Banks in Spearman, TX

Bank branch map: Spearman

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Spearman, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Spearman

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Panhandle First Bank, Anchor D Bank and First State Bank have the most locations in Spearman, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Anchor D Bank 1 branch · main office Texhoma, OK Bank · 1

Anchor D Bank has 1 branch in Spearman, 1 across Texas and 4 nationwide. FDIC records list its main office in Texhoma, OK and show it operating since 1906. With $404.5 million in total assets on June 30, 2026, it ranks No. 2,058 of 4,232 U.S. banks by total assets. The Spearman Branch at 400 Collard St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Spearman Branch

  400 Collard St, 79081

  Hours: see the bank's site
  DirectionsWebsite

Anchor D Bank: profile, branches and contacts

First State Bank 1 branch · main office Spearman, TX Bank · 1

First State Bank has 1 branch in Spearman, 2 across Texas and 2 nationwide. FDIC records list its main office in Spearman, TX and show it operating since 1917. With $184.0 million in total assets on June 30, 2026, it ranks No. 3,102 of 4,232 U.S. banks by total assets. Its main office at 1 Ne Court St dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  1 Ne Court St, 79081

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Panhandle First Bank 1 branch · main office Guymon, OK Bank · 1

Panhandle First Bank has 1 branch in Spearman, 3 across Texas and 4 nationwide. FDIC records list its main office in Guymon, OK and show it operating since 1976. With $568.7 million in total assets on June 30, 2026, it ranks No. 1,631 of 4,232 U.S. banks by total assets. The First National Branch at 729 W 7th Ave dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• First National Branch

  729 W 7th Ave, 79081

  Hours: see the bank's site
  DirectionsWebsite

Panhandle First Bank: profile, branches and contacts

Banking in Spearman: the local picture

Short answer: 3 banks run 3 branches in Spearman according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Spearman and 2 out of state, according to the FDIC.

The bank with the longest record here is Anchor D Bank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank's office at 1 Ne Court St, dating to 1917; the newest is Panhandle First Bank's at 729 W 7th Ave, from 2024.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Spearman, and where the nearest one is if they do not.

Short answer: No branches in Spearman: Chase (nearest in Amarillo, 80 mi), Wells Fargo (nearest in Amarillo, 78 mi), Bank of America (nearest in Amarillo, 77 mi), PNC Bank (nearest in Lubbock, 189 mi), U.S. Bank (nearest in Dallas, 335 mi), Truist (nearest in Midland, 295 mi), Fifth Third Bank (nearest in Fort Worth, 320 mi), Huntington (nearest in Sherman, 314 mi), Regions Bank (nearest in Keller, 318 mi), TD Bank, BMO (nearest in Dallas, 343 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Spearman to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Spearman residents like anyone else.

Banks near Spearman

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Perryton (26 miles) and Borger (38 miles). Dumas, 49 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Spearman

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Spearman between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Spearman

Short answer: 1 institution has its main office in Spearman: First State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Spearman by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Spearman offices.

Short answer: Panhandle First Bank is the largest bank with offices in Spearman, with $568.7 million in total assets on June 30, 2026, No. 1,631 among U.S. banks by total assets. Anchor D Bank is second with $404.5 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Spearman: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.