US Bank Directory
Banks in Kerrville, TX
14 FDIC-insured banks operate 17 offices in Kerrville, Texas, and 3 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Kerrville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 17 banks and credit unions operate 22 locations in Kerrville, according to the FDIC and the NCUA. 22 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
22 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Kerrville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Prosperity Bank, Centennial Bank and Security State Bank & Trust have the most locations in Kerrville, with 2 each. 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Kerr County Credit Union Credit union · 3
Kerr County Credit Union has 3 officees in Kerrville, 4 across Texas. It is based in Kerrville, TX and $156.7 million in assets on March 31, 2026, according to its NCUA call report. 2 of its 3 Kerrville locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office500 Main St, 78028
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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West Branch2335 Junction Hwy, 78028
All hours
Mon to Fri not published; Sat 8:30 am to 5:30 pm; Sun not published
Hours: NCUA, March 31, 2026
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Kerrville - Main3700 Memorial Blvd, 78028
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Centennial Bank Bank · 2
Centennial Bank has 2 branches in Kerrville, 61 across Texas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kerrville location is the Kerrville Branch at 1145 Junction Hwy, dating to 2002; the newest, at 207 Sidney Baker St S, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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Kerrville Branch1145 Junction Hwy, 78028
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Kerrville South Banking Center207 Sidney Baker St S, 78028
Prosperity Bank Bank · 2
Prosperity Bank has 2 branches in Kerrville, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kerrville location is the Kerrville Branch at 998 Sidney Baker St S, dating to 2014; the newest, at 200 Earl Garrett Street, Sutie 208, to 2017. It does not publish hours in the sources this page uses; check its site before you go.
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Downtown Kerrville Branch200 Earl Garrett Street, Sutie 208, 78028
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Kerrville Branch998 Sidney Baker St S, 78028
Security State Bank & Trust Bank · 2
Security State Bank & Trust has 2 branches in Kerrville, 22 across Texas and 22 nationwide. FDIC records list its main office in Fredericksburg, TX and show it operating since 1941. With $2.18 billion in total assets on June 30, 2026, it ranks No. 570 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Kerrville location is the Kerrville Branch at 1130 Junction Hwy, dating to 1992; the newest, at 212 Sidney Baker St S, to 1993. It does not publish hours in the sources this page uses; check its site before you go.
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Kerrville Branch1130 Junction Hwy, 78028
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Kerrville Drive Through Facility212 Sidney Baker St S, 78028
Broadway National Bank Bank · 1
Broadway National Bank has 1 branch in Kerrville, 31 across Texas and 33 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1941. With $5.42 billion in total assets on June 30, 2026, it ranks No. 271 of 4,232 U.S. banks by total assets. The Kerrville Branch at 620 Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kerrville Branch620 Main St, 78028
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Kerrville, 113 across Texas and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Kerville Main Branch at 1075 Junction Hwy dates to 1998 in FDIC branch records. Its published hours do not list Saturday.
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Kerville Main Branch1075 Junction Hwy, 78028
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Kerrville, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Kerrville Banking Center - Rc 809 at 1216 Junction Hwy dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kerrville Banking Center - Rc 8091216 Junction Hwy, 78028
Frost Bank Bank · 1
Frost Bank has 1 branch in Kerrville, 222 across Texas and 222 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1899. With $53.95 billion in total assets on June 30, 2026, it ranks No. 47 of 4,232 U.S. banks by total assets. The Kerrville Branch at 525 Main St dates to 2025 in FDIC branch records. Its published hours do not list Saturday.
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Kerrville Branch525 Main St, 78028
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026
Guadalupe Bank Bank · 1
Guadalupe Bank has 1 branch in Kerrville, 2 across Texas and 2 nationwide. FDIC records list its main office in Kerrville, TX and show it operating since 2008. With $261.1 million in total assets on June 30, 2026, it ranks No. 2,672 of 4,232 U.S. banks by total assets. Its main office at 1309 Bandera Hwy dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1309 Bandera Hwy, 78028
PNC Bank Bank · 1
PNC Bank has 1 branch in Kerrville, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Kerrville Branch at 1425 Sidney Baker St dates to 2009 in FDIC branch records. Its published hours do not list Saturday.
