 24 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1985. With $1.42 billion in total assets on June 30, 2026, it ranks No. 778 of 4,232 U.S. banks by total assets. The Fredericksburg Branch at 610 West Main Street dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Branch610 West Main Street, 78624
Texas Regional Bank Bank · 1
Texas Regional Bank has 1 branch in Fredericksburg, 37 across Texas and 37 nationwide. FDIC records list its main office in Harlingen, TX and show it operating since 1987. With $2.95 billion in total assets on June 30, 2026, it ranks No. 434 of 4,232 U.S. banks by total assets. The Fredericksburg Branch at 609 E Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Branch609 E Main St, 78624
Woodforest Bank · 1
Woodforest has 1 branch in Fredericksburg, 214 across Texas and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Fredericksburg Wal-Mart Branch at 1435 E Main St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fredericksburg Wal-Mart Branch1435 E Main St, 78624
Banking in Fredericksburg: the local picture
Short answer: 13 banks run 17 branches in Fredericksburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 1 has its main office in Fredericksburg, 8 elsewhere in Texas and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 150 E Main St, dating to 1932; the newest is Frost Bank's at 1415 E Main St, from 2026.
Of the 3 locations with published hours. None open on Saturday. 14 locations have no published hours in these sources.
Saturday hours in Fredericksburg
Short answer: None of the 3 Fredericksburg locations with published hours lists Saturday hours. 14 locations do not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fredericksburg, and where the nearest one is if they do not.
Short answer: In Fredericksburg: Chase (1), PNC Bank (1). No branches in Fredericksburg: Wells Fargo (nearest in Comfort, 21 mi), Bank of America (nearest in Boerne, 34 mi), U.S. Bank (nearest in Houston, 203 mi), Truist (nearest in San Antonio, 50 mi), Fifth Third Bank (nearest in Kerrville, 23 mi), Huntington (nearest in Horseshoe Bay, 34 mi), Regions Bank (nearest in Austin, 62 mi), TD Bank, BMO (nearest in Dallas, 213 mi).
| Bank | In Fredericksburg | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| PNC Bank | 1 branch | here |
| Wells Fargo | None | Comfort, 21 miles away |
| Bank of America | None | Boerne, 34 miles away |
| U.S. Bank | None | Houston, 203 miles away |
| Truist | None | San Antonio, 50 miles away |
| Fifth Third Bank | None | Kerrville, 23 miles away |
| Huntington | None | Horseshoe Bay, 34 miles away |
| Regions Bank | None | Austin, 62 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 213 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fredericksburg to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fredericksburg residents like anyone else.
Banks near Fredericksburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Comfort (21 miles) and Kerrville (23 miles). Kerrville, 23 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Comfort, TX | 21 mi | 2 | 2 |
| Banks in Kerrville, TX | 23 mi | 14 | 17 |
| Banks in Ingram, TX | 25 mi | 2 | 2 |
| Banks in Johnson City, TX | 28 mi | 3 | 3 |
| Banks in Blanco, TX | 30 mi | 3 | 3 |
| Banks in Boerne, TX | 35 mi | 14 | 17 |
| Banks in Llano, TX | 35 mi | 3 | 5 |
| Banks in Horseshoe Bay, TX | 37 mi | 6 | 6 |
Bank branch openings and closings in Fredericksburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Fredericksburg between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jun 29, 2026 | Opened | Frost Bank | 1415 E Main St, 78624 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Fredericksburg
Short answer: 1 institution has its main office in Fredericksburg: Security State Bank & Trust.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Security State Bank & Trust | Bank | $2.18 billion | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Fredericksburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fredericksburg offices.
Short answer: Chase is the largest bank with offices in Fredericksburg, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 13 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Frost Bank | $53.95 billion | No. 47 | 1 | San Antonio, TX |
| Prosperity Bank | $43.88 billion | No. 54 | 2 | El Campo, TX |
| Centennial Bank | $24.55 billion | No. 89 | 1 | Conway, AR |
| First United Bank | $16.59 billion | No. 119 | 2 | Durant, OK |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Broadway National Bank | $5.42 billion | No. 271 | 1 | San Antonio, TX |
| Texas Regional Bank | $2.95 billion | No. 434 | 1 | Harlingen, TX |
| Security State Bank & Trust | $2.18 billion | No. 570 | 3 | Fredericksburg, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fredericksburg: FAQ
How many banks are in Fredericksburg, TX?
Fredericksburg has 13 banks with 17 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Fredericksburg?
Security State Bank & Trust, with 3. Prosperity Bank has 2 and First United Bank has 2.
Is there a Security State Bank & Trust in Fredericksburg, TX?
Yes. FDIC data lists 3 Security State Bank & Trust branches in Fredericksburg as of September 5, 2026, the main office at 201 W Main St. Its branches are listed under Security State Bank & Trust above, with the address and directions for each.
Is there a Prosperity Bank in Fredericksburg, TX?
Yes. FDIC data lists 2 Prosperity Bank branches in Fredericksburg as of September 5, 2026. Its branches are listed under Prosperity Bank above, with the address and directions for each.
Is there a First United Bank in Fredericksburg, TX?
Yes. FDIC data lists 2 First United Bank branches in Fredericksburg as of September 5, 2026. Its branches are listed under First United Bank above, with the address and directions for each.
Is there a Wells Fargo in Fredericksburg, TX?
No. FDIC data lists no Wells Fargo branch in Fredericksburg as of September 5, 2026. The nearest is in Comfort, about 21 miles away in a straight line.
Which banks in Fredericksburg are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 14 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Fredericksburg?
Security State Bank & Trust has its main office in Fredericksburg, according to the FDIC.
What is the oldest bank in Fredericksburg?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Did any bank branches open or close in Fredericksburg in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fredericksburg?
Nearby cities with more banks include Comfort, Kerrville, Ingram. Comfort is 21 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (3 of 17 branches: Chase, Frost Bank, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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