US Bank Directory

Banks in Beaufort, SC

14 FDIC-insured banks operate 17 offices in Beaufort, South Carolina, and 3 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Beaufort

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 17 banks and credit unions operate 21 locations in Beaufort, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

21 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Beaufort

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank, SouthState and First Federal Bank have the most locations in Beaufort, with 2 each. 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cpm Credit Union 2 offices · main office North Charlesto, SC Credit union · 2

Cpm Credit Union has 2 officees in Beaufort, 12 across South Carolina. It is based in North Charlesto, SC and $742.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Beaufort locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Beaufort Port Royal
    100 Midtown Dr, 29906
    (800) 255-1513Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Beaufort Main
    3481 Trask Pkwy, 29906
    (800) 255-1513Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Cpm Credit Union: profile, branches and contacts
First Federal Bank 2 branches · main office Lake City, FL Bank · 2

First Federal Bank has 2 branches in Beaufort, 2 across South Carolina and 30 nationwide. FDIC records list its main office in Lake City, FL and show it operating since 1961. With $4.49 billion in total assets on June 30, 2026, it ranks No. 309 of 4,232 U.S. banks by total assets. The Messenger Service Branch at 36 Sea Island Pkwy dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sea Island Branch
    36 Sea Island Pkwy, 29907
    Hours: see the bank's site
  • Messenger Service Branch
    36 Sea Island Pkwy, 29907
    Hours: see the bank's site
First Federal Bank: profile, branches and contacts
Regions Bank 2 branches · main office Birmingham, AL Bank · 2

Regions Bank has 2 branches in Beaufort, 18 across South Carolina and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Beaufort location is the Lady'S Island Branch at 146 Sea Island Pkwy, dating to 1986; the newest, at 69 Robert Smalls Pkwy, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • Lady'S Island Branch
    146 Sea Island Pkwy, 29907
    Hours: see the bank's site
  • Burton Branch
    69 Robert Smalls Pkwy, 29906
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
SouthState SouthState Bank, National Association · 2 branches · main office Winter Haven, FL Bank · 2

SouthState has 2 branches in Beaufort, 90 across South Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Beaufort location is the Beaufort Branch at 1121 Boundary St, dating to 1986; the newest, at 189 Sea Island Pkwy, to 1999. It does not publish hours in the sources this page uses; check its site before you go.

  • Beaufort Branch
    1121 Boundary St, 29902
    Hours: see the bank's site
  • Ladys Island Branch
    189 Sea Island Pkwy, 29907
    Hours: see the bank's site
SouthState: profile, branches and contacts
Ameris Bank 1 branch · main office Atlanta, GA Bank · 1

Ameris Bank has 1 branch in Beaufort, 14 across South Carolina and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Beaufort Branch at 2348 Boundary St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Beaufort Branch
    2348 Boundary St, 29902
    Hours: see the bank's site
Ameris Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Beaufort, 61 across South Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Jean Ribaut Square Branch at 2115 Boundary St dates to 1979 in FDIC branch records. Its published hours do not list Saturday.

  • Jean Ribaut Square Branch
    2115 Boundary St, 29902
    (843) 521-6070Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Bank of the Lowcountry 1 branch · main office Walterboro, SC Bank · 1

Bank of the Lowcountry has 1 branch in Beaufort, 6 across South Carolina and 5 nationwide. FDIC records list its main office in Walterboro, SC and show it operating since 1989. With $430.2 million in total assets on June 30, 2026, it ranks No. 1,975 of 4,232 U.S. banks by total assets. The Beaufort Branch at 186 Sea Island Pkwy dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Beaufort Branch
    186 Sea Island Pkwy, 29907
    Hours: see the bank's site
Bank of the Lowcountry: profile, branches and contacts
Coastal States Bank 1 branch · main office Hilton Head Island, SC Bank · 1

Coastal States Bank has 1 branch in Beaufort, 6 across South Carolina and 11 nationwide. FDIC records list its main office in Hilton Head Island, SC and show it operating since 2004. With $2.42 billion in total assets on June 30, 2026, it ranks No. 515 of 4,232 U.S. banks by total assets. The Beaufort Branch at 1029 Boundary St dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Beaufort Branch
    1029 Boundary St, 29902
    Hours: see the bank's site
Coastal States Bank: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Beaufort, 19 across South Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Beaufort Station Bc Branch at 351-A Robert Smalls Parkway dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Beaufort Station Bc Branch
    351-A Robert Smalls Parkway, 29906
    Hours: see the bank's site
Fifth Third Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Beaufort, 113 across South Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Beaufort Branch at 921 Bay St dates to 1931 in FDIC branch records. Its published hours do not list Saturday.

  • Beaufort Branch
    921 Bay St, 29902
    (843) 522-8088Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
Marine Credit Union 1 office · main office Jacksonville, NC Credit union · 1

Marine Credit Union has 1 office in Beaufort, 1 across South Carolina. It is based in Jacksonville, NC and $1.08 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Beaufort
    265 Sea Island Pkwy, 29907
    (910) 577-5154Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Marine Credit Union: profile, branches and contacts
Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in Beaufort, 8 across South Carolina. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Beaufort Sc
    203 Robert Smalls Pkwy Sc 270, 29906
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
Palmetto State Bank 1 branch · main office Hampton, SC Bank · 1

Palmetto State Bank has 1 branch in Beaufort, 8 across South Carolina and 8 nationwide. FDIC records list its main office in Hampton, SC and show it operating since 1907. With $597.5 million in total assets on June 30, 2026, it ranks No. 1,566 of 4,232 U.S. banks by total assets. The Burton Branch at 2347 Boundary St dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Palmetto State Bank: profile, branches and contacts
South Atlantic Bank 1 branch · main office Myrtle Beach, SC Bank · 1

South Atlantic Bank has 1 branch in Beaufort, 12 across South Carolina and 12 nationwide. FDIC records list its main office in Myrtle Beach, SC and show it operating since 2007. With $1.98 billion in total assets on June 30, 2026, it ranks No. 612 of 4,232 U.S. banks by total assets. The Beaufort Branch at 37 Robert Smalls Pkwy dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Beaufort Branch
    37 Robert Smalls Pkwy, 29906
    Hours: see the bank's site
South Atlantic Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Beaufort, 95 across South Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Lady'S Island Branch at 1 Kemmerlin Ln dates to 2004 in FDIC branch records. Its published hours do not list Saturday.