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Kerrville Branch1425 Sidney Baker St, 78028
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Randolph-brooks Credit Union Credit union · 1
Randolph-brooks Credit Union has 1 office in Kerrville, 65 across Texas. It is based in Universal City, TX and $19.19 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Kerrville1801 Sidney Baker St, 78028
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
SouthStar Bank, S.S.B. Bank · 1
SouthStar Bank, S.S.B. has 1 branch in Kerrville, 16 across Texas and 16 nationwide. FDIC records list its main office in Moulton, TX and show it operating since 1920. With $1.37 billion in total assets on June 30, 2026, it ranks No. 807 of 4,232 U.S. banks by total assets. The Kerrville Branch at 1101 Junction Hwy dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kerrville Branch1101 Junction Hwy, 78028
Sunflower Bank Bank · 1
Sunflower Bank has 1 branch in Kerrville, 23 across Texas and 103 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1892. With $15.65 billion in total assets on June 30, 2026, it ranks No. 125 of 4,232 U.S. banks by total assets. The Kerrville Main Branch at 600 Main St dates to 1947 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kerrville Main Branch600 Main St, 78028
Texas Regional Bank Bank · 1
Texas Regional Bank has 1 branch in Kerrville, 37 across Texas and 37 nationwide. FDIC records list its main office in Harlingen, TX and show it operating since 1987. With $2.95 billion in total assets on June 30, 2026, it ranks No. 434 of 4,232 U.S. banks by total assets. The Kerrville Branch at 601 Main Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kerrville Branch601 Main Street, 78028
Texhillco School Employees Credit Union Credit union · 1
Texhillco School Employees Credit Union has 1 office in Kerrville, 1 across Texas. It is based in Kerrville, TX and $27.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1018 Sidney Baker St, 78028
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Bank and Trust, S.S.B. Bank · 1
The Bank and Trust, S.S.B. has 1 branch in Kerrville, 10 across Texas and 10 nationwide. FDIC records list its main office in Del Rio, TX and show it operating since 1910. With $583.8 million in total assets on June 30, 2026, it ranks No. 1,597 of 4,232 U.S. banks by total assets. The Kerrville Branch at 325 Junction Hwy dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kerrville Branch325 Junction Hwy, 78028
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Kerrville, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Kerrville South Branch at 222 Sidney Baker St S dates to 1988 in FDIC branch records. It opens on Saturday.
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Kerrville South Branch222 Sidney Baker St S, 78028
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Kerrville
3 credit unions have 5 offices here: Kerr County Credit Union, Randolph-brooks Credit Union and Texhillco School Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kerrville page has every office in the state's directory.
Banking in Kerrville: the local picture
Short answer: 14 banks run 17 branches in Kerrville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 14 banks, 1 has its main office in Kerrville, 9 elsewhere in Texas and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Broadway National Bank's office at 620 Main St, dating to 1934; the newest is Frost Bank's at 525 Main St, from 2025.
3 credit unions have 5 offices in Kerrville, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 4 open on Saturday. 13 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Kerrville
Short answer: 4 of the 9 Kerrville locations with published hours open on Saturday, run by 3 institutions.
- Wells Fargo: 1 of 1 branch (222 Sidney Baker St S: Saturday 9 am to 2 pm)
- Kerr County Credit Union: 2 of 3 offices (2335 Junction Hwy: Saturday 8:30 am to 5:30 pm, and 1 more)
- Randolph-brooks Credit Union: 1 of 1 office (1801 Sidney Baker St: Saturday 9 am to 4 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Kerrville, and where the nearest one is if they do not.
Short answer: In Kerrville: Wells Fargo (1), PNC Bank (1), Fifth Third Bank (1). No branches in Kerrville: Chase (nearest in Fredericksburg, 23 mi), Bank of America (nearest in Boerne, 31 mi), U.S. Bank (nearest in Houston, 217 mi), Truist (nearest in San Antonio, 48 mi), Huntington (nearest in Mason, 48 mi), Regions Bank (nearest in Austin, 79 mi), TD Bank, BMO (nearest in Dallas, 235 mi).
| Bank | In Kerrville | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Fredericksburg, 23 miles away |
| Bank of America | None | Boerne, 31 miles away |
| U.S. Bank | None | Houston, 217 miles away |
| Truist | None | San Antonio, 48 miles away |
| Huntington | None | Mason, 48 miles away |
| Regions Bank | None | Austin, 79 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 235 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kerrville to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kerrville residents like anyone else.
