US Bank Directory
Banks in Brownwood, TX
4 FDIC-insured banks operate 8 offices in Brownwood, Texas, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Brownwood
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 11 locations in Brownwood, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Brownwood
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: TexasBank has the most locations in Brownwood, with 4. It is followed by Citizens National Bank at Brownwood (2). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
TexasBank Bank · 4
TexasBank has 4 branches in Brownwood, 20 across Texas and 20 nationwide. FDIC records list its main office in Fort Worth, TX and show it operating since 1966. With $2.48 billion in total assets on June 30, 2026, it ranks No. 506 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Brownwood location is the Detached Facility at 400 E Chandler St, dating to 1980; the newest, at 400 Fisk Ave, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
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Brownwood Marketplace Banking Center1111 Clements, 76801
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Brownwood Branch3802 Highway 377 S, 76801
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Detached Facility400 E Chandler St, 76801
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Brownwood-Downtown Branch400 Fisk Ave, 76801
Citizens National Bank at Brownwood Bank · 2
Citizens National Bank at Brownwood has 2 branches in Brownwood, 2 across Texas and 2 nationwide. FDIC records list its main office in Brownwood, TX and show it operating since 1934. With $303.4 million in total assets on June 30, 2026, it ranks No. 2,465 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Brownwood location is its main office at 1 Carnegie St, dating to 1934; the newest, at 401 W Commerce St, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1 Carnegie St, 76801
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Brownwood Branch401 W Commerce St, 76801
Cen Tex Manufacturing Credit Union Credit union · 1
Cen Tex Manufacturing Credit Union has 1 office in Brownwood, 2 across Texas. It is based in Brownwood, TX and $15.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office4488 Highway 377 S, 76801
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Central Credit Union Credit union · 1
First Central Credit Union has 1 office in Brownwood, 6 across Texas. It is based in Waco, TX and $188.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Brownwood Branch1602 Austin Ave, 76801
All hours
Mon to Fri 7:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mid-tex Credit Union Credit union · 1
Mid-tex Credit Union has 1 office in Brownwood, 1 across Texas. It is based in Brownwood, TX and $36.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office3808 Highway 377 S, 76801
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in Brownwood, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Brownwood Branch at 1221 Austin Ave dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Brownwood Branch1221 Austin Ave, 76801
Western Bank Bank · 1
Western Bank has 1 branch in Brownwood, 10 across Texas and 10 nationwide. FDIC records list its main office in Lubbock, TX and show it operating since 1909. With $947.2 million in total assets on June 30, 2026, it ranks No. 1,098 of 4,232 U.S. banks by total assets. The Brownwood Branch at 1110 Clements dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Brownwood Branch1110 Clements, 76801
Join a credit union in Brownwood
3 credit unions have 3 offices here: First Central Credit Union, Mid-tex Credit Union and Cen Tex Manufacturing Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Brownwood page has every office in the state's directory.
Banking in Brownwood: the local picture
Short answer: 4 banks run 8 branches in Brownwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Brownwood, 3 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is Western Bank, operating since 1909 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens National Bank at Brownwood's office at 1 Carnegie St, dating to 1934; the newest is TexasBank's at 400 Fisk Ave, from 2016.
3 credit unions have 3 offices in Brownwood, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 8 locations have no published hours in these sources.
Saturday hours in Brownwood
Short answer: None of the 3 Brownwood locations with published hours lists Saturday hours. 8 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Brownwood, and where the nearest one is if they do not.
Short answer: No branches in Brownwood: Chase (nearest in Abilene, 66 mi), Wells Fargo (nearest in Burnet, 79 mi), Bank of America (nearest in Abilene, 66 mi), PNC Bank (nearest in Killeen, 86 mi), U.S. Bank (nearest in Dallas, 152 mi), Truist (nearest in Austin, 111 mi), Fifth Third Bank (nearest in Cedar Park, 107 mi), Huntington (nearest in Goldthwaite, 30 mi), Regions Bank (nearest in Georgetown, 107 mi), TD Bank, BMO (nearest in Dallas, 147 mi).
| Bank | In Brownwood | Nearest branch if none here |
|---|---|---|
| Chase | None | Abilene, 66 miles away |
| Wells Fargo | None | Burnet, 79 miles away |
| Bank of America | None | Abilene, 66 miles away |
| PNC Bank | None | Killeen, 86 miles away |
| U.S. Bank | None | Dallas, 152 miles away |
| Truist | None | Austin, 111 miles away |
| Fifth Third Bank | None | Cedar Park, 107 miles away |
| Huntington | None | Goldthwaite, 30 miles away |
| Regions Bank | None | Georgetown, 107 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 147 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Brownwood to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Brownwood residents like anyone else.
Banks near Brownwood
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Early (2 miles) and Comanche (26 miles). Comanche, 26 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Early, TX | 2 mi | 3 | 3 |
| Banks in Comanche, TX | 26 mi | 4 | 4 |
| Banks in Coleman, TX | 27 mi | 2 | 4 |
| Banks in Goldthwaite, TX | 30 mi | 2 | 2 |
| Banks in De Leon, TX | 38 mi | 2 | 3 |
| Banks in San Saba, TX | 39 mi | 3 | 3 |
| Banks in Brady, TX | 45 mi | 2 | 2 |
| Banks in Dublin, TX | 46 mi | 3 | 3 |
Bank branch openings and closings in Brownwood
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Brownwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Brownwood
Short answer: 3 institutions have their main office in Brownwood: Citizens National Bank at Brownwood, Mid-tex Credit Union and Cen Tex Manufacturing Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Citizens National Bank at Brownwood | Bank | $303.4 million | 2 |
| Mid-tex Credit Union | Credit union | $36.9 million | 1 |
| Cen Tex Manufacturing Credit Union | Credit union | $15.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Brownwood by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Brownwood offices.
Short answer: Prosperity Bank is the largest bank with offices in Brownwood, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. TexasBank is second with $2.48 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| TexasBank | $2.48 billion | No. 506 | 4 | Fort Worth, TX |
| Western Bank | $947.2 million | No. 1,098 | 1 | Lubbock, TX |
| Citizens National Bank at Brownwood | $303.4 million | No. 2,465 | 2 | Brownwood, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Brownwood: FAQ
How many banks are in Brownwood, TX?
Brownwood has 4 banks with 8 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Brownwood?
TexasBank, with 4. Citizens National Bank at Brownwood has 2 and Prosperity Bank has 1.
Is there a TexasBank in Brownwood, TX?
Yes. FDIC data lists 4 TexasBank branches in Brownwood as of September 5, 2026. Its branches are listed under TexasBank above, with the address and directions for each.
Is there a Prosperity Bank in Brownwood, TX?
Yes. FDIC data lists 1 Prosperity Bank branch in Brownwood as of September 5, 2026. The address and directions are under Prosperity Bank above.
Is there a Chase in Brownwood, TX?
No. FDIC data lists no Chase branch in Brownwood as of September 5, 2026. The nearest is in Abilene, about 66 miles away in a straight line.
Which banks in Brownwood are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 8 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Brownwood?
Citizens National Bank at Brownwood, Mid-tex Credit Union and Cen Tex Manufacturing Credit Union have their main office in Brownwood, according to the FDIC and the NCUA.
What is the oldest bank in Brownwood?
Western Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1909.
Which credit unions can I join in Brownwood?
First Central Credit Union, Mid-tex Credit Union and Cen Tex Manufacturing Credit Union have offices in Brownwood. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Brownwood in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Brownwood?
Nearby cities with more banks include Early, Comanche, Coleman. Early is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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