US Bank Directory
Banks in Edcouch, TX
1 FDIC-insured bank operates 1 office in Edcouch, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Edcouch
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Edcouch, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Edcouch
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Rio Bank is the only bank with an office in Edcouch. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Rio Bank Bank · 1
Rio Bank has 1 branch in Edcouch, 24 across Texas and 24 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1985. With $1.42 billion in total assets on June 30, 2026, it ranks No. 778 of 4,232 U.S. banks by total assets. The Elsa State Bank & Tr Co-Edcouch Bran at 442 W Santa Rosa Ave dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elsa State Bank & Tr Co-Edcouch Bran442 W Santa Rosa Ave, 78538
Banking in Edcouch: the local picture
Short answer: 1 bank runs 1 branch in Edcouch according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Rio Bank has its main office in Mcallen, TX, according to the FDIC.
The bank with the longest record here is Rio Bank, operating since 1985 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Edcouch, and where the nearest one is if they do not.
Short answer: No branches in Edcouch: Chase (nearest in Edinburg, 13 mi), Wells Fargo (nearest in Donna, 10 mi), Bank of America (nearest in San Juan, 13 mi), PNC Bank (nearest in Weslaco, 9 mi), U.S. Bank (nearest in Houston, 283 mi), Truist (nearest in San Antonio, 214 mi), Fifth Third Bank (nearest in San Antonio, 218 mi), Huntington (nearest in Goliad, 168 mi), Regions Bank (nearest in Rosenberg, 262 mi), TD Bank, BMO (nearest in Dallas, 454 mi).
| Bank | In Edcouch | Nearest branch if none here |
|---|---|---|
| Chase | None | Edinburg, 13 miles away |
| Wells Fargo | None | Donna, 10 miles away |
| Bank of America | None | San Juan, 13 miles away |
| PNC Bank | None | Weslaco, 9 miles away |
| U.S. Bank | None | Houston, 283 miles away |
| Truist | None | San Antonio, 214 miles away |
| Fifth Third Bank | None | San Antonio, 218 miles away |
| Huntington | None | Goliad, 168 miles away |
| Regions Bank | None | Rosenberg, 262 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 454 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Edcouch to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Edcouch residents like anyone else.
Banks near Edcouch
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Elsa (2 miles) and Weslaco (9 miles). Mcallen, 17 miles away, has the most banks nearby: 19.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Elsa, TX | 2 mi | 3 | 3 |
| Banks in Weslaco, TX | 9 mi | 10 | 14 |
| Banks in Donna, TX | 10 mi | 4 | 4 |
| Banks in Alamo, TX | 12 mi | 2 | 2 |
| Banks in Edinburg, TX | 13 mi | 15 | 22 |
| Banks in San Juan, TX | 14 mi | 5 | 5 |
| Banks in Pharr, TX | 15 mi | 7 | 9 |
| Banks in Mcallen, TX | 17 mi | 19 | 61 |
Bank branch openings and closings in Edcouch
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Edcouch between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Edcouch by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Edcouch offices.
Short answer: Rio Bank is the largest bank with offices in Edcouch, with $1.42 billion in total assets on June 30, 2026, No. 778 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Rio Bank | $1.42 billion | No. 778 | 1 | Mcallen, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Edcouch: FAQ
How many banks are in Edcouch, TX?
Edcouch has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Rio Bank in Edcouch, TX?
Yes. FDIC data lists 1 Rio Bank branch in Edcouch as of September 5, 2026. The address and directions are under Rio Bank above.
Is there a Chase in Edcouch, TX?
No. FDIC data lists no Chase branch in Edcouch as of September 5, 2026. The nearest is in Edinburg, about 13 miles away in a straight line.
What is the oldest bank in Edcouch?
Rio Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1985.
Did any bank branches open or close in Edcouch in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Edcouch?
Nearby cities with more banks include Elsa, Weslaco, Donna. Elsa is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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