Banks near Kerrville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ingram (5 miles) and Comfort (16 miles). Boerne, 32 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ingram, TX | 5 mi | 2 | 2 |
| Banks in Comfort, TX | 16 mi | 2 | 2 |
| Banks in Fredericksburg, TX | 23 mi | 13 | 17 |
| Banks in Bandera, TX | 23 mi | 4 | 4 |
| Banks in Boerne, TX | 32 mi | 14 | 17 |
| Banks in Leakey, TX | 43 mi | 2 | 2 |
| Banks in Blanco, TX | 44 mi | 3 | 3 |
| Banks in Helotes, TX | 44 mi | 4 | 4 |
Bank branch openings and closings in Kerrville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Kerrville between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Dec 15, 2025 | Opened | Frost Bank | 525 Main St, 78028 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Kerrville
Short answer: 3 institutions have their main office in Kerrville: Kerr County Credit Union, Guadalupe Bank and Texhillco School Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Kerr County Credit Union | Credit union | $156.7 million | 3 |
| Guadalupe Bank | Bank | $261.1 million | 1 |
| Texhillco School Employees Credit Union | Credit union | $27.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Kerrville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kerrville offices.
Short answer: Wells Fargo is the largest bank with offices in Kerrville, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 14 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Frost Bank | $53.95 billion | No. 47 | 1 | San Antonio, TX |
| Prosperity Bank | $43.88 billion | No. 54 | 2 | El Campo, TX |
| Centennial Bank | $24.55 billion | No. 89 | 2 | Conway, AR |
| Sunflower Bank | $15.65 billion | No. 125 | 1 | Dallas, TX |
| Broadway National Bank | $5.42 billion | No. 271 | 1 | San Antonio, TX |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
| Texas Regional Bank | $2.95 billion | No. 434 | 1 | Harlingen, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Kerrville: FAQ
How many banks are in Kerrville, TX?
Kerrville has 14 banks with 17 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Kerrville?
Prosperity Bank, with 2. Centennial Bank has 2 and Security State Bank & Trust has 2.
Is there a Prosperity Bank in Kerrville, TX?
Yes. FDIC data lists 2 Prosperity Bank branches in Kerrville as of September 5, 2026. Its branches are listed under Prosperity Bank above, with the address and directions for each.
Is there a Centennial Bank in Kerrville, TX?
Yes. FDIC data lists 2 Centennial Bank branches in Kerrville as of September 5, 2026. Its branches are listed under Centennial Bank above, with the address and directions for each.
Is there a Security State Bank & Trust in Kerrville, TX?
Yes. FDIC data lists 2 Security State Bank & Trust branches in Kerrville as of September 5, 2026. Its branches are listed under Security State Bank & Trust above, with the address and directions for each.
Is there a Chase in Kerrville, TX?
No. FDIC data lists no Chase branch in Kerrville as of September 5, 2026. The nearest is in Fredericksburg, about 23 miles away in a straight line.
Which banks in Kerrville are open on Saturday?
Wells Fargo, Kerr County Credit Union and Randolph-brooks Credit Union publish Saturday hours for one or more Kerrville locations. The Saturday section above lists each one with its hours. 13 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Kerrville?
Kerr County Credit Union, Guadalupe Bank and Texhillco School Employees Credit Union have their main office in Kerrville, according to the FDIC and the NCUA.
What is the oldest bank in Kerrville?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Kerrville?
Kerr County Credit Union, Randolph-brooks Credit Union and Texhillco School Employees Credit Union have offices in Kerrville. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Kerrville in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Kerrville?
Nearby cities with more banks include Ingram, Comfort, Fredericksburg. Ingram is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 17 branches: Fifth Third Bank, Frost Bank, PNC Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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