US Bank Directory

Banks in Early, TX

3 FDIC-insured banks operate 3 offices in Early, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Early

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Early, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Early

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prosperity Bank, MCBank and Farmers and Merchants Bank have the most locations in Early, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers and Merchants Bank 1 branch · main office De Leon, TX Bank · 1

Farmers and Merchants Bank has 1 branch in Early, 7 across Texas and 7 nationwide. FDIC records list its main office in De Leon, TX and show it operating since 1905. With $269.8 million in total assets on June 30, 2026, it ranks No. 2,623 of 4,232 U.S. banks by total assets. The Farmers And Merchants Bank - Early Branch at 118 Early Blvd dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Farmers And Merchants Bank - Early Branch
    118 Early Blvd, 76802
    Hours: see the bank's site
Farmers and Merchants Bank: profile, branches and contacts
MCBank 1 branch · main office Goldthwaite, TX Bank · 1

MCBank has 1 branch in Early, 4 across Texas and 4 nationwide. FDIC records list its main office in Goldthwaite, TX and show it operating since 1908. With $467.2 million in total assets on June 30, 2026, it ranks No. 1,872 of 4,232 U.S. banks by total assets. The Early Branch at 411 Early Blvd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

MCBank: profile, branches and contacts
Prosperity Bank 1 branch · main office El Campo, TX Bank · 1

Prosperity Bank has 1 branch in Early, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Early Branch at 305 Early Blvd dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Prosperity Bank: profile, branches and contacts

Banking in Early: the local picture

Short answer: 3 banks run 3 branches in Early according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Early, 3 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is Farmers and Merchants Bank, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is Prosperity Bank's office at 305 Early Blvd, dating to 1922; the newest is Farmers and Merchants Bank's at 118 Early Blvd, from 2010.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Early, and where the nearest one is if they do not.

Short answer: No branches in Early: Chase (nearest in Abilene, 66 mi), Wells Fargo (nearest in Burnet, 80 mi), Bank of America (nearest in Abilene, 66 mi), PNC Bank (nearest in Killeen, 85 mi), U.S. Bank (nearest in Dallas, 150 mi), Truist (nearest in Austin, 111 mi), Fifth Third Bank (nearest in Cedar Park, 108 mi), Huntington (nearest in Goldthwaite, 30 mi), Regions Bank (nearest in Georgetown, 107 mi), TD Bank, BMO (nearest in Dallas, 146 mi).

BankIn EarlyNearest branch if none here
ChaseNoneAbilene, 66 miles away
Wells FargoNoneBurnet, 80 miles away
Bank of AmericaNoneAbilene, 66 miles away
PNC BankNoneKilleen, 85 miles away
U.S. BankNoneDallas, 150 miles away
TruistNoneAustin, 111 miles away
Fifth Third BankNoneCedar Park, 108 miles away
HuntingtonNoneGoldthwaite, 30 miles away
Regions BankNoneGeorgetown, 107 miles away
TD BankNonenone in Texas
BMONoneDallas, 146 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Early to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Early residents like anyone else.

Banks near Early

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Brownwood (2 miles) and Comanche (24 miles). Brownwood, 2 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Early

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Early between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Early by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Early offices.

Short answer: Prosperity Bank is the largest bank with offices in Early, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. MCBank is second with $467.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Prosperity Bank$43.88 billionNo. 541El Campo, TX
MCBank$467.2 millionNo. 1,8721Goldthwaite, TX
Farmers and Merchants Bank$269.8 millionNo. 2,6231De Leon, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Early: FAQ

How many banks are in Early, TX?

Early has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Early?

Prosperity Bank, with 1. MCBank has 1 and Farmers and Merchants Bank has 1.

Is there a Prosperity Bank in Early, TX?

Yes. FDIC data lists 1 Prosperity Bank branch in Early as of September 5, 2026. The address and directions are under Prosperity Bank above.

Is there a MCBank in Early, TX?

Yes. FDIC data lists 1 MCBank branch in Early as of September 5, 2026. The address and directions are under MCBank above.

Is there a Farmers and Merchants Bank in Early, TX?

Yes. FDIC data lists 1 Farmers and Merchants Bank branch in Early as of September 5, 2026. The address and directions are under Farmers and Merchants Bank above.

Is there a Chase in Early, TX?

No. FDIC data lists no Chase branch in Early as of September 5, 2026. The nearest is in Abilene, about 66 miles away in a straight line.

What is the oldest bank in Early?

Farmers and Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1905.

Did any bank branches open or close in Early in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Early?

Nearby cities with more banks include Brownwood, Comanche, Coleman. Brownwood is 2 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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