  • Lady'S Island Branch
    1 Kemmerlin Ln, 29907
    (843) 522-4300Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Beaufort, 103 across South Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lady'S Island Branch at 148 Sea Island Pkwy dates to 1981 in FDIC branch records. It opens on Saturday.

  • Lady'S Island Branch
    148 Sea Island Pkwy, 29907
    (843) 982-5800Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Beaufort, 44 across South Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 8015 Beaufort South Carolina Walmart Branch at 350 Robert Smalls Pkwy dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 8015 Beaufort South Carolina Walmart Branch
    350 Robert Smalls Pkwy, 29906
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Beaufort

3 credit unions have 4 offices here: Cpm Credit Union, Navy Federal Credit Union and Marine Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Beaufort page has every office in the state's directory.

Banking in Beaufort: the local picture

Short answer: 14 banks run 17 branches in Beaufort according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 14 banks, 0 have their main office in Beaufort, 4 elsewhere in South Carolina and 10 out of state, according to the FDIC.

The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 921 Bay St, dating to 1931; the newest is Bank of the Lowcountry's at 186 Sea Island Pkwy, from 2026.

3 credit unions have 4 offices in Beaufort, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 2 open on Saturday. 13 locations have no published hours in these sources.

Banks by ZIP code in Beaufort

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 29907 has the most bank and credit union offices in Beaufort (8), followed by 29906 (7) and 29902 (6). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
2990787First Federal Bank, Bank of the Lowcountry, Marine Credit Union
2990676Cpm Credit Union, Fifth Third Bank, Navy Federal Credit Union
2990266Ameris Bank, Bank of America, Coastal States Bank

Banks and credit unions open on Saturday in Beaufort

Short answer: 2 of the 8 Beaufort locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Beaufort, and where the nearest one is if they do not.

Short answer: In Beaufort: Wells Fargo (1), Bank of America (1), Truist (1), Fifth Third Bank (1), Regions Bank (2). No branches in Beaufort: Chase (nearest in Bluffton, 15 mi), PNC Bank (nearest in Hilton Head, 17 mi), U.S. Bank, Huntington (nearest in Charleston, 50 mi), TD Bank (nearest in Hilton Head Island, 15 mi), BMO.

BankIn BeaufortNearest branch if none here
Wells Fargo1 branchhere
Bank of America1 branchhere
Truist1 branchhere
Fifth Third Bank1 branchhere
Regions Bank2 brancheshere
ChaseNoneBluffton, 15 miles away
PNC BankNoneHilton Head, 17 miles away
U.S. BankNonenone in South Carolina
HuntingtonNoneCharleston, 50 miles away
TD BankNoneHilton Head Island, 15 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Beaufort to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Beaufort residents like anyone else.

Banks near Beaufort

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bluffton (16 miles) and Hilton Head Island (16 miles). Bluffton, 16 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Beaufort

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Beaufort between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Aug 3, 2026OpenedBank of the Lowcountry186 Sea Island Pkwy, 29907

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Beaufort by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Beaufort offices.

Short answer: Bank of America is the largest bank with offices in Beaufort, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
Regions Bank$159.79 billionNo. 272Birmingham, AL
SouthState$68.79 billionNo. 412Winter Haven, FL
Ameris Bank$28.42 billionNo. 761Atlanta, GA
Woodforest$8.98 billionNo. 1811The Woodlands, TX
First Federal Bank$4.49 billionNo. 3092Lake City, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Beaufort: FAQ

How many banks are in Beaufort, SC?

Beaufort has 14 banks with 17 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Beaufort?

Regions Bank, with 2. SouthState has 2 and First Federal Bank has 2.

Is there a Regions Bank in Beaufort, SC?

Yes. FDIC data lists 2 Regions Bank branches in Beaufort as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.

Is there a SouthState in Beaufort, SC?

Yes. FDIC data lists 2 SouthState branches in Beaufort as of September 5, 2026. Its branches are listed under SouthState above, with the address and directions for each.

Is there a First Federal Bank in Beaufort, SC?

Yes. FDIC data lists 2 First Federal Bank branches in Beaufort as of September 5, 2026. Its branches are listed under First Federal Bank above, with the address and directions for each.

Is there a Chase in Beaufort, SC?

No. FDIC data lists no Chase branch in Beaufort as of September 5, 2026. The nearest is in Bluffton, about 15 miles away in a straight line.

Which banks in Beaufort are open on Saturday?

Wells Fargo and Navy Federal Credit Union publish Saturday hours for one or more Beaufort locations. The Saturday section above lists each one with its hours. 13 of the 21 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Beaufort?

Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.

Which credit unions can I join in Beaufort?

Cpm Credit Union, Navy Federal Credit Union and Marine Credit Union have offices in Beaufort. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Beaufort in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Beaufort?

Nearby cities with more banks include Bluffton, Hilton Head Island, Ridgeland. Bluffton is 16 miles away with 13 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 17 branches: Bank of America, First Citizens Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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