Banks in Hereford, TX

Bank branch map: Hereford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Hereford, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Hereford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank of Hereford has the most locations in Hereford, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank of Hereford 2 branches · main office Hereford, TX Bank · 2

First National Bank of Hereford has 2 branches in Hereford, 4 across Texas and 4 nationwide. FDIC records list its main office in Hereford, TX and show it operating since 1999. With $344.6 million in total assets on June 30, 2026, it ranks No. 2,284 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hereford location is its main office at 301 W 3rd St, dating to 1999; the newest, at 403 N 25 Mile Ave, to 2008. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  301 W 3rd St, 79045

  Hours: see the bank's site
  DirectionsWebsite
• North Branch

  403 N 25 Mile Ave, 79045

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of Hereford: profile, branches and contacts

Centennial Bank 1 branch · main office Conway, AR Bank · 1

Centennial Bank has 1 branch in Hereford, 61 across Texas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Hereford Branch at 110 N 25 Mile Ave dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hereford Branch

  110 N 25 Mile Ave, 79045

  Hours: see the bank's site
  DirectionsWebsite

Centennial Bank: profile, branches and contacts

First Financial Bank 1 branch · main office Abilene, TX Bank · 1

First Financial Bank has 1 branch in Hereford, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The First Financial Hereford Branch at Third And Sampson Streets dates to 1947 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• First Financial Hereford Branch

  Third And Sampson Streets, 79045

  Hours: see the bank's site
  DirectionsWebsite

First Financial Bank: profile, branches and contacts

First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Hereford, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Hereford Banking Center - Rc 891 at 300 W 15th St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hereford Banking Center - Rc 891

  300 W 15th St, 79045

  Hours: see the bank's site
  DirectionsWebsite

First National Bank Texas: profile, branches and contacts

FirstBank Southwest 1 branch · main office Amarillo, TX Bank · 1

FirstBank Southwest has 1 branch in Hereford, 13 across Texas and 13 nationwide. FDIC records list its main office in Amarillo, TX and show it operating since 1907. With $1.88 billion in total assets on June 30, 2026, it ranks No. 631 of 4,232 U.S. banks by total assets. The Hereford Branch at 300 Main St dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Hereford Branch

  300 Main St, 79045

  Hours: see the bank's site
  DirectionsWebsite

FirstBank Southwest: profile, branches and contacts

Hereford Texas Credit Union 1 office · main office Hereford, TX Credit union · 1

Hereford Texas Credit Union has 1 office in Hereford, 2 across Texas. It is based in Hereford, TX and $76.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Main Office main office

  330 Schley Ave, 79045

  (806) 364-1888Today 9 am to 4 pm

  All hours

  Mon to Fri 9 am to 4 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Hereford Texas Credit Union: profile, branches and contacts

Join a credit union in Hereford

1 credit union has 1 office here: Hereford Texas Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hereford page has every office in the state's directory.

Banking in Hereford: the local picture

Short answer: 5 banks run 6 branches in Hereford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 1 has its main office in Hereford, 3 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is FirstBank Southwest's office at 300 Main St, dating to 1900; the newest is First National Bank of Hereford's at 403 N 25 Mile Ave, from 2008.

The only credit union with an office here is Hereford Texas Credit Union.

Of the 1 location with published hours. None open on Saturday. 6 locations have no published hours in these sources.

Saturday hours in Hereford

Short answer: None of the 1 Hereford location with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Hereford, and where the nearest one is if they do not.

Short answer: No branches in Hereford: Chase (nearest in Amarillo, 38 mi), Wells Fargo (nearest in Canyon, 29 mi), Bank of America (nearest in Amarillo, 37 mi), PNC Bank (nearest in Lubbock, 95 mi), U.S. Bank (nearest in Dallas, 346 mi), Truist (nearest in Midland, 196 mi), Fifth Third Bank (nearest in Fort Worth, 321 mi), Huntington (nearest in Fort Worth, 321 mi), Regions Bank (nearest in Fort Worth, 323 mi), TD Bank, BMO (nearest in Dallas, 351 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hereford to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hereford residents like anyone else.

Banks near Hereford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Dimmitt (19 miles) and Friona (22 miles). Amarillo, 39 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Hereford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hereford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Hereford

Short answer: 2 institutions have their main office in Hereford: First National Bank of Hereford and Hereford Texas Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Hereford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hereford offices.

Short answer: Centennial Bank is the largest bank with offices in Hereford, with $24.55 billion in total assets on June 30, 2026, No. 89 among U.S. banks by total assets. First Financial Bank is second with $15.23 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hereford: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.