FDIC-insured bank
First Federal Bank — Lake City, FL
Bank headquartered in Lake City, Florida, part of FIRST FEDERAL BCORP MHC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 4705 W Us Highway 90 Lake City, FL 32055 |
| County | Columbia |
| Metro area | Lake City, FL |
| Website | www.ffbf.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 31313 |
| Federal Reserve RSSD ID | 384278 |
| Status | Active |
| Charter class | SB (OCC) |
| Holding company | FIRST FEDERAL BCORP MHC |
| Domestic offices | 30 |
| Financials as of | June 30, 2026 |
How to find your First Federal Bank routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.ffbf.com.
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Offices nearest to headquarters
| First Federal Bank main office Lake City, FL |
4705 W Us Highway 90, 32055 |
| First Federal Courier Service Branch Lake City, FL |
4705 W Us Highway 90, 32055 |
| Highway 90 W. Branch Lake City, FL |
2571 W Us Highway 90, 32055 |
| 1255 South First Street Branch Lake City, FL |
707 Sw Main Blvd, 32025 |
| Live Oak Branch Live Oak, FL |
1102 Ohio Ave N, 32064 |
| South Ohio Avenue Branch Live Oak, FL |
804 Ohio Ave S, 32064 |
| Jasper Branch Jasper, FL |
507 Hatley St W, 32052 |
| Highway 51 N. Branch Mayo, FL |
187 N Fletcher Ave, 32066 |
| Dowling Park Branch Dowling Park, FL |
11035 County Road 136, 32060 |
| Macclenny Branch Macclenny, FL |
784 S 6th St, 32063 |
| Starke Branch Starke, FL |
841 S Walnut St, 32091 |
| Gainesville Gainesville, FL |
4200 Sw 34th St, 32608 |
29 offices in total. Browse them by city through the state pages.
Where First Federal Bank has offices
Cities with the most First Federal Bank offices
Largest banks headquartered elsewhere in Florida
| SouthState Bank, National Association Winter Haven | $68.79 billion |
| EverBank, National Association Jacksonville | $46.69 billion |
| Raymond James Bank Saint Petersburg | $45.60 billion |
| BankUnited, National Association Miami Lakes | $34.86 billion |
| City National Bank of Florida Miami | $29.11 billion |
| Seacoast National Bank Stuart | $21.34 billion |
| Amerant Bank, National Association Coral Gables | $10.27 billion |
| Ocean Bank Miami | $7.63 billion |
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