Banks in Stratford, TX

Bank branch map: Stratford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Stratford, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Stratford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Centennial Bank and First State Bank have the most locations in Stratford, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Centennial Bank 1 branch · main office Conway, AR Bank · 1

Centennial Bank has 1 branch in Stratford, 61 across Texas and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. The Stratford Branch at 100 N Main St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Stratford Branch

  100 N Main St, 79084

  Hours: see the bank's site
  DirectionsWebsite

Centennial Bank: profile, branches and contacts

First State Bank 1 branch · main office Stratford, TX Bank · 1

First State Bank has 1 branch in Stratford, 3 across Texas and 3 nationwide. FDIC records list its main office in Stratford, TX and show it operating since 1948. With $371.9 million in total assets on June 30, 2026, it ranks No. 2,179 of 4,232 U.S. banks by total assets. Its main office at 302 North Main Street dates to 1948 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  302 North Main Street, 79084

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Banking in Stratford: the local picture

Short answer: 2 banks run 2 branches in Stratford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Stratford and 1 out of state, according to the FDIC.

The bank with the longest record here is Centennial Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank's office at 302 North Main Street, dating to 1948; the newest is Centennial Bank's at 100 N Main St, from 2002.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Stratford, and where the nearest one is if they do not.

Short answer: No branches in Stratford: Chase (nearest in Amarillo, 80 mi), Wells Fargo (nearest in Amarillo, 80 mi), Bank of America (nearest in Amarillo, 80 mi), PNC Bank (nearest in Lubbock, 195 mi), U.S. Bank (nearest in Dallas, 379 mi), Truist (nearest in Midland, 299 mi), Fifth Third Bank (nearest in Fort Worth, 363 mi), Huntington (nearest in Sherman, 361 mi), Regions Bank (nearest in Keller, 361 mi), TD Bank, BMO (nearest in Dallas, 387 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Stratford to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Stratford residents like anyone else.

Banks near Stratford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Dalhart (31 miles) and Dumas (34 miles). Amarillo, 80 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Stratford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Stratford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Stratford

Short answer: 1 institution has its main office in Stratford: First State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Stratford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Stratford offices.

Short answer: Centennial Bank is the largest bank with offices in Stratford, with $24.55 billion in total assets on June 30, 2026, No. 89 among U.S. banks by total assets. First State Bank is second with $371.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Stratford: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.