Banks in Keystone Heights, FL

Bank branch map: Keystone Heights

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Keystone Heights, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Keystone Heights

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank, Ameris Bank and Capital City Bank have the most locations in Keystone Heights, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Ameris Bank 1 branch · main office Atlanta, GA Bank · 1

Ameris Bank has 1 branch in Keystone Heights, 51 across Florida and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Keystone Heights Branch at 100 Ne Commercial Cir dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Keystone Heights Branch

  100 Ne Commercial Cir, 32656

  Hours: see the bank's site
  DirectionsWebsite

Ameris Bank: profile, branches and contacts

Calhoun Liberty Credit Union 1 office · main office Blountstown, FL Credit union · 1

Calhoun Liberty Credit Union has 1 office in Keystone Heights, 5 across Florida. It is based in Blountstown, FL and $172.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Frecu Branch Office

  7022 Cooperative Way Bldg 1, 32656

  (850) 877-6160Today 8 am to 5 pm

  All hours

  Mon to Fri 8 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Calhoun Liberty Credit Union: profile, branches and contacts

Capital City Bank 1 branch · main office Tallahassee, FL Bank · 1

Capital City Bank has 1 branch in Keystone Heights, 53 across Florida and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The Keystone Heights Branch at 500 Green Way dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Keystone Heights Branch

  500 Green Way, 32656

  Hours: see the bank's site
  DirectionsWebsite

Capital City Bank: profile, branches and contacts

PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Keystone Heights, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Keystone Heights Branch at 200 S Lawrence Blvd dates to 1952 in FDIC branch records. Its published hours do not list Saturday.

• Keystone Heights Branch

  200 S Lawrence Blvd, 32656

  Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  DirectionsWebsite

PNC Bank: profile, branches and contacts

Join a credit union in Keystone Heights

1 credit union has 1 office here: Calhoun Liberty Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Keystone Heights page has every office in the state's directory.

Banking in Keystone Heights: the local picture

Short answer: 3 banks run 3 branches in Keystone Heights according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Keystone Heights, 1 elsewhere in Florida and 2 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 200 S Lawrence Blvd, dating to 1952; the newest is Ameris Bank's at 100 Ne Commercial Cir, from 1986.

The only credit union with an office here is Calhoun Liberty Credit Union.

Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Keystone Heights

Short answer: None of the 2 Keystone Heights locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Keystone Heights, and where the nearest one is if they do not.

Short answer: In Keystone Heights: PNC Bank (1). No branches in Keystone Heights: Chase (nearest in Gainesville, 21 mi), Wells Fargo (nearest in Gainesville, 20 mi), Bank of America (nearest in Gainesville, 20 mi), U.S. Bank (nearest in Sarasota, 172 mi), Truist (nearest in Gainesville, 20 mi), Fifth Third Bank (nearest in Gainesville, 23 mi), Huntington (nearest in Dunnellon, 56 mi), Regions Bank (nearest in Gainesville, 24 mi), TD Bank (nearest in Starke, 12 mi), BMO (nearest in Tampa, 130 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Keystone Heights to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Keystone Heights residents like anyone else.

Banks near Keystone Heights

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Starke (12 miles) and Middleburg (22 miles). Gainesville, 23 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Keystone Heights

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Keystone Heights between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Keystone Heights by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Keystone Heights offices.

Short answer: PNC Bank is the largest bank with offices in Keystone Heights, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Ameris Bank is second with $28.42 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Keystone Heights: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.