US Bank Directory

Banks in Dalhart, TX

4 FDIC-insured banks operate 4 offices in Dalhart, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Dalhart

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Dalhart, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Dalhart

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Dalhart, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Centennial Bank 1 branch · main office Conway, AR Bank · 1

Centennial Bank has 1 branch in Dalhart, 61 across Texas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Dalhart Branch at 312 E 2nd St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Centennial Bank: profile, branches and contacts
Dalhart Federal Savings & Loan Association, SSB 1 branch · main office Dalhart, TX Bank · 1

Dalhart Federal Savings & Loan Association, SSB has 1 branch in Dalhart, 2 across Texas and 2 nationwide. FDIC records list its main office in Dalhart, TX and show it operating since 1934. With $126.3 million in total assets on June 30, 2026, it ranks No. 3,499 of 4,232 U.S. banks by total assets. Its main office at 502 Denrock Ave dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    502 Denrock Ave, 79022
    Hours: see the bank's site
Dalhart Federal Savings & Loan Association, SSB: profile, branches and contacts
First State Bank 1 branch · main office Stratford, TX Bank · 1

First State Bank has 1 branch in Dalhart, 3 across Texas and 3 nationwide. FDIC records list its main office in Stratford, TX and show it operating since 1948. With $371.9 million in total assets on June 30, 2026, it ranks No. 2,179 of 4,232 U.S. banks by total assets. The Dalhart Office at 1601 E 16th St dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First State Bank: profile, branches and contacts
Wellington State Bank 1 branch · main office Wellington, TX Bank · 1

Wellington State Bank has 1 branch in Dalhart, 14 across Texas and 14 nationwide. FDIC records list its main office in Wellington, TX and show it operating since 1906. With $659.7 million in total assets on June 30, 2026, it ranks No. 1,442 of 4,232 U.S. banks by total assets. The First National Bank In Dalhart Branch at 302 Denrock Ave dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • First National Bank In Dalhart Branch
    302 Denrock Ave, 79022
    Hours: see the bank's site
Wellington State Bank: profile, branches and contacts

Banking in Dalhart: the local picture

Short answer: 4 banks run 4 branches in Dalhart according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Dalhart, 2 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Centennial Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Wellington State Bank's office at 302 Denrock Ave, dating to 1934; the newest is Centennial Bank's at 312 E 2nd St, from 2003.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Dalhart, and where the nearest one is if they do not.

Short answer: No branches in Dalhart: Chase (nearest in Amarillo, 69 mi), Wells Fargo (nearest in Amarillo, 70 mi), Bank of America (nearest in Amarillo, 70 mi), PNC Bank (nearest in Lubbock, 179 mi), U.S. Bank (nearest in Dallas, 390 mi), Truist (nearest in Midland, 281 mi), Fifth Third Bank (nearest in Fort Worth, 371 mi), Huntington (nearest in Fort Worth, 371 mi), Regions Bank (nearest in Keller, 370 mi), TD Bank, BMO (nearest in Dallas, 396 mi).

BankIn DalhartNearest branch if none here
ChaseNoneAmarillo, 69 miles away
Wells FargoNoneAmarillo, 70 miles away
Bank of AmericaNoneAmarillo, 70 miles away
PNC BankNoneLubbock, 179 miles away
U.S. BankNoneDallas, 390 miles away
TruistNoneMidland, 281 miles away
Fifth Third BankNoneFort Worth, 371 miles away
HuntingtonNoneFort Worth, 371 miles away
Regions BankNoneKeller, 370 miles away
TD BankNonenone in Texas
BMONoneDallas, 396 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Dalhart to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Dalhart residents like anyone else.

Banks near Dalhart

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Stratford (31 miles) and Dumas (34 miles). Amarillo, 70 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Dalhart

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Dalhart between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Dalhart

Short answer: 1 institution has its main office in Dalhart: Dalhart Federal Savings & Loan Association, SSB.

InstitutionTypeTotal assets, June 30, 2026Offices here
Dalhart Federal Savings & Loan Association, SSBBank$126.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Dalhart by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Dalhart offices.

Short answer: Centennial Bank is the largest bank with offices in Dalhart, with $24.55 billion in total assets on June 30, 2026, No. 89 among U.S. banks by total assets. Wellington State Bank is second with $659.7 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Centennial Bank$24.55 billionNo. 891Conway, AR
Wellington State Bank$659.7 millionNo. 1,4421Wellington, TX
First State Bank$371.9 millionNo. 2,1791Stratford, TX
Dalhart Federal Savings & Loan Association, SSB$126.3 millionNo. 3,4991Dalhart, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Dalhart: FAQ

How many banks are in Dalhart, TX?

Dalhart has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Dalhart?

Centennial Bank, with 1. Wellington State Bank has 1 and First State Bank has 1.

Is there a Centennial Bank in Dalhart, TX?

Yes. FDIC data lists 1 Centennial Bank branch in Dalhart as of September 5, 2026. The address and directions are under Centennial Bank above.

Is there a Wellington State Bank in Dalhart, TX?

Yes. FDIC data lists 1 Wellington State Bank branch in Dalhart as of September 5, 2026. The address and directions are under Wellington State Bank above.

Is there a First State Bank in Dalhart, TX?

Yes. FDIC data lists 1 First State Bank branch in Dalhart as of September 5, 2026. The address and directions are under First State Bank above.

Is there a Chase in Dalhart, TX?

No. FDIC data lists no Chase branch in Dalhart as of September 5, 2026. The nearest is in Amarillo, about 69 miles away in a straight line.

Which banks are headquartered in Dalhart?

Dalhart Federal Savings & Loan Association, SSB has its main office in Dalhart, according to the FDIC.

What is the oldest bank in Dalhart?

Centennial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Dalhart in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Dalhart?

Nearby cities with more banks include Stratford, Dumas, Borger. Stratford is 31 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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