US Bank Directory
Banks in Macclenny, FL
3 FDIC-insured banks operate 3 offices in Macclenny, Florida, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Macclenny
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Macclenny, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Macclenny
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo, Ameris Bank and First Federal Bank have the most locations in Macclenny, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Ameris Bank Bank · 1
Ameris Bank has 1 branch in Macclenny, 51 across Florida and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Macclenny Branch at 839 S 5th St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Macclenny Branch839 S 5th St, 32063
First Federal Bank Bank · 1
First Federal Bank has 1 branch in Macclenny, 27 across Florida and 30 nationwide. FDIC records list its main office in Lake City, FL and show it operating since 1961. With $4.49 billion in total assets on June 30, 2026, it ranks No. 309 of 4,232 U.S. banks by total assets. The Macclenny Branch at 784 S 6th St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Macclenny Branch784 S 6th St, 32063
Tru Fi Credit Union Credit union · 1
Tru Fi Credit Union has 1 office in Macclenny, 3 across Florida. It is based in Macclenny, FL and $142.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office602 S 6Th St, 32063
All hours
Mon to Thu 9 am to 4:30 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Vystar Credit Union Credit union · 1
Vystar Credit Union has 1 office in Macclenny, 92 across Florida. It is based in Jacksonville, FL and $13.80 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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118-Macclenny1168 S 6Th St, 32063
All hours
Mon to Thu 9 am to 5 pm; Fri 7:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Macclenny, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Macclenny Branch at 744 S 6th St dates to 2001 in FDIC branch records. Its published hours do not list Saturday.
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Macclenny Branch744 S 6th St, 32063
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Macclenny
2 credit unions have 2 offices here: Vystar Credit Union and Tru Fi Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Macclenny page has every office in the state's directory.
Banking in Macclenny: the local picture
Short answer: 3 banks run 3 branches in Macclenny according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Macclenny, 1 elsewhere in Florida and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 744 S 6th St, dating to 2001; the newest is First Federal Bank's at 784 S 6th St, from 2008.
2 credit unions have 2 offices in Macclenny, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Macclenny
Short answer: 1 of the 3 Macclenny locations with published hours opens on Saturday, run by 1 institution.
- Vystar Credit Union: 1 of 1 office (1168 S 6Th St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Macclenny, and where the nearest one is if they do not.
Short answer: In Macclenny: Wells Fargo (1). No branches in Macclenny: Chase (nearest in Orange Park, 24 mi), Bank of America (nearest in Jacksonville, 18 mi), PNC Bank (nearest in Middleburg, 20 mi), U.S. Bank (nearest in Sarasota, 204 mi), Truist (nearest in Jacksonville, 18 mi), Fifth Third Bank (nearest in Jacksonville, 22 mi), Huntington (nearest in Dunnellon, 86 mi), Regions Bank (nearest in Orange Park, 24 mi), TD Bank (nearest in Jacksonville, 23 mi), BMO (nearest in Tampa, 162 mi).
| Bank | In Macclenny | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Orange Park, 24 miles away |
| Bank of America | None | Jacksonville, 18 miles away |
| PNC Bank | None | Middleburg, 20 miles away |
| U.S. Bank | None | Sarasota, 204 miles away |
| Truist | None | Jacksonville, 18 miles away |
| Fifth Third Bank | None | Jacksonville, 22 miles away |
| Huntington | None | Dunnellon, 86 miles away |
| Regions Bank | None | Orange Park, 24 miles away |
| TD Bank | None | Jacksonville, 23 miles away |
| BMO | None | Tampa, 162 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Macclenny to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Macclenny residents like anyone else.
Banks near Macclenny
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Middleburg (21 miles) and Starke (23 miles). Jacksonville, 31 miles away, has the most banks nearby: 30.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Middleburg, FL | 21 mi | 2 | 2 |
| Banks in Starke, FL | 23 mi | 4 | 4 |
| Banks in Orange Park, FL | 25 mi | 10 | 12 |
| Banks in Callahan, FL | 27 mi | 2 | 2 |
| Banks in Fleming Island, FL | 27 mi | 4 | 4 |
| Banks in Jacksonville, FL | 31 mi | 30 | 148 |
| Banks in Lake City, FL | 33 mi | 6 | 10 |
| Banks in Keystone Heights, FL | 34 mi | 3 | 3 |
Bank branch openings and closings in Macclenny
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Macclenny between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Macclenny
Short answer: 1 institution has its main office in Macclenny: Tru Fi Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Tru Fi Credit Union | Credit union | $142.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Macclenny by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Macclenny offices.
Short answer: Wells Fargo is the largest bank with offices in Macclenny, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Ameris Bank is second with $28.42 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Ameris Bank | $28.42 billion | No. 76 | 1 | Atlanta, GA |
| First Federal Bank | $4.49 billion | No. 309 | 1 | Lake City, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Macclenny: FAQ
How many banks are in Macclenny, FL?
Macclenny has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Macclenny?
Wells Fargo, with 1. Ameris Bank has 1 and First Federal Bank has 1.
Is there a Wells Fargo in Macclenny, FL?
Yes. FDIC data lists 1 Wells Fargo branch in Macclenny as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Ameris Bank in Macclenny, FL?
Yes. FDIC data lists 1 Ameris Bank branch in Macclenny as of September 5, 2026. The address and directions are under Ameris Bank above.
Is there a First Federal Bank in Macclenny, FL?
Yes. FDIC data lists 1 First Federal Bank branch in Macclenny as of September 5, 2026. The address and directions are under First Federal Bank above.
Is there a Chase in Macclenny, FL?
No. FDIC data lists no Chase branch in Macclenny as of September 5, 2026. The nearest is in Orange Park, about 24 miles away in a straight line.
Which banks in Macclenny are open on Saturday?
Vystar Credit Union publishes Saturday hours for one or more Macclenny locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Macclenny?
Tru Fi Credit Union has its main office in Macclenny, according to the FDIC and the NCUA.
What is the oldest bank in Macclenny?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Macclenny?
Vystar Credit Union and Tru Fi Credit Union have offices in Macclenny. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Macclenny in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Macclenny?
Nearby cities with more banks include Middleburg, Starke, Orange Park. Middleburg is 21 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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